Bayfirst National Bank: SBA Lending Activity & Industry Focus

Nationwide (52 states)High-volume SBA lenderSmall loan specialistTrending upRecently active

Based on historical SBA 7(a) lending data.

Total Approvals

1,914

by Bayfirst National Bank

Total Volume

$368,021,000

approved amount

Median Loan Size

$150,000

per approval

Recent Activity

last 90 days through Nov 2025

Active SBA Lender

Bayfirst National Bank is a national lender active across 52 states lending across 78 different industries. With 1,914 SBA 7(a) approvals on record and a median loan size of $150,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Bayfirst National Bank's SBA 7(a) lending history

Accelerating SBA activity

Bayfirst National Bank's SBA lending is trending up — 219 approvals in the last 6 months vs. 147 in the prior period (+49%). Increasing volume can signal improved capacity and appetite for new borrowers.

Established SBA track record

With 1,914 SBA 7(a) approvals, Bayfirst National Bank has meaningful SBA experience. This volume suggests they have dedicated SBA staff and established processes for government-guaranteed lending.

Sweet spot: $150K–$350K loans

60% of Bayfirst National Bank's SBA loans fall in the $150K–$350K range. Their typical loan (median) is $150,000, with the middle 50% of loans between $128,500 and $150,000. If your loan request is in this range, you may see a faster, smoother process.

Nationwide reach (52 states)

Bayfirst National Bank has funded SBA loans in 52 states, giving them broad geographic coverage. Their highest concentration is in California (15% of loans). National lenders typically accept applications from anywhere in the U.S.

Smaller loan specialist

Bayfirst National Bank's median loan of $150,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 78 industries served

Bayfirst National Bank lends across 78 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Bayfirst National Bank

↑ 57%loan volume YoY

↑ 92%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 1,000 SBA 7(a) approvals

Under $50K37 (4%)

$50K–$150K261 (26%)

$150K–$350K597 (60%)

$350K–$1M92 (9%)

$1M–$5M13 (1%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$150,000

25th percentile

$128,500

75th percentile

$150,000

Average

$194,350

Typical range

$128,500

$150,000

States served

CA281 FL269 NY185 TX158 GA73 NJ68 IL62 PA54 WA51 CO43 AZ41 VA40 OH37 MA35 TN34 MD31 NC31 OR30 MI29 IN28 UT28 SC27 NV23 WI21 LA21 MO20 CT19 MN18 AL15 KY14 KS14 MS11 NH11 OK11 NE10 ID9 HI8 AR7 RI7 NM6 IA6 ME5 MT5 DE4 WY4 DC3 ND2 WV1 SD1 VT1 AK1 PR1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	California	281	$150,000
2	Florida	269	$150,000
3	New York	185	$150,000
4	Texas	158	$150,000
5	Georgia	73	$127,500
6	New Jersey	68	$150,000
7	Illinois	62	$150,000
8	Pennsylvania	54	$150,000
9	Washington	51	$150,000
10	Colorado	43	$150,000
11	Arizona	41	$210,000
12	Virginia	40	$150,000
13	Ohio	37	$150,000
14	Massachusetts	35	$150,000
15	Tennessee	34	$128,800
16	Maryland	31	$150,000
17	North Carolina	31	$150,000
18	Oregon	30	$212,500
19	Michigan	29	$150,000
20	Indiana	28	$275,000
21	Utah	28	$150,000
22	South Carolina	27	$150,000
23	Nevada	23	$100,000
24	Wisconsin	21	$205,000
25	Louisiana	21	$150,000

Bayfirst National Bank by industry

Veterinary Services281 approvals Tile and Terrazzo Contractors168 approvals Outpatient Mental Health and Substance Abuse Centers168 approvals Travel Agencies112 approvals Pet Care (except Veterinary) Services104 approvals Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant80 approvals Reupholstery and Furniture Repair79 approvals Residential Remodelers78 approvals Snack and Nonalcoholic Beverage Bars76 approvals Used Household and Office Goods Moving63 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Veterinary Services	541	281
2	Tile and Terrazzo Contractors	238	168
3	Outpatient Mental Health and Substance Abuse Centers	621	168
4	Travel Agencies	561	112
5	Pet Care (except Veterinary) Services	812	104
6	Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant	423	80
7	Reupholstery and Furniture Repair	811	79
8	Residential Remodelers	236	78
9	Snack and Nonalcoholic Beverage Bars	722	76
10	Used Household and Office Goods Moving	484	63

Recent SBA 7(a) approvals by Bayfirst National Bank

Month	Borrower	Location	Industry	Amount
2025-12	Glo*****any	AMERICAN FORK, UT	Other Personal Care Services	$971,000
2025-12	Be *****Co.	CHICAGO, IL	Child Day Care Services	$495,000
2025-12	A-1*****age	COTTONWOOD, AL	Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers	$219,000
2025-12	Hou*****LLC	HARTFORD, CT	—	$259,700
2025-12	Tex*****LLC	CONVERSE, TX	Offices of Physical, Occupational and Speech Therapists, and Audiologi	$350,000
2025-12	Koa*****nta	ATLANTA, GA	Drywall and Insulation Contractors	$550,000
2025-12	Son*****emy	DEBARY, FL	Child Day Care Services	$761,600
2025-11	The*****tro	FORT MILL, SC	Drinking Places (Alcoholic Beverages)	$325,000
2025-11	OLU*****LLC	DALLAS, TX	Insurance Agencies and Brokerages	$350,000
2025-11	Des*****ing	MADISON, WI	Advertising Agencies	$210,000
2025-11	INT*****NC.	ROCKLIN, CA	Data Processing, Hosting, and Related Services	$350,000
2025-11	Aut*****LLC	HENDERSON, NV	Automotive Body, Paint, and Interior Repair and Maintenance	$939,700
2025-11	Cla*****LLC	SILVER CREEK, GA	All Other Specialty Trade Contractors	$1,205,000
2025-11	L4 *****LLC	DOVER, FL	Solid Waste Collection	$424,800
2025-11	Cas*****ncy	EL CAJON, CA	Janitorial Services	$155,000
2025-11	Ima*****LLC	LAKE OSWEGO, OR	Fitness and Recreational Sports Centers	$282,000
2025-11	L4 *****LLC	DOVER, FL	Solid Waste Collection	$50,000
2025-11	QF***LLC	OLATHE, KS	All Other Outpatient Care Centers	$293,000
2025-11	FUS***** CO	BUFORD, GA	Industrial Supplies Merchant Wholesalers	$261,000
2025-09	Mod*****nc.	NAPLES, FL	Interior Design Services	$1,185,000
2025-09	All****LLC	CHARLOTTE, NC	Engineering Services	$665,000
2025-09	A&A*****ods	LINCOLN PARK, NJ	Supermarkets and Other Grocery (except Convenience) Stores	$1,135,000
2025-09	JAL*****JAL	MIAMI, FL	Offices of Lawyers	$500,000
2025-08	Hil*****LLC	NEW BRAUNFELS, TX	Elementary and Secondary Schools	$766,000
2025-08	Fam*****LLC	FREDERICKSBURG, VA	Home Health Care Services	$275,000
2025-08	Glo*****ing	MIDLOTHIAN, TX	Other Personal Care Services	$995,000
2025-08	Bra*****emy	KATY, TX	Child Day Care Services	$306,000
2025-08	The*****olf	PORT CHARLOTTE, FL	All Other Amusement and Recreation Industries	$249,000
2025-08	Sup*****LLC	SAINT PETERSBURG, FL	—	$72,000
2025-08	CUS*****LLC	FOLEY, AL	Glass and Glazing Contractors	$516,000
2025-08	KMI*****ces	LAKELAND, FL	Plumbing, Heating, and Air-Conditioning Contractors	$750,000
2025-08	Zue*****Inc	SALISBURY, NH	Other Measuring and Controlling Device Manufacturing	$508,000
2025-08	Glo*****ing	GREENSBORO, NC	Other Personal Care Services	$990,000
2025-08	Tal*****ers	GUAYNABO, PR	Employment Placement Agencies	$350,000
2025-07	H&M*****Inc	LOUISBURG, NC	Hardwood Veneer and Plywood Manufacturing	$150,000
2025-07	Car*****nc.	NORTH CHARLESTON, SC	Advertising Material Distribution Services	$155,000
2025-07	Api*****xas	BROWNFIELD, TX	Farm Management Services	$94,000
2025-07	B. *****LLC	HATTIEVILLE, AR	Plumbing, Heating, and Air-Conditioning Contractors	$141,000
2025-07	Imp*****LLC	GIBSONTON, FL	Residential Remodelers	$150,000
2025-07	APE*****INC	CHANTILLY, VA	Tile and Terrazzo Contractors	$150,000
2025-07	Dol*****LLC	WOODS CROSS, UT	Commercial and Institutional Building Construction	$142,000
2025-07	ART*****TD.	SAINT JOHN, IN	Audio and Video Equipment Manufacturing	$108,500
2025-07	9 S*****LLC	WEEKI WACHEE, FL	Repossession Services	$85,000
2025-07	Kla*****LLC	SURPRISE, AZ	Residential Property Managers	$59,000
2025-07	Hau*****cca	MONROE, NY	—	$150,000
2025-07	The*****nc.	SAINT GEORGE, UT	Offices of Real Estate Agents and Brokers	$150,000
2025-07	Pos*****LLC	ATLANTA, GA	Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler	$150,000
2025-07	FAU*****LLC	CANTON, MA	Home Health Care Services	$150,000
2025-07	YOR*****LLC	FORT MYERS, FL	Painting and Wall Covering Contractors	$150,000
2025-07	ACE*****LEM	SALEM, OR	Other Personal and Household Goods Repair and Maintenance	$97,700

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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