Bayfirst National Bank: SBA Lending Activity & Industry Focus

Nationwide (52 states)High-volume SBA lenderSmall loan specialistRecently activeDiverse industry mix

Based on historical SBA 7(a) lending data.

Total Approvals

1,914

by Bayfirst National Bank

Total Volume

$368,021,000

approved amount

Median Loan Size

$150,000

per approval

Recent Activity

last 90 days through Nov 2025

Active SBA Lender

Bayfirst National Bank is a national lender active across 52 states lending across 78 different industries. With 1,914 SBA 7(a) approvals on record and a median loan size of $150,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Bayfirst National Bank's SBA 7(a) lending history

Established SBA track record

With 1,914 SBA 7(a) approvals, Bayfirst National Bank has meaningful SBA experience. This volume suggests they have dedicated SBA staff and established processes for government-guaranteed lending.

Sweet spot: $150K–$350K loans

60% of Bayfirst National Bank's SBA loans fall in the $150K–$350K range. Their typical loan (median) is $150,000, with the middle 50% of loans between $128,500 and $150,000. If your loan request is in this range, you may see a faster, smoother process.

Nationwide reach (52 states)

Bayfirst National Bank has funded SBA loans in 52 states, giving them broad geographic coverage. Their highest concentration is in California (15% of loans). National lenders typically accept applications from anywhere in the U.S.

Smaller loan specialist

Bayfirst National Bank's median loan of $150,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 78 industries served

Bayfirst National Bank lends across 78 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Bayfirst National Bank's SBA activity has been relatively stable, with 299 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Bayfirst National Bank

↑ 137%loan volume YoY

↑ 24%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 1,000 SBA 7(a) approvals

Under $50K37 (4%)

$50K–$150K261 (26%)

$150K–$350K597 (60%)

$350K–$1M92 (9%)

$1M–$5M13 (1%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$150,000

25th percentile

$128,500

75th percentile

$150,000

Average

$194,350

Typical range

$128,500

$150,000

States served

CA281 FL269 NY185 TX158 GA73 NJ68 IL62 PA54 WA51 CO43 AZ41 VA40 OH37 MA35 TN34 MD31 NC31 OR30 MI29 IN28 UT28 SC27 NV23 WI21 LA21 MO20 CT19 MN18 AL15 KY14 KS14 MS11 NH11 OK11 NE10 ID9 HI8 AR7 RI7 NM6 IA6 ME5 MT5 DE4 WY4 DC3 ND2 WV1 SD1 VT1 AK1 PR1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	California	281	$150,000
2	Florida	269	$150,000
3	New York	185	$150,000
4	Texas	158	$150,000
5	Georgia	73	$127,500
6	New Jersey	68	$150,000
7	Illinois	62	$150,000
8	Pennsylvania	54	$150,000
9	Washington	51	$150,000
10	Colorado	43	$150,000
11	Arizona	41	$210,000
12	Virginia	40	$150,000
13	Ohio	37	$150,000
14	Massachusetts	35	$150,000
15	Tennessee	34	$128,800
16	Maryland	31	$150,000
17	North Carolina	31	$150,000
18	Oregon	30	$212,500
19	Michigan	29	$150,000
20	Indiana	28	$275,000
21	Utah	28	$150,000
22	South Carolina	27	$150,000
23	Nevada	23	$100,000
24	Wisconsin	21	$205,000
25	Louisiana	21	$150,000

Bayfirst National Bank by industry

Veterinary Services281 approvals Tile and Terrazzo Contractors168 approvals Outpatient Mental Health and Substance Abuse Centers168 approvals Travel Agencies112 approvals Pet Care (except Veterinary) Services104 approvals Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant80 approvals Reupholstery and Furniture Repair79 approvals Residential Remodelers78 approvals Snack and Nonalcoholic Beverage Bars76 approvals Used Household and Office Goods Moving63 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Veterinary Services	541	281
2	Tile and Terrazzo Contractors	238	168
3	Outpatient Mental Health and Substance Abuse Centers	621	168
4	Travel Agencies	561	112
5	Pet Care (except Veterinary) Services	812	104
6	Warm Air Heating and Air-Conditioning Equipment and Supplies Merchant	423	80
7	Reupholstery and Furniture Repair	811	79
8	Residential Remodelers	236	78
9	Snack and Nonalcoholic Beverage Bars	722	76
10	Used Household and Office Goods Moving	484	63

Recent SBA 7(a) approvals by Bayfirst National Bank

Month	Borrower	Location	Industry	Amount
2025-11	OLU*****LLC	DALLAS, TX	Insurance Agencies and Brokerages	$350,000
2025-11	INT*****NC.	ROCKLIN, CA	Data Processing, Hosting, and Related Services	$350,000
2025-11	Des*****ing	MADISON, WI	Advertising Agencies	$210,000
2025-08	Fam*****LLC	FREDERICKSBURG, VA	Home Health Care Services	$275,000
2025-08	Glo*****ing	MIDLOTHIAN, TX	Other Personal Care Services	$995,000
2025-08	The*****olf	PORT CHARLOTTE, FL	All Other Amusement and Recreation Industries	$249,000
2025-08	Bra*****emy	KATY, TX	Child Day Care Services	$306,000
2025-08	Sup*****LLC	SAINT PETERSBURG, FL	—	$72,000
2025-08	KMI*****ces	LAKELAND, FL	Plumbing, Heating, and Air-Conditioning Contractors	$750,000
2025-08	Glo*****ing	GREENSBORO, NC	Other Personal Care Services	$990,000
2025-08	Zue*****Inc	SALISBURY, NH	Other Measuring and Controlling Device Manufacturing	$508,000
2025-07	TRA*****INC	NEW HYDE PARK, NY	Travel Agencies	$150,000
2025-07	OC *****NIC	SANTA ANA, CA	Offices of Chiropractors	$150,000
2025-07	NES*****LLC	FLORHAM PARK, NJ	Hardware Manufacturing	$150,000
2025-07	LYN*****LLC	PHOENIX, AZ	Plumbing, Heating, and Air-Conditioning Contractors	$150,000
2025-07	TR *****Inc	FAIRFIELD, CA	Electrical Contractors	$150,000
2025-07	MOB*****NC.	RIVERSIDE, CA	Automotive Body, Paint, and Interior Repair and Maintenance	$150,000
2025-07	CAP*****LLC	CARLISLE, PA	General Rental Centers	$100,000
2025-07	Pay*****Pro	CARY, NC	Payroll Services	$97,000
2025-07	Tri*****mes	AUSTIN, TX	—	$138,200
2025-07	EVA*****NC.	LAS VEGAS, NV	Other Building Equipment Contractors	$150,000
2025-07	Tou*****ome	MCPHERSON, KS	Home Health Care Services	$150,000
2025-07	U.S*****nc.	IRVINE, CA	New Single-Family Housing Construction (except Operative Builders)	$150,000
2025-07	Uni*****LLC	CUMMING, GA	Employment Placement Agencies	$143,000
2025-07	SQU*****INC	SUNRISE, FL	Janitorial Services	$150,000
2025-07	Dah*****ces	GRANDVIEW, MO	Drywall and Insulation Contractors	$150,000
2025-07	Pol*****nc.	MIAMI BEACH, FL	Other Management Consulting Services	$350,000
2025-07	MES*****INC	MONROE, NY	Child and Youth Services	$150,000
2025-07	Pam*****son	SANTA ROSA, CA	Nursing Care Facilities	$83,400
2025-07	Ate*****LLC	BROOKLYN, NY	Child Day Care Services	$50,000
2025-07	CRO*****NCE	LA MIRADA, CA	Painting and Wall Covering Contractors	$87,000
2025-07	Ass*****nch	CARLSBAD, CA	All Other Professional, Scientific, and Technical Services	$129,400
2025-06	SK8*****LLC	PARAMOUNT, CA	—	$150,000
2025-06	Rac*****LLC	CORDOVA, TN	Promoters of Performing Arts, Sports, and Similar Events without Facil	$150,000
2025-06	ESC*****LLC	PEORIA, AZ	Other Personal Care Services	$951,200
2025-06	Oce*****LLC	CHARLOTTE, NC	Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler	$150,000
2025-06	LTC*****LLC	ALPHARETTA, GA	Office Equipment Merchant Wholesalers	$88,600
2025-06	DJM*****LLC	BELLEVILLE, WI	Landscaping Services	$150,000
2025-06	Ebo*****nc.	FISHERS, IN	Motor Vehicle Supplies and New Parts Merchant Wholesalers	$150,000
2025-06	T &*****PTR	AURORA, CO	—	$100,000
2025-06	PIP*****INC	BROOKLYN, NY	Plumbing, Heating, and Air-Conditioning Contractors	$150,000
2025-06	Arm*****LLC	CALIFON, NJ	Other Activities Related to Real Estate	$150,000
2025-06	Jen*****LLC	RACINE, WI	Plumbing, Heating, and Air-Conditioning Contractors	$150,000
2025-06	Sou*****LLC	BRATTLEBORO, VT	New Single-Family Housing Construction (except Operative Builders)	$150,000
2025-06	R.W*****LLC	LONE GROVE, OK	Septic Tank and Related Services	$108,900
2025-06	AST*****LLC	BELOIT, KS	Offices of All Other Miscellaneous Health Practitioners	$150,000
2025-06	HUG*****INC	SOUTH DAYTONA, FL	General Automotive Repair	$65,000
2025-06	Mr.*****ill	SPRING HILL, FL	Appliance Repair and Maintenance	$70,000
2025-06	Ace*****LLC	LONGMONT, CO	Drywall and Insulation Contractors	$150,000
2025-06	BES*****ARE	PALMDALE, CA	Home Health Care Services	$150,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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