Cache Valley Bank: SBA Lending Activity & Industry Focus

Top lender in UtahTrending upDiverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

75

by Cache Valley Bank

Total Volume

$31,917,900

approved amount

Median Loan Size

$225,000

per approval

Recent Activity

2

last 90 days through Aug 2025

Cache Valley Bank is a regional lender primarily serving Utah, Idaho, Nevada lending across 33 different industries. With 75 SBA 7(a) approvals and a typical loan size of $225,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Cache Valley Bank's SBA 7(a) lending history

Accelerating SBA activity

Cache Valley Bank's SBA lending is trending up — 14 approvals in the last 6 months vs. 9 in the prior period (+56%). Increasing volume can signal improved capacity and appetite for new borrowers.

Regional focus: Utah, Idaho, Nevada

Cache Valley Bank concentrates their SBA lending in 9 states, with 88% of activity in Utah (79%), Idaho (5%), Nevada (4%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Typical loan: $225,000

Cache Valley Bank's median SBA loan is $225,000, with the middle 50% between $100,000 and $450,000. They handle a range of loan sizes without strong concentration in any single band.

Smaller loan specialist

Cache Valley Bank's median loan of $225,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Smaller SBA program

Cache Valley Bank has 75 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 33 industries served

Cache Valley Bank lends across 33 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Cache Valley Bank

21%loan volume YoY
45%dollar volume YoY
Total loaned ($)
Median loan size
Aug '21Jan '22Apr '22Nov '22Apr '23Nov '23May '24Mar '25

Loan size distribution

Based on 76 SBA 7(a) approvals

Under $50K4 (5%)
$50K–$150K22 (29%)
$150K–$350K23 (30%)
$350K–$1M19 (25%)
$1M–$5M8 (11%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$225,000

25th percentile

$100,000

75th percentile

$450,000

Average

$420,959

Typical range

$100,000
$450,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Utah59
2Idaho4
3Nevada3
4Texas2
5Georgia2
6California2
7North Carolina1
8Mississippi1
9Wyoming1

Cache Valley Bank by industry

Industry focus

Recent SBA 7(a) approvals by Cache Valley Bank

MonthBorrowerAmount
2025-08Wes*****LLC$371,100
2025-07ORE*****LLC$85,000
2025-03Dow*****LLC$840,800
2025-03NOR*****LLC$450,000
2025-03Dow*****LLC$50,000
2025-03TUR*****NC.$2,500,000
2025-03INT*****NC.$350,000
2025-03PIN*****LLC$75,000
2025-02UPP*****LLC$50,000
2025-02CLE*****LLC$650,000
2025-02NEC*****LLC$500,000
2024-08NEV*****LLC$100,000
2024-08JOL*****CO.$200,000
2024-05PRO*****INC$500,000
2024-04INT*****NC.$50,000
2024-04ASS*****LLC$50,000
2024-02ASS*****LLC$90,000
2024-02IND*****.C.$190,000
2023-11hyr*****LLC$100,000
2023-11BOS*****LLC$480,000
2023-06SPO*****LLC$15,000
2023-05IME*****LLC$75,000
2023-04RE***LLC$50,000
2023-02ALP*****LLC$234,000
2023-02WAT*****LLC$115,000
2022-12ENO***** PC$50,000
2022-12HC *****LLC$144,100
2022-12HC *****LLC$60,000
2022-11SWI*****LLC$250,000
2022-10FLA*****LLC$200,000
2022-10FLA*****LLC$300,000
2022-05MON*****LLC$207,000
2022-04MON*****LLC$198,000
2022-04DAR*****LLC$281,000
2022-03CAS*****LLC$350,000
2022-03ALP*****LLC$100,000
2022-03MAR*****LLC$220,000
2022-02ROA*****LLC$885,000
2022-02PRO*****LLC$430,000
2022-02OME*****LLC$350,000
2022-01FAB*****LLC$130,000
2021-12MIL*****LLC$200,000
2021-12VAN*****LLC$50,000
2021-11APR*****LLC$25,500
2021-11UTA*****LLC$75,000
2021-11BOO*****LLC$370,900
2021-08HAL*****NC.$1,800,000
2021-08PMG*****LLC$3,082,500
2021-08BE *****LLC$35,000
2021-08ROA*****LLC$931,400

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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