Clear Mountain Bank, INC.: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
30
by Clear Mountain Bank, INC.
Total Volume
$4,669,500
approved amount
Median Loan Size
$61,350
per approval
Recent Activity
1
last 90 days through Apr 2025
Clear Mountain Bank, INC. is a lender serving West Virginia and Maryland and Vermont lending across 14 different industries. With 30 SBA 7(a) approvals and a typical loan size of $61,350, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Clear Mountain Bank, INC.'s SBA 7(a) lending history
Sweet spot: Under $50K loans
40% of Clear Mountain Bank, INC.'s SBA loans fall in the Under $50K range. Their typical loan (median) is $66,900, with the middle 50% of loans between $37,800 and $155,000. If your loan request is in this range, you may see a faster, smoother process.
Local lender: primarily West Virginia
Clear Mountain Bank, INC. focuses their SBA lending in 4 states, with 80% in West Virginia. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.
Declining SBA activity
Clear Mountain Bank, INC.'s SBA lending has slowed recently — 9 approvals in the last 6 months vs. 14 in the prior period (-36%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Smaller loan specialist
Clear Mountain Bank, INC.'s median loan of $61,350 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.
Smaller SBA program
Clear Mountain Bank, INC. has 30 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 14 industries served
Clear Mountain Bank, INC. lends across 14 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Clear Mountain Bank, INC.
Loan size distribution
Based on 30 SBA 7(a) approvals
Summary
Median (50th percentile)
$66,900
25th percentile
$37,800
75th percentile
$155,000
Average
$155,650
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | West Virginia | 24 |
| 2 | Maryland | 4 |
| 3 | Pennsylvania | 1 |
| 4 | Vermont | 1 |
Clear Mountain Bank, INC. by industry
Industry focus
Recent SBA 7(a) approvals by Clear Mountain Bank, INC.
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-04 | Eve*****LLC | HOPWOOD, PA | Security Systems Services (except Locksmiths) | $335,000 |
| 2024-05 | K R*****LLC | MORGANTOWN, WV | Car Washes | $50,000 |
| 2024-02 | Mor*****LLC | MORGANTOWN, WV | Special Needs Transportation | $18,400 |
| 2024-02 | dal*****llc | KINGWOOD, WV | New Single-Family Housing Construction (except Operative Builders) | $80,000 |
| 2024-02 | Con*****LLC | MANNINGTON, WV | New Single-Family Housing Construction (except Operative Builders) | $55,800 |
| 2024-02 | Con*****LLC | MANNINGTON, WV | New Single-Family Housing Construction (except Operative Builders) | $37,800 |
| 2023-08 | Ski*****LLC | MORGANTOWN, WV | Beauty Salons | $75,000 |
| 2022-10 | Edg*****LLC | MORGANTOWN, WV | — | $350,000 |
| 2022-04 | Kev****ose | MORGANTOWN, WV | Janitorial Services | $155,000 |
| 2022-01 | BRU*****LLC | BRUCETON MILLS, WV | Offices of Physicians (except Mental Health Specialists) | $25,000 |
| 2021-08 | Pam*****LLC | MORGANTOWN, WV | Pet Care (except Veterinary) Services | $680,000 |
| 2021-08 | Pam*****LLC | MORGANTOWN, WV | Pet Care (except Veterinary) Services | $120,000 |
| 2021-08 | A A*****LLC | Kingwood, WV | Limited-Service Restaurants | $175,000 |
| 2021-08 | Wat*****LLC | MORGANTOWN, WV | Freestanding Ambulatory Surgical and Emergency Centers | $349,000 |
| 2021-07 | Mar*****LLC | MC HENRY, MD | Beauty Salons | $40,000 |
| 2021-07 | JKC*****LLC | MAIDSVILLE, WV | Offices of Certified Public Accountants | $108,000 |
| 2021-04 | Fie*****Inc | Masontown, WV | Funeral Homes and Funeral Services | $400,000 |
| 2021-04 | Nat*****ore | Reedsville, WV | Specialized Freight (except Used Goods) Trucking, Local | $128,300 |
| 2021-03 | Hal*****LLC | Morgantown, WV | Commercial and Industrial Machinery and Equipment (except Automotive a | $34,600 |
| 2021-03 | Lew*****LLC | Oakland, MD | Electrical Contractors | $25,400 |
| 2021-03 | Hal*****LLC | Morgantown, WV | Commercial and Industrial Machinery and Equipment (except Automotive a | $24,700 |
| 2021-03 | Nur*****LLC | MORGANTOWN, WV | Nursing Care Facilities | $109,800 |
| 2021-02 | KJ&*****LLC | KITZMILLER, MD | Landscaping Services | $25,700 |
| 2020-08 | JJM*****LLC | Morgantown, WV | Other Services to Buildings and Dwellings | $48,300 |
| 2020-08 | ITM*****LLC | Morgantown, WV | Other Computer Related Services | $1,000,000 |
| 2020-08 | Ben*****wis | Newport, VT | Custom Architectural Woodwork and Millwork Manufacturing | $38,300 |
| 2020-08 | Sta*****LLC | Morgantown, WV | Direct Property and Casualty Insurance Carriers | $38,500 |
| 2020-06 | Gro*****LLC | Accident, MD | Specialized Freight (except Used Goods) Trucking, Local | $55,000 |
| 2020-06 | The*****LLC | Morgantown, WV | Snack and Nonalcoholic Beverage Bars | $20,000 |
| 2020-06 | Lou*****nc. | Morgantown, WV | Poured Concrete Foundation and Structure Contractors | $66,900 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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