First United Bank AND Trust Company: SBA Lending Activity & Industry Focus

Top lender in TexasDiverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

37

by First United Bank AND Trust Company

Total Volume

$23,380,400

approved amount

Median Loan Size

$420,400

per approval

Recent Activity

1

last 90 days through Aug 2025

First United Bank AND Trust Company is a lender serving Texas and Oklahoma and Tennessee lending across 17 different industries. With 37 SBA 7(a) approvals and a typical loan size of $420,400, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from First United Bank AND Trust Company's SBA 7(a) lending history

Sweet spot: $350K–$1M loans

51% of First United Bank AND Trust Company's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $528,000, with the middle 50% of loans between $350,000 and $1,138,900. If your loan request is in this range, you may see a faster, smoother process.

Local lender: primarily Texas

First United Bank AND Trust Company focuses their SBA lending in 3 states, with 68% in Texas. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Smaller SBA program

First United Bank AND Trust Company has 37 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 17 industries served

First United Bank AND Trust Company lends across 17 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

First United Bank AND Trust Company's SBA activity has been relatively stable, with 11 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for First United Bank AND Trust Company

14%loan volume YoY
19%dollar volume YoY
Total loaned ($)
Median loan size
Jul '23Oct '23Mar '24Aug '24Nov '24Feb '25Jun '25Sep '25

Loan size distribution

Based on 147 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K5 (3%)
$150K–$350K27 (18%)
$350K–$1M75 (51%)
$1M–$5M40 (27%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$528,000

25th percentile

$350,000

75th percentile

$1,138,900

Average

$933,463

Typical range

$350,000
$1,138,900

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Texas25
2Oklahoma11
3Tennessee1

First United Bank AND Trust Company by industry

Industry focus

Recent SBA 7(a) approvals by First United Bank AND Trust Company

MonthBorrowerAmount
2025-12Ins*****LLC$1,189,300
2025-12Har*****LLC$76,500
2025-11Bra*****LLC$328,600
2025-09WG *****LLC$350,000
2025-08Jen*****LLC$350,000
2025-08Tri*****LLC$433,500
2025-07JCI*****LLC$900,000
2025-07C3 *****LLC$200,000
2025-07The*****LLC$538,000
2025-07Hom*****LLC$350,000
2025-06Col*****LLC$2,697,300
2025-04Chu*****LLC$2,609,000
2025-03MSB*****LLC$2,369,400
2025-03Fre*****nc.$232,000
2025-03Gro*****LLC$250,000
2025-03Lim*****LLC$261,200
2025-03Kuh*****LLC$193,000
2025-02Cap*****LLC$1,277,600
2025-02Tex*****Inc$4,999,000
2025-01GAS*****LLC$3,465,000
2025-01Ora*****LLC$500,000
2024-12Sis*****LLC$166,000
2024-12DOR*****LLC$520,200
2024-11But*****LLC$200,000
2024-10Kuh*****LLC$1,272,600
2024-10Imp*****LLC$494,600
2024-09K&H*****LLC$942,600
2024-09Spa****LLC$250,000
2024-08Bli*****LLC$378,000
2024-08Gro*****LLC$499,000
2024-08DBL*****LLC$780,200
2024-08Swi*****LLC$189,200
2024-08Bre*****LLC$480,600
2024-08Khu*****Inc$120,000
2024-07Tha*****LLC$1,760,700
2024-07PK *****LLC$1,653,500
2024-07CJY*****LLC$756,000
2024-06SFK*****LLC$1,862,900
2024-06SFK*****LLC$3,055,000
2024-06Blo*****LLC$387,400
2024-03OVE*****NC.$1,551,200
2024-03PK *****LLC$1,374,200
2024-01ABA*****INC$167,200
2023-11Cam*****LLC$558,000
2023-10The*****LLC$4,506,000
2023-0940 *****LLC$828,000
2023-09TUM*****LLC$500,000
2023-08LM *****LLC$420,400
2023-08RA *****LLC$923,300
2023-08Par*****nc.$3,000,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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