Frost Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
123
by Frost Bank
Total Volume
$73,810,900
approved amount
Median Loan Size
$320,000
per approval
Recent Activity
5
last 90 days through Nov 2025
Frost Bank is a lender serving Texas and Missouri and Colorado lending across 31 different industries. With 123 SBA 7(a) approvals and a typical loan size of $320,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Frost Bank's SBA 7(a) lending history
Local lender: primarily Texas
Frost Bank focuses their SBA lending in 4 states, with 98% in Texas. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.
Declining SBA activity
Frost Bank's SBA lending has slowed recently — 26 approvals in the last 6 months vs. 37 in the prior period (-30%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Active SBA participant
Frost Bank has 123 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Typical loan: $325,000
Frost Bank's median SBA loan is $325,000, with the middle 50% between $150,000 and $680,000. They handle a range of loan sizes without strong concentration in any single band.
Diversified: 31 industries served
Frost Bank lends across 31 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Frost Bank
Loan size distribution
Based on 396 SBA 7(a) approvals
Summary
Median (50th percentile)
$325,000
25th percentile
$150,000
75th percentile
$680,000
Average
$671,118
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Texas | 120 |
| 2 | Colorado | 1 |
| 3 | North Carolina | 1 |
| 4 | Missouri | 1 |
Frost Bank by industry
Industry focus
Recent SBA 7(a) approvals by Frost Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | NAE*****LLC | Austin, TX | Janitorial Services | $53,000 |
| 2025-12 | Pay*****nc. | Houston, TX | Drywall and Insulation Contractors | $2,619,000 |
| 2025-12 | Alt*****LLC | Houston, TX | — | $150,000 |
| 2025-12 | Alt*****LLC | Houston, TX | — | $535,500 |
| 2025-12 | Tax*****LLC | Austin, TX | Tax Preparation Services | $763,500 |
| 2025-11 | Roo*****ors | Waxahachie, TX | Roofing Contractors | $450,000 |
| 2025-09 | Spe*****.C. | Dallas, TX | Offices of Lawyers | $100,000 |
| 2025-09 | BYB*****LLC | Conroe, TX | — | $350,000 |
| 2025-09 | Sky*****LLC | Richmond, TX | Fitness and Recreational Sports Centers | $398,500 |
| 2025-09 | Fro*****LLC | Edinburg, TX | Snack and Nonalcoholic Beverage Bars | $143,000 |
| 2025-09 | Con*****LLC | Dallas, TX | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $295,400 |
| 2025-08 | NLG*****LLC | Conroe, TX | Other Management Consulting Services | $30,000 |
| 2025-08 | Sou*****ter | Missouri City, TX | — | $4,116,000 |
| 2025-08 | CMG*****LLC | Heath, TX | Fitness and Recreational Sports Centers | $695,900 |
| 2025-08 | PAD*****LLC | Dallas, TX | Fitness and Recreational Sports Centers | $136,800 |
| 2025-08 | Fiv*****LLC | Flower Mound, TX | Drycleaning and Laundry Services (except Coin-Operated) | $200,000 |
| 2025-07 | Mar*****LLC | Houston, TX | Child Day Care Services | $275,000 |
| 2025-07 | Har*****LLC | Sugar Land, TX | Homes for the Elderly | $300,000 |
| 2025-07 | CAT*****LLC | Lancaster, TX | Caterers | $284,800 |
| 2025-07 | Ish*****LLC | Hurst, TX | Offices of Physicians (except Mental Health Specialists) | $1,145,000 |
| 2025-06 | Pue*****LLC | Dallas, TX | Snack and Nonalcoholic Beverage Bars | $1,383,800 |
| 2025-06 | EMY*****LLC | Arlington, TX | Fine Arts Schools | $253,800 |
| 2025-06 | SSP*****LLC | Shenandoah, TX | — | $1,846,000 |
| 2025-06 | THE*****LLC | Forth Worth, TX | Employment Placement Agencies | $170,000 |
| 2025-06 | THE*****LLC | Forth Worth, TX | Employment Placement Agencies | $160,000 |
| 2025-06 | Alc*****LLC | Houston, TX | Painting and Wall Covering Contractors | $209,000 |
| 2025-05 | Nen*****LLC | Houston, TX | Child Day Care Services | $130,000 |
| 2025-05 | Sou*****LLC | Houston, TX | Child Day Care Services | $90,000 |
| 2025-05 | Nat*****LLC | Burleson, TX | Fitness and Recreational Sports Centers | $120,000 |
| 2025-04 | Pol*****USA | North Richland Hills, TX | Other Miscellaneous Durable Goods Merchant Wholesalers | $500,000 |
| 2025-04 | Fin*****LLC | Roanoke, TX | Other Accounting Services | $80,000 |
| 2025-03 | Tor*****LLC | San Antonio, TX | Distilleries | $50,000 |
| 2025-03 | AP***LLC | Kerrville, TX | Amusement and Theme Parks | $2,045,000 |
| 2025-03 | K H*****LLC | Cedar Park, TX | Insurance Agencies and Brokerages | $85,000 |
| 2025-03 | Chr*****ion | Austin, TX | Full-Service Restaurants | $4,830,000 |
| 2025-03 | LE *****RIE | Dallas, TX | Limited-Service Restaurants | $179,200 |
| 2025-03 | Its*****LLC | Rowlett, TX | Marketing Consulting Services | $25,000 |
| 2025-03 | Ame*****ted | Houston, TX | Specialized Freight (except Used Goods) Trucking, Long-Distance | $4,901,000 |
| 2025-03 | Sal*****LLC | Fort Worth, TX | Limited-Service Restaurants | $615,000 |
| 2025-02 | Cow*****LLC | Fort Worth, TX | Wine and Distilled Alcoholic Beverage Merchant Wholesalers | $157,200 |
| 2025-02 | Ede*****LLC | North Richland Hills, TX | Blind and Shade Manufacturing | $450,000 |
| 2025-02 | MCD*****LLC | Cedar Park, TX | Offices of Mental Health Practitioners (except Physicians) | $652,500 |
| 2025-02 | H.C*****LLC | Wylie, TX | Security Systems Services (except Locksmiths) | $100,000 |
| 2025-02 | Blu*****LLC | MANSFIELD, TX | Offices of Optometrists | $459,000 |
| 2025-02 | The*****nc. | PLANO, TX | All Other Miscellaneous Fabricated Metal Product Manufacturing | $500,000 |
| 2025-02 | Ebu*****LLC | Cypress, TX | Sports and Recreation Instruction | $631,000 |
| 2025-02 | Mat*****nc. | Houston, TX | Engineering Services | $4,250,000 |
| 2025-02 | H7 *****LLC | BAYTOWN, TX | Full-Service Restaurants | $883,500 |
| 2025-01 | Ash*****LLC | Melissa, TX | Other Personal Care Services | $267,500 |
| 2025-01 | Aus*****LLC | Manchaca, TX | Janitorial Services | $400,600 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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