Incrediblebank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
77
by Incrediblebank
Total Volume
$87,531,300
approved amount
Median Loan Size
$800,000
per approval
Recent Activity
4
last 90 days through May 2025
Incrediblebank is a regional lender primarily serving California, Michigan, Wisconsin lending across 31 different industries. With 77 SBA 7(a) approvals and a typical loan size of $800,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Incrediblebank's SBA 7(a) lending history
Sweet spot: $350K–$1M loans
41% of Incrediblebank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $820,000, with the middle 50% of loans between $404,000 and $1,519,000. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: California, Michigan, Wisconsin
Incrediblebank concentrates their SBA lending in 24 states, with 39% of activity in California (14%), Michigan (13%), Wisconsin (12%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Declining SBA activity
Incrediblebank's SBA lending has slowed recently — 8 approvals in the last 6 months vs. 12 in the prior period (-33%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Larger-than-average loan sizes
Incrediblebank's median loan of $800,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Smaller SBA program
Incrediblebank has 77 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 31 industries served
Incrediblebank lends across 31 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Incrediblebank
Loan size distribution
Based on 315 SBA 7(a) approvals
Summary
Median (50th percentile)
$820,000
25th percentile
$404,000
75th percentile
$1,519,000
Average
$1,221,464
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 11 |
| 2 | Michigan | 10 |
| 3 | Wisconsin | 9 |
| 4 | Florida | 7 |
| 5 | Texas | 6 |
| 6 | Colorado | 5 |
| 7 | Maryland | 4 |
| 8 | Pennsylvania | 3 |
| 9 | Indiana | 3 |
| 10 | New York | 3 |
| 11 | Georgia | 2 |
| 12 | North Carolina | 2 |
| 13 | Utah | 1 |
| 14 | Louisiana | 1 |
| 15 | Alabama | 1 |
| 16 | Illinois | 1 |
| 17 | Massachusetts | 1 |
| 18 | Kentucky | 1 |
| 19 | Nevada | 1 |
| 20 | Arkansas | 1 |
| 21 | Maine | 1 |
| 22 | Ohio | 1 |
| 23 | South Carolina | 1 |
| 24 | Tennessee | 1 |
Incrediblebank by industry
Industry focus
Recent SBA 7(a) approvals by Incrediblebank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | Moe*****LLC | PLOVER, WI | Limited-Service Restaurants | $205,000 |
| 2025-11 | WOR*****LLC | EAGLE RIVER, WI | Other Heavy and Civil Engineering Construction | $675,000 |
| 2025-05 | RAC*****LLC | MADISON, WI | Promoters of Performing Arts, Sports, and Similar Events with Faciliti | $300,000 |
| 2025-04 | HOR*****NC. | FORT MYERS, FL | — | $315,000 |
| 2025-02 | SLI*****LLC | SLINGER, WI | Racetracks | $2,615,000 |
| 2025-02 | EAG*****LLC | EAGLE RIVER, WI | — | $403,700 |
| 2024-12 | TWO*****LLC | APPLETON, WI | Full-Service Restaurants | $620,000 |
| 2024-12 | FOR*****LLC | NEGAUNEE, MI | Fitness and Recreational Sports Centers | $150,000 |
| 2024-11 | FIR*****LLC | PEMBROKE PINES, FL | Limited-Service Restaurants | $268,000 |
| 2024-10 | GIL*****LLC | RHINELANDER, WI | Finish Carpentry Contractors | $612,000 |
| 2024-09 | Eva*****ons | ORLANDO, FL | Other Building Equipment Contractors | $1,430,000 |
| 2024-09 | Eva*****ons | ORLANDO, FL | Other Building Equipment Contractors | $200,000 |
| 2024-09 | ACR*****LLC | ALPHARETTA, GA | Limited-Service Restaurants | $650,000 |
| 2024-08 | OWS*****LLC | SAN JOSE, CA | Full-Service Restaurants | $600,000 |
| 2024-08 | LIT*****ESS | LITTLETON, CO | Fitness and Recreational Sports Centers | $1,000,000 |
| 2024-08 | HAR*****LLC | LIVINGSTON, TX | Hotels (except Casino Hotels) and Motels | $775,000 |
| 2024-08 | AME*****TON | LIVINGSTON, TX | Hotels (except Casino Hotels) and Motels | $2,635,000 |
| 2024-07 | NEU*****LLC | FORT MYERS, FL | Full-Service Restaurants | $388,000 |
| 2024-07 | TAR*****NC. | STURGEON BAY, WI | All Other Professional, Scientific, and Technical Services | $283,000 |
| 2024-06 | AMJ*****INC | MARQUETTE, MI | General Automotive Repair | $1,506,000 |
| 2024-05 | Azh*****ill | TRACY, CA | Supermarkets and Other Grocery (except Convenience) Stores | $854,000 |
| 2024-04 | SAN*****LLC | ODESSA, FL | Local Messengers and Local Delivery | $588,000 |
| 2024-03 | Gen*****LLC | WOONSOCKET, RI | Full-Service Restaurants | $938,000 |
| 2024-02 | Sim*****nc. | SUSSEX, WI | Engineering Services | $600,000 |
| 2024-01 | THE*****LLC | MCKINNEY, TX | — | $675,300 |
| 2023-12 | PTE*****LLC | BEECH GROVE, IN | Plumbing, Heating, and Air-Conditioning Contractors | $1,990,000 |
| 2023-12 | WO *****LLC | Cape Coral, FL | Full-Service Restaurants | $5,000,000 |
| 2023-12 | PTE*****LLC | BEECH GROVE, IN | Plumbing, Heating, and Air-Conditioning Contractors | $50,000 |
| 2023-11 | Jal*****Inn | ONEONTA, AL | Hotels (except Casino Hotels) and Motels | $1,175,000 |
| 2023-11 | Des*****kro | LOS ANGELES, CA | Other Accounting Services | $392,000 |
| 2023-11 | Si***LLC | PALESTINE, TX | — | $1,410,000 |
| 2023-10 | Gol*****LLC | FORT LAUDERDALE, FL | Homes for the Elderly | $815,000 |
| 2023-09 | KUS*****ITS | PALM DESERT, CA | Full-Service Restaurants | $750,000 |
| 2023-09 | Nov*****LLC | EAGLE RIVER, WI | Offices of All Other Miscellaneous Health Practitioners | $440,000 |
| 2023-09 | Kin*****nc. | DALLAS, TX | Other Motor Vehicle Parts Manufacturing | $212,000 |
| 2023-09 | REK*****tte | NEGAUNEE, MI | Sign Manufacturing | $239,000 |
| 2023-09 | D W*****LLC | HOLLYWOOD, FL | Continuing Care Retirement Communities | $833,000 |
| 2023-09 | Dhi*****Inc | GREELEY, CO | — | $1,255,000 |
| 2023-08 | Bir*****nc. | NAPLES, FL | Wood Kitchen Cabinet and Countertop Manufacturing | $1,120,000 |
| 2023-08 | FIR*****NC. | REDFORD, MI | General Freight Trucking, Long Distance, Truckload | $1,945,000 |
| 2023-07 | Liq*****LLC | ARLINGTON, TX | — | $340,000 |
| 2023-07 | Taa*****LLC | DELAFIELD, WI | Snack and Nonalcoholic Beverage Bars | $785,000 |
| 2023-06 | Eld*****LLC | Elkins Park, PA | Home Health Care Services | $429,000 |
| 2023-06 | Mor*****Pub | Bayfield, WI | Full-Service Restaurants | $400,000 |
| 2023-06 | Hol*****LLC | Lehigh Acres, FL | Plumbing, Heating, and Air-Conditioning Contractors | $885,000 |
| 2023-05 | LAK*****ION | MINOCQUA, WI | All Other Specialty Trade Contractors | $287,800 |
| 2023-05 | Vin*****LLC | DENVER, CO | Amusement Arcades | $465,000 |
| 2023-04 | Sho*****LLC | CELINA, TX | Sporting and Athletic Goods Manufacturing | $5,000,000 |
| 2023-04 | Nas*****nc. | DALLAS, TX | Supermarkets and Other Grocery (except Convenience) Stores | $325,200 |
| 2023-04 | Vi***LLC | PERRYVILLE, MO | Hotels (except Casino Hotels) and Motels | $752,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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