Live OAK Banking Company: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
1,707
by Live OAK Banking Company
Total Volume
$2,433,574,800
approved amount
Median Loan Size
$850,000
per approval
Recent Activity
166
last 90 days through Dec 2025
Live OAK Banking Company is a national lender active across 52 states lending across 70 different industries. With 1,707 SBA 7(a) approvals on record and a median loan size of $850,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Live OAK Banking Company's SBA 7(a) lending history
Established SBA track record
With 1,707 SBA 7(a) approvals, Live OAK Banking Company has meaningful SBA experience. This volume suggests they have dedicated SBA staff and established processes for government-guaranteed lending.
Typical loan: $800,000
Live OAK Banking Company's median SBA loan is $800,000, with the middle 50% between $350,000 and $1,970,000. They handle a range of loan sizes without strong concentration in any single band.
Nationwide reach (52 states)
Live OAK Banking Company has funded SBA loans in 52 states, giving them broad geographic coverage. Their highest concentration is in California (13% of loans). National lenders typically accept applications from anywhere in the U.S.
Larger-than-average loan sizes
Live OAK Banking Company's median loan of $850,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Diversified: 70 industries served
Live OAK Banking Company lends across 70 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Steady lending pace
Live OAK Banking Company's SBA activity has been relatively stable, with 371 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.
Lending trends for Live OAK Banking Company
Loan size distribution
Based on 1,000 SBA 7(a) approvals
Summary
Median (50th percentile)
$800,000
25th percentile
$350,000
75th percentile
$1,970,000
Average
$1,362,029
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 220 |
| 2 | Texas | 197 |
| 3 | Florida | 120 |
| 4 | North Carolina | 111 |
| 5 | Colorado | 86 |
| 6 | Pennsylvania | 65 |
| 7 | New York | 64 |
| 8 | Georgia | 56 |
| 9 | Ohio | 51 |
| 10 | Arizona | 46 |
| 11 | Michigan | 45 |
| 12 | Illinois | 40 |
| 13 | South Carolina | 38 |
| 14 | Oregon | 37 |
| 15 | New Jersey | 36 |
| 16 | Washington | 35 |
| 17 | Wisconsin | 33 |
| 18 | Massachusetts | 33 |
| 19 | Maryland | 30 |
| 20 | Virginia | 30 |
| 21 | Connecticut | 28 |
| 22 | Tennessee | 27 |
| 23 | Indiana | 26 |
| 24 | Utah | 24 |
| 25 | Missouri | 22 |
Live OAK Banking Company by industry
Industry focus
| # | Industry | NAICS | Approvals |
|---|---|---|---|
| 1 | Veterinary Services | 541 | 220 |
| 2 | Offices of Podiatrists | 621 | 190 |
| 3 | Tile and Terrazzo Contractors | 238 | 128 |
| 4 | Snack and Nonalcoholic Beverage Bars | 722 | 110 |
| 5 | Pet Care (except Veterinary) Services | 812 | 110 |
| 6 | Reupholstery and Furniture Repair | 811 | 96 |
| 7 | Residential Property Managers | 531 | 92 |
| 8 | Insurance Agencies and Brokerages | 524 | 83 |
| 9 | Services for the Elderly and Persons with Disabilities | 624 | 69 |
| 10 | Securities Brokerage | 523 | 65 |
Recent SBA 7(a) approvals by Live OAK Banking Company
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | ASP*****LLC | CHESTERTON, IN | — | $615,000 |
| 2025-12 | The*****LLC | WOODSTOCK, GA | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $100,000 |
| 2025-12 | DA *****LLC | DAVENPORT, FL | Fitness and Recreational Sports Centers | $2,250,000 |
| 2025-12 | Whe*****orp | MAGNA, UT | — | $1,197,500 |
| 2025-12 | Pra*****LLC | GRIMES, IA | Veterinary Services | $155,000 |
| 2025-12 | Geo*****LLC | CINCINNATI, OH | Offices of Dentists | $150,000 |
| 2025-12 | AR *****LLC | GREENWOOD, MS | Limited-Service Restaurants | $3,350,000 |
| 2025-12 | Ulu*****ion | SAN CLEMENTE, CA | Offices of Certified Public Accountants | $350,000 |
| 2025-12 | Aar*****LLC | SOUTH HOUSTON, TX | Plumbing, Heating, and Air-Conditioning Contractors | $520,000 |
| 2025-12 | ROC*****LLC | SAN JOSE, CA | Fitness and Recreational Sports Centers | $2,846,000 |
| 2025-12 | Abl*****nc. | LEXINGTON, KY | Home Health Care Services | $2,450,000 |
| 2025-12 | Sou*****.C. | LEES SUMMIT, MO | Veterinary Services | $2,500,000 |
| 2025-12 | Cap*****LLC | PALM COAST, FL | — | $150,000 |
| 2025-12 | MSK*****LLC | BRIDGEVILLE, PA | Child Day Care Services | $275,000 |
| 2025-12 | Vor*****LLC | LOS ANGELES, CA | All Other Professional, Scientific, and Technical Services | $350,000 |
| 2025-12 | McC*****LLC | MANASSAS, VA | Home Health Care Services | $350,000 |
| 2025-12 | Abl*****nc. | LEXINGTON, KY | Home Health Care Services | $150,000 |
| 2025-12 | SON*****INC | WINNETKA, CA | Other Sound Recording Industries | $350,000 |
| 2025-12 | Roy*****NC. | TOMS RIVER, NJ | Commercial and Institutional Building Construction | $350,000 |
| 2025-12 | Mid*****LLC | CHARLOTTE, NC | Other Personal Care Services | $350,000 |
| 2025-12 | Ele*****LLC | WILMINGTON, NC | Other Personal Care Services | $215,000 |
| 2025-12 | Wak*****nc. | LANTANA, FL | Highway, Street, and Bridge Construction | $100,000 |
| 2025-12 | Fid*****LLC | FRISCO, TX | Homes for the Elderly | $100,000 |
| 2025-12 | Bri*****LLC | ALLEN, TX | Offices of Dentists | $350,000 |
| 2025-12 | VLA*****LLC | WHITTIER, CA | Electrical Contractors | $330,000 |
| 2025-12 | Sur*****LLC | MIDDLETOWN, NJ | Offices of Dentists | $350,000 |
| 2025-12 | NM *****LLC | UNIONDALE, NY | Residential Property Managers | $283,000 |
| 2025-12 | Pro*****LLC | DALLAS, TX | Plumbing, Heating, and Air-Conditioning Contractors | $200,000 |
| 2025-12 | Fid*****LLC | FRISCO, TX | Homes for the Elderly | $2,085,000 |
| 2025-12 | SHE*****LLC | ROSEBURG, OR | Lessors of Miniwarehouses and Self-Storage Units | $3,400,000 |
| 2025-12 | GRA*****LLC | FLOWER MOUND, TX | Child Day Care Services | $2,300,000 |
| 2025-12 | Jan*****nc. | BOCA RATON, FL | Marketing Consulting Services | $290,000 |
| 2025-12 | MAC*****LLC | OKLAHOMA CITY, OK | Sign Manufacturing | $350,000 |
| 2025-12 | Gen*****nc. | CARROLLTON, TX | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | $3,372,000 |
| 2025-12 | WES*****ING | WILDOMAR, CA | All Other Personal Services | $350,000 |
| 2025-12 | Kin*****LLC | NAPLES, FL | Offices of Dentists | $200,000 |
| 2025-12 | LUB*****LLC | AMARILLO, TX | Lessors of Miniwarehouses and Self-Storage Units | $650,000 |
| 2025-12 | Saa*****LLC | LAUREL, MD | Child Day Care Services | $5,000,000 |
| 2025-12 | Eld*****LLC | BROOKLINE, MA | Home Health Care Services | $850,000 |
| 2025-12 | CEN*****NC. | ROANOKE, VA | Electromedical and Electrotherapeutic Apparatus Manufacturing | $245,000 |
| 2025-12 | Jam*****LLC | BENSENVILLE, IL | Insurance Agencies and Brokerages | $235,000 |
| 2025-12 | Ida*****LLC | AIRWAY HEIGHTS, WA | Lessors of Miniwarehouses and Self-Storage Units | $1,560,000 |
| 2025-12 | PON*****LLC | LOGAN, UT | Telephone Answering Services | $275,000 |
| 2025-12 | AUM*****LLC | DOYLESTOWN, PA | Veterinary Services | $650,000 |
| 2025-12 | Hof*****LLC | NEW BRAUNFELS, TX | Janitorial Services | $350,000 |
| 2025-12 | TRU*****LLC | SPRING, TX | Veterinary Services | $2,500,000 |
| 2025-12 | Gar*****nc. | PATCHOGUE, NY | Limited-Service Restaurants | $794,000 |
| 2025-12 | Ble*****LLC | MANASSAS, VA | — | $350,000 |
| 2025-12 | MMJ*****LLC | GILMER, TX | Lessors of Miniwarehouses and Self-Storage Units | $700,000 |
| 2025-12 | Red*****LLC | MCKINLEYVILLE, CA | — | $300,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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