Manufacturers AND Traders Trust Company: SBA Lending Activity & Industry Focus

High-volume SBA lenderTop lender in New YorkSmall loan specialistMulti-state (18 states)Recently active

Based on historical SBA 7(a) lending data.

Total Approvals

2,182

by Manufacturers AND Traders Trust Company

Total Volume

$286,468,700

approved amount

Median Loan Size

$50,000

per approval

Recent Activity

267

last 90 days through Dec 2025

Active SBA Lender

Manufacturers AND Traders Trust Company is a regional lender primarily serving New York, Maryland, Pennsylvania lending across 84 different industries. With 2,182 SBA 7(a) approvals on record and a median loan size of $50,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Manufacturers AND Traders Trust Company's SBA 7(a) lending history

Established SBA track record

With 2,182 SBA 7(a) approvals, Manufacturers AND Traders Trust Company has meaningful SBA experience. This volume suggests they have dedicated SBA staff and established processes for government-guaranteed lending.

Sweet spot: Under $50K loans

41% of Manufacturers AND Traders Trust Company's SBA loans fall in the Under $50K range. Their typical loan (median) is $50,000, with the middle 50% of loans between $25,000 and $100,000. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: New York, Maryland, Pennsylvania

Manufacturers AND Traders Trust Company concentrates their SBA lending in 18 states, with 64% of activity in New York (32%), Maryland (22%), Pennsylvania (11%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Declining SBA activity

Manufacturers AND Traders Trust Company's SBA lending has slowed recently — 291 approvals in the last 6 months vs. 529 in the prior period (-45%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Smaller loan specialist

Manufacturers AND Traders Trust Company's median loan of $50,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 84 industries served

Manufacturers AND Traders Trust Company lends across 84 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Manufacturers AND Traders Trust Company

Total loaned ($)

Median loan size

Loan size distribution

Based on 1,000 SBA 7(a) approvals

Under $50K414 (41%)

$50K–$150K377 (38%)

$150K–$350K133 (13%)

$350K–$1M51 (5%)

$1M–$5M25 (3%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$50,000

25th percentile

$25,000

75th percentile

$100,000

Average

$142,890

Typical range

$25,000

$100,000

States served

NY694 MD472 PA236 NJ202 CT199 VA147 DE75 MA53 DC36 NH21 ME20 VT15 FL4 WV4 NC1 WA1 RI1 TX1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	New York	694	$75,100
2	Maryland	472	$70,000
3	Pennsylvania	236	$50,000
4	New Jersey	202	$67,500
5	Connecticut	199	$52,500
6	Virginia	147	$100,000
7	Delaware	75	$16,200
8	Massachusetts	53	$50,000
9	District of Columbia	36	$200,000
10	New Hampshire	21	$35,900
11	Maine	20	$400,000
12	Vermont	15	$87,500
13	Florida	4	$75,000
14	West Virginia	4	$30,000
15	North Carolina	1	$50,000
16	Washington	1	$75,000
17	Rhode Island	1	$196,000
18	Texas	1	$50,000

Manufacturers AND Traders Trust Company by industry

Tile and Terrazzo Contractors239 approvals Veterinary Services222 approvals Snack and Nonalcoholic Beverage Bars214 approvals Travel Agencies149 approvals Outpatient Mental Health and Substance Abuse Centers121 approvals Residential Remodelers119 approvals Pet Care (except Veterinary) Services111 approvals Used Household and Office Goods Moving90 approvals Fitness and Recreational Sports Centers78 approvals Reupholstery and Furniture Repair78 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Tile and Terrazzo Contractors	238	239
2	Veterinary Services	541	222
3	Snack and Nonalcoholic Beverage Bars	722	214
4	Travel Agencies	561	149
5	Outpatient Mental Health and Substance Abuse Centers	621	121
6	Residential Remodelers	236	119
7	Pet Care (except Veterinary) Services	812	111
8	Used Household and Office Goods Moving	484	90
9	Fitness and Recreational Sports Centers	713	78
10	Reupholstery and Furniture Repair	811	78

Recent SBA 7(a) approvals by Manufacturers AND Traders Trust Company

Month	Borrower	Location	Industry	Amount
2025-12	The*****LLC	WILLIAMSPORT, PA	Mobile Food Services	$10,000
2025-12	Fem****LLC	HYATTSVILLE, MD	Other Management Consulting Services	$200,000
2025-12	Met*****nc.	FREDERICK, MD	Sporting and Recreational Goods and Supplies Merchant Wholesalers	$325,000
2025-12	Bay*****LLC	JERSEY CITY, NJ	All Other Amusement and Recreation Industries	$300,000
2025-12	Smi*****LLC	MERRIMACK, NH	Barber Shops	$190,000
2025-12	Bay*****LLC	JERSEY CITY, NJ	All Other Amusement and Recreation Industries	$100,000
2025-12	Bay*****LLC	JERSEY CITY, NJ	All Other Amusement and Recreation Industries	$900,000
2025-12	Spa*****LLC	ALEXANDRIA, VA	Janitorial Services	$40,000
2025-12	Foo*****LLC	WATERBURY, CT	Other Individual and Family Services	$30,000
2025-12	DRU*****LLC	PALMYRA, NY	Breweries	$131,000
2025-12	Spa*****LLC	ALEXANDRIA, VA	Janitorial Services	$30,000
2025-12	Spa*****LLC	ALEXANDRIA, VA	Janitorial Services	$262,500
2025-12	Jin****LLC	BALTIMORE, MD	Full-Service Restaurants	$250,000
2025-12	Iri*****LLC	LEWES, DE	Veterinary Services	$25,000
2025-12	DRU*****LLC	PALMYRA, NY	Breweries	$20,000
2025-12	Iri*****LLC	LEWES, DE	Veterinary Services	$60,000
2025-12	Vih*****nc.	BLOOMFIELD, CT	Wine and Distilled Alcoholic Beverage Merchant Wholesalers	$50,000
2025-12	THE***** PC	COLUMBIA, MD	Offices of Lawyers	$95,000
2025-12	MAR*****LLC	MIDDLETOWN, DE	Snack and Nonalcoholic Beverage Bars	$110,000
2025-12	A T*****any	NEW BRITAIN, PA	Landscape Architectural Services	$50,000
2025-12	Exc*****Inc	MONSEY, NY	Electrical Contractors	$215,000
2025-12	Zer*****LLC	LUTHERVILLE TIMONIUM, MD	Engineering Services	$175,000
2025-12	A T*****any	NEW BRITAIN, PA	Landscape Architectural Services	$21,400
2025-12	TAR*****LLC	BASKING RIDGE, NJ	Beauty Salons	$100,000
2025-12	Wal*****LLC	PERRY HALL, MD	Residential Remodelers	$10,000
2025-12	131*****INC	NEW PALTZ, NY	—	$25,000
2025-12	DAS*****INC	WEST ISLIP, NY	Plumbing, Heating, and Air-Conditioning Contractors	$225,000
2025-12	Aur*****LLC	LINDEN, NJ	Limited-Service Restaurants	$95,000
2025-12	App*****LLC	SOUTH WINDSOR, CT	Home Health Care Services	$70,000
2025-12	Red*****any	HAMDEN, CT	Offices of All Other Miscellaneous Health Practitioners	$5,000
2025-12	SET*****INC	POMONA, NY	Limited-Service Restaurants	$100,000
2025-12	FOR*****LLC	HAGERSTOWN, MD	Drinking Places (Alcoholic Beverages)	$25,000
2025-12	Aur*****LLC	LINDEN, NJ	Limited-Service Restaurants	$20,000
2025-12	Gra*****nc.	NEW YORK, NY	Commercial and Institutional Building Construction	$165,000
2025-12	Med*****ent	BALTIMORE, MD	Office Administrative Services	$10,000
2025-12	COM*****INC	NEWARK, DE	Employment Placement Agencies	$90,000
2025-12	AF**LLC	WEST HARTFORD, CT	Snack and Nonalcoholic Beverage Bars	$550,000
2025-12	Qua*****LLC	EATONTOWN, NJ	Offices of Chiropractors	$35,000
2025-12	PAI****LLC	Amherst, NY	Snack and Nonalcoholic Beverage Bars	$276,000
2025-12	FAT****LLC	ANNAPOLIS, MD	Other Computer Related Services	$10,000
2025-12	KOL*****NC.	SOUTHAMPTON, NY	New Multifamily Housing Construction (except Operative Builders)	$50,000
2025-12	Zer*****LLC	LUTHERVILLE TIMONIUM, MD	Engineering Services	$2,700,000
2025-12	Cam*****.C.	GLASTONBURY, CT	Full-Service Restaurants	$25,000
2025-12	QUI*****LLC	CHAMBERSBURG, PA	Limited-Service Restaurants	$25,000
2025-12	Vih*****nc.	BLOOMFIELD, CT	—	$50,000
2025-12	QUI*****LLC	CHAMBERSBURG, PA	Limited-Service Restaurants	$100,000
2025-12	Cam*****.C.	GLASTONBURY, CT	Full-Service Restaurants	$150,000
2025-12	Mik*****nc.	JOPPA, MD	Painting and Wall Covering Contractors	$25,000
2025-12	STE*****.C.	HALETHORPE, MD	Offices of Podiatrists	$45,000
2025-12	DAV*****NC.	SPRINGVILLE, NY	—	$6,700

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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