Peoples Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
217
by Peoples Bank
Total Volume
$158,463,900
approved amount
Median Loan Size
$229,400
per approval
Recent Activity
9
last 90 days through Dec 2025
Peoples Bank is a regional lender primarily serving Mississippi, Ohio, Texas lending across 45 different industries. With 217 SBA 7(a) approvals and a typical loan size of $229,400, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Peoples Bank's SBA 7(a) lending history
Regional focus: Mississippi, Ohio, Texas
Peoples Bank concentrates their SBA lending in 21 states, with 65% of activity in Mississippi (33%), Ohio (24%), Texas (9%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Declining SBA activity
Peoples Bank's SBA lending has slowed recently — 11 approvals in the last 6 months vs. 22 in the prior period (-50%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Active SBA participant
Peoples Bank has 217 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Typical loan: $240,600
Peoples Bank's median SBA loan is $240,600, with the middle 50% between $97,300 and $852,000. They handle a range of loan sizes without strong concentration in any single band.
Diversified: 45 industries served
Peoples Bank lends across 45 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Peoples Bank
Loan size distribution
Based on 229 SBA 7(a) approvals
Summary
Median (50th percentile)
$240,600
25th percentile
$97,300
75th percentile
$852,000
Average
$743,844
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Mississippi | 71 |
| 2 | Ohio | 52 |
| 3 | Texas | 19 |
| 4 | Florida | 11 |
| 5 | Indiana | 11 |
| 6 | Washington | 8 |
| 7 | Georgia | 7 |
| 8 | Kentucky | 6 |
| 9 | Louisiana | 5 |
| 10 | Illinois | 5 |
| 11 | West Virginia | 4 |
| 12 | Alabama | 3 |
| 13 | North Carolina | 2 |
| 14 | South Carolina | 2 |
| 15 | Tennessee | 2 |
| 16 | Utah | 2 |
| 17 | Nebraska | 2 |
| 18 | Virginia | 2 |
| 19 | Arkansas | 1 |
| 20 | New Mexico | 1 |
| 21 | Oklahoma | 1 |
Peoples Bank by industry
Industry focus
Recent SBA 7(a) approvals by Peoples Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | AOA*****ion | HICKORY CREEK, TX | Limited-Service Restaurants | $664,800 |
| 2025-11 | JAL*****LLC | QUINCY, FL | Hotels (except Casino Hotels) and Motels | $2,628,800 |
| 2025-08 | MAI*****LLC | COCONUT CREEK, FL | Landscaping Services | $1,209,300 |
| 2025-08 | Jon*****LLC | RIDGELAND, MS | Fine Arts Schools | $150,000 |
| 2025-08 | Blu*****LLC | WHITEHOUSE, TX | Other Computer Related Services | $401,700 |
| 2025-08 | CH *****LLC | CHATTANOOGA, TN | Hotels (except Casino Hotels) and Motels | $4,280,000 |
| 2025-08 | Maa****LLC | BIRMINGHAM, AL | Hotels (except Casino Hotels) and Motels | $3,972,000 |
| 2025-08 | GLT*****INC | PLANTATION, FL | Couriers | $1,909,000 |
| 2025-06 | INC*****LLC | GAINESVILLE, TX | — | $1,342,500 |
| 2025-05 | Sca*****LLC | DESTIN, FL | Snack and Nonalcoholic Beverage Bars | $496,500 |
| 2025-04 | OM *****ern | SPARTANBURG, SC | Hotels (except Casino Hotels) and Motels | $3,370,000 |
| 2025-03 | Bar*****nc. | North Canton, OH | General Freight Trucking, Local | $1,053,900 |
| 2025-03 | Bar*****nc. | North Canton, OH | General Freight Trucking, Local | $1,410,800 |
| 2025-03 | Shi*****LLC | ROANOKE RAPIDS, NC | Hotels (except Casino Hotels) and Motels | $775,000 |
| 2025-02 | Nor*****LLC | COVINGTON, LA | Limited-Service Restaurants | $1,874,000 |
| 2025-02 | Nor*****LLC | CINCINNATI, OH | — | $75,000 |
| 2025-02 | Nor*****LLC | Cincinnati, OH | — | $315,000 |
| 2024-11 | Din*****LLC | RICHMOND, VA | — | $120,000 |
| 2024-11 | BTC*****LLC | LUBBOCK, TX | Other Personal Care Services | $116,600 |
| 2024-11 | Sci*****LLC | Wheaton, IL | Barber Shops | $450,000 |
| 2024-10 | Bin*****LLC | Oakbrook Terrace, IL | Pet Care (except Veterinary) Services | $400,000 |
| 2024-10 | Fir*****Inc | RICHLAND, MS | Limited-Service Restaurants | $270,000 |
| 2024-08 | Axi*****LLC | SPICEWOOD, TX | Site Preparation Contractors | $276,700 |
| 2024-08 | Hig*****LLC | HIGHLAND, IN | Limited-Service Restaurants | $250,000 |
| 2024-08 | Veg*****LLC | LOS FRESNOS, TX | Snack and Nonalcoholic Beverage Bars | $552,400 |
| 2024-08 | Fas*****LLC | LINDEN, TX | Gasoline Stations with Convenience Stores | $1,609,300 |
| 2024-08 | AM *****SES | WENATCHEE, WA | Full-Service Restaurants | $385,000 |
| 2024-08 | SLI*****LLC | MADISONVILLE, LA | Limited-Service Restaurants | $1,061,400 |
| 2024-08 | Tex*****LLC | LUBBOCK, TX | Locksmiths | $250,100 |
| 2024-08 | Ej'*****LLC | TAYLORSVILLE, MS | General Freight Trucking, Long Distance, Truckload | $59,500 |
| 2024-08 | FAI*****NC. | BELLINGHAM, WA | — | $900,000 |
| 2024-07 | HOL*****LLC | HENDERSON, NC | Hotels (except Casino Hotels) and Motels | $3,385,600 |
| 2024-07 | Her*****LLC | SEMINARY, MS | Construction and Mining (except Oil Well) Machinery and Equipment Merc | $192,500 |
| 2024-06 | Bae*****LLC | MENDENHALL, MS | Site Preparation Contractors | $42,600 |
| 2024-06 | LS *****LLC | WAYNESBORO, MS | Automotive Body, Paint, and Interior Repair and Maintenance | $30,000 |
| 2024-06 | Mer*****ing | MAGEE, MS | — | $20,000 |
| 2024-05 | Her*****LLC | SEMINARY, MS | Construction and Mining (except Oil Well) Machinery and Equipment Merc | $88,300 |
| 2024-05 | Har*****LLC | TIPTON, IN | Fitness and Recreational Sports Centers | $50,000 |
| 2024-05 | Bla*****ehn | MC DAVID, FL | General Freight Trucking, Local | $287,500 |
| 2024-04 | SIV*****tes | BRYAN, TX | Hotels (except Casino Hotels) and Motels | $3,250,000 |
| 2024-04 | SIN*****LLC | PAINT ROCK, TX | Gasoline Stations with Convenience Stores | $640,000 |
| 2024-03 | Ren*****LLC | CANTON, MS | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $123,000 |
| 2024-03 | SLI*****LLC | SLIDELL, LA | Supermarkets and Other Grocery (except Convenience) Stores | $411,300 |
| 2024-02 | Lou*****LLC | BATAVIA, OH | Landscaping Services | $1,158,400 |
| 2024-02 | Rob*****l I | BATAVIA, OH | Landscaping Services | $100,000 |
| 2024-02 | ART*****LLC | BRANDON, MS | Landscape Architectural Services | $135,000 |
| 2024-02 | Nov*****LLC | MERRILLVILLE, IN | Medical Laboratories | $100,000 |
| 2024-01 | Gea*****LLC | FLORENCE, MS | Other Activities Related to Real Estate | $193,000 |
| 2024-01 | Ari*****LLC | Manchester, TN | Hotels (except Casino Hotels) and Motels | $1,784,000 |
| 2024-01 | Nov*****LLC | MERRILLVILLE, IN | Medical Laboratories | $100,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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