Pioneer Bank: SBA Lending Activity & Industry Focus

Top lender in MinnesotaActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

10

by Pioneer Bank

Total Volume

$2,884,000

approved amount

Median Loan Size

$226,000

per approval

Recent Activity

1

last 90 days through Oct 2022

Pioneer Bank is a lender serving Minnesota and New Mexico. With 10 SBA 7(a) approvals and a typical loan size of $226,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Pioneer Bank's SBA 7(a) lending history

Local lender: primarily Minnesota

Pioneer Bank focuses their SBA lending in 2 states, with 90% in Minnesota. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Typical loan: $150,000

Pioneer Bank's median SBA loan is $150,000, with the middle 50% between $55,000 and $400,000. They handle a range of loan sizes without strong concentration in any single band.

Top industry: Electrical Contractors (20%)

Pioneer Bank's most common SBA borrowers are in Electrical Contractors, representing 20% of their portfolio. They serve 9 industries total.

Smaller SBA program

Pioneer Bank has 10 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Steady lending pace

Pioneer Bank's SBA activity has been relatively stable, with 6 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Pioneer Bank

Total loaned ($)
Median loan size
Oct '19Jun '20Feb '21May '21Oct '21Oct '22

Loan size distribution

Based on 12 SBA 7(a) approvals

Under $50K3 (25%)
$50K–$150K2 (17%)
$150K–$350K3 (25%)
$350K–$1M3 (25%)
$1M–$5M1 (8%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$150,000

25th percentile

$55,000

75th percentile

$400,000

Average

$259,500

Typical range

$55,000
$400,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Minnesota9
2New Mexico1

Pioneer Bank by industry

Industry focus

Recent SBA 7(a) approvals by Pioneer Bank

MonthBorrowerAmount
2022-10See*****LLC$400,000
2022-04Mig*****NC.$375,000
2021-10Sun*****LLC$302,000
2021-06Cod*****nan$150,000
2021-05Sca*****LLC$45,000
2021-03Get*****nc.$500,000
2021-02TNT*****LLC$55,000
2021-02Har*****LLC$37,000
2020-12T L*****nc.$80,000
2020-06Mig*****NC.$1,000,000
2020-04Gua*****nc.$150,000
2019-10L &*****LLC$20,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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