PNC Bank, National Association: SBA Lending Activity & Industry Focus

Nationwide (29 states)Small loan specialistRecently activeDiverse industry mix

Based on historical SBA 7(a) lending data.

Total Approvals

655

by PNC Bank, National Association

Total Volume

$227,309,600

approved amount

Median Loan Size

$50,000

per approval

Recent Activity

last 90 days through Dec 2025

Active SBA Lender

PNC Bank, National Association is a national lender active across 29 states lending across 60 different industries. With 655 SBA 7(a) approvals and a typical loan size of $50,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from PNC Bank, National Association's SBA 7(a) lending history

Sweet spot: Under $50K loans

41% of PNC Bank, National Association's SBA loans fall in the Under $50K range. Their typical loan (median) is $50,000, with the middle 50% of loans between $25,000 and $353,000. If your loan request is in this range, you may see a faster, smoother process.

Declining SBA activity

PNC Bank, National Association's SBA lending has slowed recently — 142 approvals in the last 6 months vs. 270 in the prior period (-47%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Active SBA participant

PNC Bank, National Association has 655 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.

Nationwide reach (29 states)

PNC Bank, National Association has funded SBA loans in 29 states, giving them broad geographic coverage. Their highest concentration is in Texas (18% of loans). National lenders typically accept applications from anywhere in the U.S.

Smaller loan specialist

PNC Bank, National Association's median loan of $50,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 60 industries served

PNC Bank, National Association lends across 60 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for PNC Bank, National Association

↑ 28%loan volume YoY

↓ 15%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 1,000 SBA 7(a) approvals

Under $50K414 (41%)

$50K–$150K203 (20%)

$150K–$350K120 (12%)

$350K–$1M176 (18%)

$1M–$5M85 (9%)

Over $5M2 (0%)

Summary

Median (50th percentile)

$50,000

25th percentile

$25,000

75th percentile

$353,000

Average

$344,305

Typical range

$25,000

$353,000

States served

TX115 PA68 NJ66 OH60 FL56 AZ34 NC31 MD31 MI30 IL27 CA19 AL18 IN15 DE12 CO10 KY10 VA9 GA9 MO8 NY6 WV5 WI4 DC4 NM3 UT1 MS1 SC1 MA1 AR1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Texas	115	$828,000
2	Pennsylvania	68	$342,350
3	New Jersey	66	$30,000
4	Ohio	60	$205,000
5	Florida	56	$350,500
6	Arizona	34	$100,000
7	North Carolina	31	$20,000
8	Maryland	31	$50,000
9	Michigan	30	$40,000
10	Illinois	27	$22,500
11	California	19	$1,731,000
12	Alabama	18	$37,500
13	Indiana	15	$50,000
14	Delaware	12	$25,000
15	Colorado	10	$1,860,000
16	Kentucky	10	$30,000
17	Virginia	9	$40,000
18	Georgia	9	$502,500
19	Missouri	8	$433,050
20	New York	6	$50,000
21	West Virginia	5	$346,000
22	Wisconsin	4	$145,000
23	District of Columbia	4	$30,000
24	New Mexico	3	$250,000
25	Utah	1	$2,349,600

PNC Bank, National Association by industry

Structural Steel and Precast Concrete Contractors85 approvals Outpatient Mental Health and Substance Abuse Centers69 approvals Veterinary Services69 approvals Snack and Nonalcoholic Beverage Bars65 approvals Residential Remodelers47 approvals Pet Care (except Veterinary) Services37 approvals Toy and Hobby Goods and Supplies Merchant Wholesalers26 approvals Used Household and Office Goods Moving25 approvals Other Services to Buildings and Dwellings22 approvals Other Personal and Household Goods Repair and Maintenance22 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Structural Steel and Precast Concrete Contractors	238	85
2	Outpatient Mental Health and Substance Abuse Centers	621	69
3	Veterinary Services	541	69
4	Snack and Nonalcoholic Beverage Bars	722	65
5	Residential Remodelers	236	47
6	Pet Care (except Veterinary) Services	812	37
7	Toy and Hobby Goods and Supplies Merchant Wholesalers	423	26
8	Used Household and Office Goods Moving	484	25
9	Other Services to Buildings and Dwellings	561	22
10	Other Personal and Household Goods Repair and Maintenance	811	22

Recent SBA 7(a) approvals by PNC Bank, National Association

Month	Borrower	Location	Industry	Amount
2025-12	TRA*****LLC	WILMINGTON, OH	—	$25,000
2025-12	BAS*****LLC	GLENSHAW, PA	Marketing Consulting Services	$15,000
2025-12	PIT*****ANY	PITTSBURGH, PA	Food Service Contractors	$25,000
2025-12	Atr*****LLC	HOBOKEN, NJ	All Other Professional, Scientific, and Technical Services	$500,000
2025-12	Tir*****rgy	LEHIGHTON, PA	Plumbing, Heating, and Air-Conditioning Contractors	$50,000
2025-12	FLO*****LLC	ORANGE, NJ	Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers	$25,000
2025-12	NOL*****ING	SONORA, CA	Plumbing, Heating, and Air-Conditioning Contractors	$179,000
2025-12	4N *****LLC	WOODRIDGE, IL	Environmental Consulting Services	$250,000
2025-12	4N *****LLC	WOODRIDGE, IL	Environmental Consulting Services	$2,050,000
2025-12	JRo*****LLC	FRISCO, TX	Electrical Contractors	$200,000
2025-12	LA *****INC	GREENVILLE, PA	Site Preparation Contractors	$101,000
2025-12	NOR*****LLC	SCHOOLCRAFT, MI	Other Grocery and Related Products Merchant Wholesalers	$25,000
2025-11	Pot*****LLC	POOLESVILLE, MD	Surveying and Mapping (except Geophysical) Services	$249,500
2025-11	GLO*****LLC	ALEXANDRIA, VA	Beauty Salons	$20,000
2025-11	76S*****LLC	BERGENFIELD, NJ	Finish Carpentry Contractors	$600,000
2025-11	1St*****LLC	ORLANDO, FL	—	$171,600
2025-11	Mil*****LLC	UPLAND, CA	Used Household and Office Goods Moving	$50,000
2025-11	4 L*****LLC	AUSTIN, TX	Apparel Accessories and Other Apparel Manufacturing	$120,000
2025-11	4 L*****LLC	AUSTIN, TX	Apparel Accessories and Other Apparel Manufacturing	$100,000
2025-11	BLU*****LLC	NILES, IL	Security Guards and Patrol Services	$20,000
2025-11	COR*****LLC	PITTSBURGH, PA	Full-Service Restaurants	$395,700
2025-11	EAS*****NC.	UTICA, MI	Tax Preparation Services	$20,000
2025-11	Nai*****LLC	STOW, OH	Nail Salons	$10,000
2025-11	NAI*****LLC	GREENSBURG, PA	Nail Salons	$355,000
2025-11	Ble*****LLC	HAMILTON, OH	Beauty Salons	$349,000
2025-09	TRA*****NC.	NAPERVILLE, IL	—	$409,500
2025-09	Tri*****nc.	CHICAGO, IL	Beauty Salons	$188,000
2025-09	Dou*****Ltd	QUARRYVILLE, PA	Roofing Contractors	$150,000
2025-09	HK *****LLC	MANTECA, CA	Industrial Machinery and Equipment Merchant Wholesalers	$735,200
2025-09	BAR*****NC.	AUBURN, IN	General Automotive Repair	$403,700
2025-09	Tri*****nc.	CHICAGO, IL	Beauty Salons	$35,000
2025-09	UV *****LLC	DURHAM, NC	Full-Service Restaurants	$583,800
2025-09	THE*****NC.	NORTHGLENN, CO	Cut Stone and Stone Product Manufacturing	$362,900
2025-09	THE*****NC.	NORTHGLENN, CO	Cut Stone and Stone Product Manufacturing	$25,000
2025-09	PI***LLC	COLLINSVILLE, IL	Snack and Nonalcoholic Beverage Bars	$425,000
2025-09	GS***LLC	LEAGUE CITY, TX	Private Mail Centers	$210,000
2025-09	MIR*****INC	MIAMI, FL	—	$25,000
2025-09	ESP*****LLC	CLIFTON, NJ	School and Employee Bus Transportation	$20,000
2025-09	PER*****LLC	OAKLAND, CA	All Other Amusement and Recreation Industries	$50,000
2025-09	Ko-*****LLC	MANSFIELD, TX	Full-Service Restaurants	$240,000
2025-09	RPR*****LLC	BETHALTO, IL	Residential Remodelers	$20,000
2025-09	Dan*****.C.	ARLINGTON, TX	Offices of Lawyers	$573,000
2025-09	Ble*****LLC	HAMILTON, OH	Beauty Salons	$375,500
2025-09	510*****LLC	HILLIARD, OH	Insurance Agencies and Brokerages	$207,000
2025-09	TOM*****RP.	LISLE, IL	Security Systems Services (except Locksmiths)	$126,500
2025-09	EPI*****NC.	CHARLOTTE, NC	Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip	$400,000
2025-09	Imb*****LLC	DELRAY BEACH, FL	Beauty Salons	$30,000
2025-09	CTT*****INC	WATERBURY, CT	—	$30,000
2025-09	ELI*****ANY	CHESTER, PA	General Automotive Repair	$25,000
2025-08	SAS*****NC.	LOOMIS, CA	Nail Salons	$990,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Check your fit with PNC Bank, National Association

See how well this lender matches your specific business profile.

Check your lender fit