Readycap Lending, LLC: SBA Lending Activity & Industry Focus

Nationwide (49 states)High-volume SBA lenderSmall loan specialistTrending upRecently active

Based on historical SBA 7(a) lending data.

Total Approvals

1,954

by Readycap Lending, LLC

Total Volume

$796,090,100

approved amount

Median Loan Size

$141,100

per approval

Recent Activity

122

last 90 days through Dec 2025

Active SBA Lender

Readycap Lending, LLC is a national lender active across 49 states lending across 79 different industries. With 1,954 SBA 7(a) approvals on record and a median loan size of $141,100, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Readycap Lending, LLC's SBA 7(a) lending history

Accelerating SBA activity

Readycap Lending, LLC's SBA lending is trending up — 460 approvals in the last 6 months vs. 111 in the prior period (+314%). Increasing volume can signal improved capacity and appetite for new borrowers.

Established SBA track record

With 1,954 SBA 7(a) approvals, Readycap Lending, LLC has meaningful SBA experience. This volume suggests they have dedicated SBA staff and established processes for government-guaranteed lending.

Typical loan: $115,000

Readycap Lending, LLC's median SBA loan is $115,000, with the middle 50% between $50,000 and $450,000. They handle a range of loan sizes without strong concentration in any single band.

Nationwide reach (49 states)

Readycap Lending, LLC has funded SBA loans in 49 states, giving them broad geographic coverage. Their highest concentration is in California (16% of loans). National lenders typically accept applications from anywhere in the U.S.

Smaller loan specialist

Readycap Lending, LLC's median loan of $141,100 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 79 industries served

Readycap Lending, LLC lends across 79 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Readycap Lending, LLC

↑ 121%loan volume YoY

↑ 31%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 1,000 SBA 7(a) approvals

Under $50K192 (19%)

$50K–$150K328 (33%)

$150K–$350K167 (17%)

$350K–$1M212 (21%)

$1M–$5M98 (10%)

Over $5M3 (0%)

Summary

Median (50th percentile)

$115,000

25th percentile

$50,000

75th percentile

$450,000

Average

$389,482

Typical range

$50,000

$450,000

States served

CA313 FL230 TX180 NY146 NC82 GA80 NJ69 WA56 AZ53 CO52 PA51 VA43 IL41 MD40 OR38 MI34 TN34 OH31 MA28 SC27 WI27 IN25 CT23 LA22 UT21 AL21 NV18 MO16 MN14 MS12 HI12 KY11 NE11 OK10 NH9 NM9 DC8 AR8 ID8 KS7 IA6 DE5 WY4 SD4 AK4 ME4 MT3 RI2 WV2

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	California	313	$50,000
2	Florida	230	$100,000
3	Texas	180	$50,000
4	New York	146	$292,000
5	North Carolina	82	$151,250
6	Georgia	80	$150,000
7	New Jersey	69	$200,000
8	Washington	56	$2,313,500
9	Arizona	53	$50,000
10	Colorado	52	$305,000
11	Pennsylvania	51	$50,000
12	Virginia	43	$186,000
13	Illinois	41	$50,000
14	Maryland	40	$50,000
15	Oregon	38	$50,000
16	Michigan	34	$50,000
17	Tennessee	34	$470,500
18	Ohio	31	$50,000
19	Massachusetts	28	$92,500
20	South Carolina	27	$50,000
21	Wisconsin	27	$42,500
22	Indiana	25	$103,500
23	Connecticut	23	$50,000
24	Louisiana	22	$75,000
25	Utah	21	$216,000

Readycap Lending, LLC by industry

Veterinary Services344 approvals Snack and Nonalcoholic Beverage Bars169 approvals Pet Care (except Veterinary) Services162 approvals Site Preparation Contractors129 approvals Outpatient Mental Health and Substance Abuse Centers117 approvals Travel Agencies84 approvals Residential Remodelers77 approvals Vocational Rehabilitation Services51 approvals Reupholstery and Furniture Repair51 approvals Used Household and Office Goods Moving46 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Veterinary Services	541	344
2	Snack and Nonalcoholic Beverage Bars	722	169
3	Pet Care (except Veterinary) Services	812	162
4	Site Preparation Contractors	238	129
5	Outpatient Mental Health and Substance Abuse Centers	621	117
6	Travel Agencies	561	84
7	Residential Remodelers	236	77
8	Vocational Rehabilitation Services	624	51
9	Reupholstery and Furniture Repair	811	51
10	Used Household and Office Goods Moving	484	46

Recent SBA 7(a) approvals by Readycap Lending, LLC

Month	Borrower	Location	Industry	Amount
2025-12	Cru*****ers	NEW BRAUNFELS, TX	Travel Agencies	$50,000
2025-12	COA*****PES	MURRAY, UT	All Other Professional, Scientific, and Technical Services	$335,000
2025-12	EMP*****LLC	HURST, TX	Other Individual and Family Services	$17,500
2025-12	STU*****LLC	BREWSTER, MA	Architectural Services	$50,000
2025-12	Sie*****nc.	Ventura, CA	Other Accounting Services	$250,000
2025-12	HEA*****LLC	ROYAL PALM BEACH, FL	Support Activities for Animal Production	$25,000
2025-12	D'S*****LLC	HIRAM, GA	Barber Shops	$15,000
2025-12	CCB*****PAS	TERRE HAUTE, IN	Collection Agencies	$50,000
2025-11	K&L*****LLC	HOUSTON, TX	Plumbing, Heating, and Air-Conditioning Contractors	$50,000
2025-11	JLR*****tes	Margate, NJ	All Other Professional, Scientific, and Technical Services	$50,000
2025-11	JOE*****LLC	HOLLAND, IN	General Automotive Repair	$20,000
2025-11	Acc*****ice	SCOTTSDALE, AZ	Administrative Management and General Management Consulting Services	$50,000
2025-11	Rad*****LLC	RIVERSIDE, CA	Other Commercial and Industrial Machinery and Equipment Rental and Lea	$250,000
2025-11	Xtr*****.P.	WASHINGTON, DC	Offices of Lawyers	$130,000
2025-11	CAT*****LLC	Riverview, FL	Offices of Real Estate Agents and Brokers	$50,000
2025-11	ROI*****Inc	LUCK, WI	All Other Professional, Scientific, and Technical Services	$50,000
2025-11	A&N*****LLC	Powhatan, VA	Support Activities for Animal Production	$18,000
2025-11	DNT*****LLC	DOVER, DE	Fitness and Recreational Sports Centers	$350,000
2025-11	HOM*****LLC	Campobello, SC	All Other Specialty Trade Contractors	$15,000
2025-11	HEL*****LLC	DACULA, GA	Fitness and Recreational Sports Centers	$2,000,000
2025-11	Bli*****are	Clarksville, MD	Nail Salons	$264,000
2025-11	Fus*****ess	MEMPHIS, TN	All Other Personal Services	$40,000
2025-11	Don*****Spa	San Antonio, TX	—	$50,000
2025-11	CMC*****OUP	VALRICO, FL	Insurance Agencies and Brokerages	$30,000
2025-11	G:5*****IIP	LOS ANGELES, CA	Offices of All Other Miscellaneous Health Practitioners	$219,000
2025-11	Dr.*****LLC	AUSTIN, TX	Other Individual and Family Services	$50,000
2025-11	4-1*****LLC	Mt Pleasant, SC	Full-Service Restaurants	$50,000
2025-11	LUN*****LLC	Spring Hill, TN	Interior Design Services	$30,000
2025-11	PRE****LLC	Lawrence, MA	Nail Salons	$50,000
2025-11	K &*****LLC	Sugar Land, TX	Other Miscellaneous Nondurable Goods Merchant Wholesalers	$50,000
2025-11	Wil*****LLC	CARROLLTON, TX	Snack and Nonalcoholic Beverage Bars	$882,000
2025-11	The*****ool	CHESTERFIELD, MO	Child Day Care Services	$350,000
2025-11	SK2****LLC	BULLARD, TX	Food Service Contractors	$640,000
2025-11	Big*****ogs	Camphill, PA	Full-Service Restaurants	$50,000
2025-11	VEN*****LLC	PEACHTREE CITY, GA	Poured Concrete Foundation and Structure Contractors	$50,000
2025-11	Sh****LLC	Oklahoma City, OK	Limited-Service Restaurants	$50,000
2025-11	The*****ler	Marlin, TX	Appliance Repair and Maintenance	$50,000
2025-11	Wil*****LLC	Mobile, AL	Insurance Agencies and Brokerages	$20,000
2025-11	Hav*****LLC	Winter Garden, FL	Direct Title Insurance Carriers	$225,000
2025-11	Apo*****LLC	Bethel, AK	New Single-Family Housing Construction (except Operative Builders)	$190,000
2025-11	Ign*****ing	Keller, TX	Support Activities for Printing	$50,000
2025-11	LES*****ING	Palmdale, CA	Investigation Services	$25,000
2025-11	BEL*****LLC	Miami, FL	Offices of All Other Miscellaneous Health Practitioners	$49,500
2025-11	DR.*****LLC	WILMINGTON, NC	Offices of Physicians, Mental Health Specialists	$49,000
2025-11	Sal*****ing	CHICAGO, IL	New Single-Family Housing Construction (except Operative Builders)	$50,000
2025-11	Ser*****gal	Mill Valley, CA	Offices of Lawyers	$182,000
2025-11	Sha*****die	TEMECULA, CA	All Other Professional, Scientific, and Technical Services	$50,000
2025-11	Bus*****nc.	BROOKLYN, NY	Full-Service Restaurants	$50,000
2025-11	Spi*****LLC	Lawrenceburg, KY	Offices of All Other Miscellaneous Health Practitioners	$50,000
2025-08	Lot*****LLC	FAYETTEVILLE, NC	Offices of Mental Health Practitioners (except Physicians)	$50,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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