Santander Bank, National Association: SBA Lending Activity & Industry Focus

Top lender in New JerseySmall loan specialistDiverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

86

by Santander Bank, National Association

Total Volume

$6,533,900

approved amount

Median Loan Size

$66,000

per approval

Recent Activity

2

last 90 days through Nov 2025

Santander Bank, National Association is a regional lender primarily serving New Jersey, Massachusetts, New York lending across 20 different industries. With 86 SBA 7(a) approvals and a typical loan size of $66,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Santander Bank, National Association's SBA 7(a) lending history

Industry specialist: Commercial and Institutional Building Construction

60% of Santander Bank, National Association's SBA loans go to just 3 industries: Commercial and Institutional Building Construction (22%), Full-Service Restaurants (22%), Electrical Contractors (16%). If your business is in one of these sectors, Santander Bank, National Association likely understands your industry's economics well — a major advantage during underwriting.

Accelerating SBA activity

Santander Bank, National Association's SBA lending is trending up — 11 approvals in the last 6 months vs. 9 in the prior period (+22%). Increasing volume can signal improved capacity and appetite for new borrowers.

Sweet spot: $50K–$150K loans

48% of Santander Bank, National Association's SBA loans fall in the $50K–$150K range. Their typical loan (median) is $67,000, with the middle 50% of loans between $37,000 and $100,000. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: New Jersey, Massachusetts, New York

Santander Bank, National Association concentrates their SBA lending in 8 states, with 67% of activity in New Jersey (28%), Massachusetts (22%), New York (17%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Smaller loan specialist

Santander Bank, National Association's median loan of $66,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Smaller SBA program

Santander Bank, National Association has 86 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Lending trends for Santander Bank, National Association

18%loan volume YoY
4%dollar volume YoY
Total loaned ($)
Median loan size
Dec '22Apr '23Jul '23Nov '23Apr '24Jul '24Dec '24Apr '25

Loan size distribution

Based on 88 SBA 7(a) approvals

Under $50K35 (40%)
$50K–$150K42 (48%)
$150K–$350K10 (11%)
$350K–$1M1 (1%)
$1M–$5M0 (0%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$67,000

25th percentile

$37,000

75th percentile

$100,000

Average

$78,794

Typical range

$37,000
$100,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1New Jersey24
2Massachusetts19
3New York15
4Pennsylvania13
5Rhode Island6
6Connecticut6
7New Hampshire2
8Maryland1

Santander Bank, National Association by industry

Industry focus

Recent SBA 7(a) approvals by Santander Bank, National Association

MonthBorrowerAmount
2025-11FRI*****INC$90,000
2025-08BIL*****LLC$27,000
2025-04KEY*****ION$25,000
2025-04QUA*****LLC$54,000
2025-03Day*****LLC$100,000
2025-03C &*****INC$100,000
2025-02JCL*****LLC$78,100
2025-02KAS*****INC$75,000
2025-02JAM*****LLC$20,000
2025-02EVE*****LLC$35,000
2024-12TU *****LLC$65,000
2024-11Tho*****LLC$100,000
2024-11DRA*****INC$30,000
2024-08RJ *****nc.$42,000
2024-073 G*****INC$67,000
2024-06JAM*****LLC$39,000
2024-05DEJ*****ORP$100,000
2024-04FLA*****LLC$100,000
2024-04Tel*****Inc$40,000
2024-04WI****LLC$48,000
2024-03Del*****LLC$71,000
2024-03Sta*****nc.$27,000
2024-02K&B*****LLC$35,000
2024-02S.L*****LLC$47,000
2023-11IMA*****NC.$100,000
2023-11SCK*****ORP$90,000
2023-10HTI*****ORP$100,000
2023-10D&D*****Inc$100,000
2023-08Yat*****LLC$60,000
2023-08Ste*****LLC$100,000
2023-07KSR*****rp.$80,000
2023-06Com*****nc.$100,000
2023-05CJM*****LLC$80,000
2023-04Cor*****LLC$59,000
2023-03Tre*****LLC$37,000
2023-02C-U*****LLC$83,000
2022-12Ben*****LLC$22,000
2022-11KLM*****INC$83,000
2022-1023 *****ion$100,000
2022-10ALC*****LLC$100,000
2022-08PM *****LLC$100,000
2022-08Fiv*****LLC$40,000
2022-08Red*****LLC$38,000
2022-08Sta*****orp$13,000
2022-08Uni*****nc.$80,000
2022-08Sta*****orp$23,900
2022-08Max*****LLC$15,000
2022-07Las*****nc.$100,000
2022-07WRS*****Inc$95,000
2022-07Eli*****LLC$91,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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