Simmons Bank: SBA Lending Activity & Industry Focus

Top lender in TexasMulti-state (16 states)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

by Simmons Bank

Total Volume

$35,000,700

approved amount

Median Loan Size

$344,700

per approval

Recent Activity

last 90 days through Aug 2025

Simmons Bank is a regional lender primarily serving Texas, Missouri, Arkansas lending across 23 different industries. With 65 SBA 7(a) approvals and a typical loan size of $344,700, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Simmons Bank's SBA 7(a) lending history

Regional focus: Texas, Missouri, Arkansas

Simmons Bank concentrates their SBA lending in 16 states, with 55% of activity in Texas (26%), Missouri (18%), Arkansas (11%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Typical loan: $335,200

Simmons Bank's median SBA loan is $335,200, with the middle 50% between $213,900 and $508,500. They handle a range of loan sizes without strong concentration in any single band.

Smaller SBA program

Simmons Bank has 65 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 23 industries served

Simmons Bank lends across 23 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Simmons Bank's SBA activity has been relatively stable, with 13 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Simmons Bank

↓ 32%loan volume YoY

↓ 39%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 235 SBA 7(a) approvals

Under $50K7 (3%)

$50K–$150K31 (13%)

$150K–$350K86 (37%)

$350K–$1M84 (36%)

$1M–$5M27 (11%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$335,200

25th percentile

$213,900

75th percentile

$508,500

Average

$508,614

Typical range

$213,900

$508,500

States served

TX17 MO12 AR7 TN6 OK5 NJ4 CA2 CO2 FL2 KS2 NE1 NH1 MA1 NY1 PA1 SC1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Texas	17	$869,450
2	Missouri	12	$389,000
3	Arkansas	7	$150,000
4	Tennessee	6	$150,000
5	Oklahoma	5	$1,032,300
6	New Jersey	4	$290,150
7	California	2	$306,000
8	Colorado	2	$327,350
9	Florida	2	$287,200
10	Kansas	2	$566,500
11	Nebraska	1	$405,300
12	New Hampshire	1	$305,000
13	Massachusetts	1	$418,600
14	New York	1	$424,600
15	Pennsylvania	1	$120,900
16	South Carolina	1	$367,900

Simmons Bank by industry

Other Personal Care Services15 approvals Snack and Nonalcoholic Beverage Bars7 approvals Offices of Chiropractors5 approvals Other Services to Buildings and Dwellings5 approvals Fitness and Recreational Sports Centers5 approvals Testing Laboratories5 approvals General Automotive Repair4 approvals Other Commercial Equipment Merchant Wholesalers2 approvals Sewing, Needlework, and Piece Goods Stores2 approvals Other Activities Related to Real Estate2 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Other Personal Care Services	812	15
2	Snack and Nonalcoholic Beverage Bars	722	7
3	Offices of Chiropractors	621	5
4	Other Services to Buildings and Dwellings	561	5
5	Fitness and Recreational Sports Centers	713	5
6	Testing Laboratories	541	5
7	General Automotive Repair	811	4
8	Other Commercial Equipment Merchant Wholesalers	423	2
9	Sewing, Needlework, and Piece Goods Stores	451	2
10	Other Activities Related to Real Estate	531	2

Recent SBA 7(a) approvals by Simmons Bank

Month	Borrower	Location	Industry	Amount
2025-09	Fir*****LLC	CROSSVILLE, TN	Residential Remodelers	$1,440,200
2025-09	Fir*****LLC	CROSSVILLE, TN	Residential Remodelers	$125,000
2025-08	Rus*****LLC	COLUMBIA, MO	Wood Kitchen Cabinet and Countertop Manufacturing	$2,268,000
2025-03	Vir*****LLC	WEST PLAINS, MO	All Other Amusement and Recreation Industries	$100,000
2025-03	Bon*****LLC	KANSAS CITY, MO	—	$86,000
2025-03	Bue*****LLC	HOUSTON, TX	Roofing Contractors	$250,000
2025-03	LUX*****L.C	TULSA, OK	Payroll Services	$100,000
2025-01	Dex*****LLC	FARMINGTON, AR	All Other Miscellaneous Ambulatory Health Care Services	$171,500
2024-09	RL *****tum	AUSTIN, TX	Other Personal Care Services	$1,197,100
2024-09	Car*****LLC	JEFFERSON CITY, MO	Home Health Care Services	$361,500
2024-08	Sun*****any	TOOL, TX	—	$472,500
2024-08	D&R*****LLC	JONESBORO, AR	General Automotive Repair	$50,000
2024-08	D&R*****LLC	JONESBORO, AR	General Automotive Repair	$250,000
2024-07	JPM*****LLC	BELLA VISTA, AR	Commercial and Institutional Building Construction	$100,000
2024-07	Oza*****LLC	KANSAS CITY, KS	Other Services to Buildings and Dwellings	$250,000
2024-07	Oza*****LLC	KANSAS CITY, KS	Other Services to Buildings and Dwellings	$1,457,300
2024-04	Ark*****nc.	BRYANT, AR	Landscaping Services	$211,900
2024-04	Pra*****nc.	DALLAS, TX	All Other Plastics Product Manufacturing	$500,000
2024-03	LUX*****LLC	TULSA, OK	Payroll Services	$1,964,600
2024-03	THE*****INC	TOMBALL, TX	All Other Specialty Trade Contractors	$2,468,000
2024-03	Stu*****LLC	SEDALIA, MO	Photography Studios, Portrait	$33,900
2024-02	Whi*****LLC	FORT WORTH, TX	Beauty Salons	$383,200
2024-02	Hay*****nc.	WICHITA, KS	Landscaping Services	$1,033,000
2024-02	Hay*****nc.	WICHITA, KS	Landscaping Services	$100,000
2024-01	COL*****LLC	ELLISVILLE, MO	General Automotive Repair	$508,500
2023-12	Eli*****nc.	LITTLE ROCK, AR	Testing Laboratories	$130,000
2023-11	Mil*****LLC	COLLINSVILLE, OK	Plumbing, Heating, and Air-Conditioning Contractors	$75,000
2023-11	Coo*****nc.	KANSAS CITY, MO	Roofing, Siding, and Insulation Material Merchant Wholesalers	$3,916,900
2023-09	Fli*****LLC	OKLAHOMA CITY, OK	Pet Care (except Veterinary) Services	$484,500
2023-09	Had*****LLC	Mountain Home, AR	Pet Care (except Veterinary) Services	$192,600
2023-09	Car*****eed	SENATOBIA, MS	Child Day Care Services	$856,000
2023-09	Roz*****LLC	JEFFERSON CITY, MO	Home Health Care Services	$359,100
2023-09	Ido*****LLC	KELLER, TX	Full-Service Restaurants	$379,400
2023-09	MSL*****LLC	ANTIOCH, TN	Children's and Infants' Clothing Stores	$234,000
2023-09	Bar*****LLC	WICHITA, KS	Drinking Places (Alcoholic Beverages)	$662,500
2023-08	Nat*****LLC	The Woodlands, TX	Offices of Mental Health Practitioners (except Physicians)	$132,000
2023-06	DRI*****LLC	ROGERS, AR	Limited-Service Restaurants	$505,000
2023-04	OHA*****LLC	WILLIS, TX	Limited-Service Restaurants	$336,900
2023-03	Mas*****LC.	MARSHALL, AR	Ready-Mix Concrete Manufacturing	$707,000
2023-03	Suc*****ill	Desoto, TX	Offices of Physical, Occupational and Speech Therapists, and Audiologi	$478,700
2023-03	Cap*****Inc	CAPE FAIR, MO	Full-Service Restaurants	$219,000
2023-03	Jay*****LLC	BROOKHAVEN, GA	Fitness and Recreational Sports Centers	$100,000
2023-02	FAB*****LLC	BRIDGETON, MO	Fish and Seafood Merchant Wholesalers	$2,236,300
2023-02	FAB*****LLC	BRIDGETON, MO	Fish and Seafood Merchant Wholesalers	$350,000
2023-02	Mi *****INC	FRANKLIN, TN	Full-Service Restaurants	$140,000
2023-01	spi*****LLC	STOCKBRIDGE, GA	Offices of Chiropractors	$350,000
2022-11	Bro*****LLC	BROOKHAVEN, GA	Fitness and Recreational Sports Centers	$500,000
2022-11	CGT*****LLC	MEMPHIS, TN	—	$180,000
2022-11	H-W*****nc.	CONROE, TX	—	$895,000
2022-11	CGT*****LLC	MEMPHIS, TN	Family Clothing Stores	$30,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Check your fit with Simmons Bank

See how well this lender matches your specific business profile.

Check your lender fit