THE Paducah Bank AND Trust Company: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
4
by THE Paducah Bank AND Trust Company
Total Volume
$1,005,000
approved amount
Median Loan Size
$315,000
per approval
Recent Activity
1
last 90 days through Jan 2025
THE Paducah Bank AND Trust Company is a lender based in Kentucky with a strong focus on Full-Service Restaurants and Electrical Contractors. With 4 SBA 7(a) approvals and a typical loan size of $315,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from THE Paducah Bank AND Trust Company's SBA 7(a) lending history
Industry specialist: Full-Service Restaurants
100% of THE Paducah Bank AND Trust Company's SBA loans go to just 3 industries: Full-Service Restaurants (50%), Electrical Contractors (25%), Offices of Physicians (except Mental Health Specialists) (25%). If your business is in one of these sectors, THE Paducah Bank AND Trust Company likely understands your industry's economics well — a major advantage during underwriting.
Sweet spot: $350K–$1M loans
50% of THE Paducah Bank AND Trust Company's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $350,000, with the middle 50% of loans between $280,000 and $350,000. If your loan request is in this range, you may see a faster, smoother process.
Local lender: primarily Kentucky
THE Paducah Bank AND Trust Company focuses their SBA lending in 1 state, with 100% in Kentucky. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.
Smaller SBA program
THE Paducah Bank AND Trust Company has 4 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Lending trends for THE Paducah Bank AND Trust Company
Loan size distribution
Based on 4 SBA 7(a) approvals
Summary
Median (50th percentile)
$350,000
25th percentile
$280,000
75th percentile
$350,000
Average
$251,250
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Kentucky | 4 |
THE Paducah Bank AND Trust Company by industry
Industry focus
| # | Industry | NAICS | Approvals |
|---|---|---|---|
| 1 | Limited-Service Restaurants | 722 | 2 |
| 2 | Other Building Finishing Contractors | 238 | 1 |
| 3 | Offices of Dentists | 621 | 1 |
Recent SBA 7(a) approvals by THE Paducah Bank AND Trust Company
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-01 | The*****LLC | Paducah, KY | Other Building Finishing Contractors | $280,000 |
| 2021-02 | TKA*****any | PADUCAH, KY | Limited-Service Restaurants | $350,000 |
| 2021-02 | TKA*****any | PADUCAH, KY | Limited-Service Restaurants | $25,000 |
| 2020-08 | War*****LLC | PADUCAH, KY | Offices of Dentists | $350,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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