American Business Bank: SBA Lending Activity & Industry Focus

Top lender in CaliforniaActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

24

by American Business Bank

Total Volume

$19,208,600

approved amount

Median Loan Size

$367,500

per approval

Recent Activity

1

last 90 days through Aug 2025

American Business Bank is a lender based in California lending across 12 different industries. With 24 SBA 7(a) approvals and a typical loan size of $367,500, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from American Business Bank's SBA 7(a) lending history

Sweet spot: $350K–$1M loans

40% of American Business Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $350,000, with the middle 50% of loans between $180,000 and $600,000. If your loan request is in this range, you may see a faster, smoother process.

Local lender: primarily California

American Business Bank focuses their SBA lending in 1 state, with 100% in California. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Declining SBA activity

American Business Bank's SBA lending has slowed recently — 6 approvals in the last 6 months vs. 12 in the prior period (-50%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Smaller SBA program

American Business Bank has 24 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 12 industries served

American Business Bank lends across 12 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for American Business Bank

50%loan volume YoY
50%dollar volume YoY
Total loaned ($)
Median loan size
Oct '19Feb '21Jul '21Feb '22Jun '22Jan '23Nov '23

Loan size distribution

Based on 30 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K2 (7%)
$150K–$350K10 (33%)
$350K–$1M12 (40%)
$1M–$5M6 (20%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$350,000

25th percentile

$180,000

75th percentile

$600,000

Average

$720,520

Typical range

$180,000
$600,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1California24

American Business Bank by industry

Industry focus

Recent SBA 7(a) approvals by American Business Bank

MonthBorrowerAmount
2025-08Moo*****LLC$100,000
2024-04CON*****LLC$180,000
2023-11Hor*****nc.$500,000
2023-10Eve*****LLC$150,000
2023-08S.P*****nte$600,000
2023-01Our*****nc.$556,000
2022-12Pri*****LLC$434,200
2022-11Asc*****LLP$1,569,500
2022-11Asc*****LLP$250,000
2022-11TEN*****LLC$385,000
2022-06Fle*****nc.$250,000
2022-06Fle*****nc.$350,000
2022-05Eve*****LLC$1,000,000
2022-04Moo*****LLC$150,000
2022-04Moo*****LLC$100,000
2022-04Mis*****nc.$150,000
2022-04Mis*****nc.$200,000
2022-02OnC*****nc.$300,000
2021-12HFF*****LLC$150,000
2021-08Cha*****nc.$350,000
2021-07NEE*****INC$3,930,500
2021-05Lin*****LLC$3,570,000
2021-04BRI*****INC$350,000
2021-04BRI*****INC$1,057,000
2021-02JOR*****INC$550,000
2021-02MAG*****LLC$892,500
2020-08Lou*****LC.$350,000
2020-08Lou*****LC.$2,595,900
2019-11Pea*****LLP$445,000
2019-10WAR*****LLC$150,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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