SBA Loans for Gasoline Stations with Convenience Stores: Top Lenders & Recent Approvals

NAICS 447

NAICS 447 covers gasoline stations with convenience stores businesses. Based on historical SBA 7(a) lending data.

Total Approvals

362

for Gasoline Stations with Convenience Stores

Median Loan Size

$1,030,000

per approval

Recent Activity

last 90 days through Aug 2025

NAICS 447 covers gasoline stations with convenience stores businesses. This is a moderately active sector for SBA 7(a) lending with 362 approvals and a median loan size of $1,030,000.

Key trends & insights

SBA lending to gasoline stations with convenience stores businesses declined 85% year-over-year — from 230 to 34 approvals.
Total SBA dollars flowing into this industry decreased by 82% year-over-year, reaching $57,357,700 in the trailing 12 months.
Gasoline Stations with Convenience Stores SBA lending clusters in Texas (23%), California (17%), Georgia (13%) — these three states represent 52% of all activity nationwide.
Loan sizes vary dramatically by location — the median in California ($1,800,000) is 8.3x higher than New York ($217,500).
Gasoline Stations with Convenience Stores loans run larger than the SBA average — a $1,030,000 median vs. ~$450,000 across all industries. These businesses typically need more capital.

Lending trends for Gasoline Stations with Convenience Stores

↓ 85%loan volume YoY

↓ 82%dollar volume YoY

Total loaned ($)

Median loan size

Top lenders by historical volume

#	Lender	Approvals	Median Size	Recent	Top States
1	Metro City Bank	21	$1,598,000	—	TX, GA, CT
2	Celtic Bank, CORP.	21	$1,165,000	—	TX, CA, TN
3	Readycap Lending, LLC	14	$1,040,000	—	CA, GA, WA
4	Wallis Bank	13	$1,850,000	—	TX, GA, CA
5	PCB Bank	12	$1,880,000	—	WA, TX, CA
6	Open Bank	12	$2,000,000	—	CA, WA, OR
7	THE Mint National Bank	10	$3,214,000	—	TX, FL, NY
8	Commonwealth Business Bank	10	$1,431,000	—	CA, TX, WA
9	Byline Bank	9	$1,150,000	—	IL, WI, TX
10	Bank OF Hope	8	$2,812,500	—	CA, TX, WA
11	TD Bank, National Association	8	$50,000	—	PA, NJ, FL
12	Citizens Bank	7	$698,000	—	NC, FL, TX
13	Georgia's OWN Credit Union	7	$1,385,000	—	GA
14	Merchants Bank OF India, National Association	6	$1,056,500	—	IN, TX, IL
15	Embassy National Bank	6	$680,000	1	GA
16	T Bank, National Association	6	$4,555,000	—	CA, TX
17	Hometrust Bank	6	$750,000	—	GA
18	U.s. Bank, National Association	5	$806,500	—	CA, IL, KY
19	THE Huntington National Bank	5	$2,625,000	—	TX
20	Gbank	5	$1,542,000	—	TX, IL, WA

Recent SBA 7(a) approvals for Gasoline Stations with Convenience Stores

Month	Lender	Borrower	Location	Amount
2025-08	Embassy National Bank	SN *****LLC	HOMER, GA	$1,700,000
2025-03	Enterprise Bank & Trust	PRI*****ion	AURORA, IL	$870,500
2025-03	Wallis Bank	HUF*****NC.	Tomball, TX	$4,579,000
2025-03	American Pride Bank	Pri*****llc	ATHENS, GA	$1,000,000
2024-08	Peoples Bank	Fas*****LLC	LINDEN, TX	$1,609,300
2024-04	Peoples Bank	SIN*****LLC	PAINT ROCK, TX	$640,000
2023-04	Frandsen Bank and Trust	Rus*****LLC	STANCHFIELD, MN	$777,300
2023-03	TD Bank, National Association	Har*****Inc	HARLEYSVILLE, PA	$50,000
2022-10	US Metro Bank	OAS*****ART	LAKE HAVASU CITY, AZ	$1,570,000
2022-06	Open Bank	Pre*****LLC	SANDY, OR	$2,840,000
2022-05	Banco Popular de Puerto Rico	COM*****ORP	TOA BAJA, PR	$50,000
2022-02	West Coast Community Bank	Pan*****LLC	Firebaugh, CA	$4,267,000
2022-02	Hanmi Bank	Nam*****LLC	OLYMPIA, WA	$4,000,000
2022-02	Commonwealth Business Bank	MG *****Inc	HIGHLAND, CA	$4,560,000
2022-02	FFB Bank	Jac***** #4	HANFORD, CA	$1,833,000
2022-01	Celtic Bank Corporation	JAY*****ION	Oakland, TN	$705,100
2022-01	Eastern Bank	OCE*****INC	MARSHFIELD, MA	$17,000
2022-01	Pinnacle Bank	MK *****LLC	Winchester, VA	$730,000
2022-01	Business Development Corporation of South Carolina	One*****LLC	Columbia, SC	$270,000
2022-01	T Bank, National Association	FAI*****INC	FAIRFIELD, TX	$1,884,000
2022-01	IncredibleBank	Cow*****Inc	MARSHALL, TX	$1,410,000
2022-01	Open Bank	I-1*****Inc	ONTARIO, CA	$2,156,000
2022-01	Metro City Bank	MAR*****JOY	HAMPTON, GA	$1,750,000
2022-01	HomeTrust Bank	R &*****nc.	Auburn, GA	$642,500
2022-01	PCB Bank	Z ****LLC	Thornton, CO	$2,374,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

TX83 CA61 GA46 WA21 MN15 FL13 IL13 WI8 IN8 NC7 VA6 NY6 OK5 TN5 CT5 OR5 AZ4 MI4 NV3 OH3 UT3 IA3 MD3 MO3 MA2 AL2 AR2 LA2 ME2 NH2 NJ2 PA2 PR2 SC2 RI1 CO1 MS1 AK1 KY1 KS1 NM1 VT1 ID1

Less active

More active

State-by-state breakdown

#	State	Approvals	Median Size	#1 Lender	Last 90 Days
1	Texas	83	$1,600,000	Metro City Bank11 approvals	—
2	California	61	$1,800,000	Open Bank8 approvals	—
3	Georgia	46	$1,137,000	Metro City Bank7 approvals	1
4	Washington	21	$1,542,000	Unibank5 approvals	—
5	Minnesota	15	$266,000	United Prairie Bank3 approvals	—
6	Florida	13	$1,003,000	Readycap Lending, LLC2 approvals	—
7	Illinois	13	$1,200,000	Byline Bank4 approvals	—
8	Wisconsin	8	$818,000	Waukesha State Bank2 approvals	—
9	Indiana	8	$887,200	Merchants Bank OF India, National Association4 approvals	—
10	North Carolina	7	$832,100	Ameris Bank2 approvals	—
11	Virginia	6	$308,550	Farmers & Merchants Bank1 approvals	—
12	New York	6	$217,500	Newbank1 approvals	—
13	Oklahoma	5	$460,000	Poppy Bank2 approvals	—
14	Tennessee	5	$775,000	Celtic Bank, CORP.3 approvals	—
15	Connecticut	5	$1,232,500	Celtic Bank, CORP.2 approvals	—
16	Oregon	5	$1,300,000	West Coast Community Bank1 approvals	—
17	Arizona	4	$1,329,500	Arizona Financial Credit Union1 approvals	—
18	Michigan	4	$582,100	Isabella Bank1 approvals	—
19	Nevada	3	$738,000	Readycap Lending, LLC1 approvals	—
20	Ohio	3	$763,500	Byline Bank1 approvals	—
21	Utah	3	$564,900	Missingmainbankid1 approvals	—
22	Iowa	3	$40,000	First National Bank2 approvals	—
23	Maryland	3	$55,000	Manufacturers AND Traders Trust Company2 approvals	—
24	Missouri	3	$720,000	THE Bank OF Houston2 approvals	—
25	Massachusetts	2	$58,500	Eastern Bank2 approvals	—

SBA loans for Gasoline Stations with Convenience Stores by state

Similar industries

All Other Specialty Food Stores

NAICS 445 · 2,259 approvals

Boat Dealers

NAICS 441 · 720 approvals

Nursery and Garden Centers

NAICS 444 · 486 approvals

NAICS 449

NAICS 449 · 345 approvals

Jewelry Stores

NAICS 448 · 284 approvals

Pharmacies and Drug Stores

NAICS 446 · 263 approvals

All Other Home Furnishings Stores

NAICS 442 · 167 approvals

Electronics Stores

NAICS 443 · 46 approvals

Frequently asked questions about SBA loans for Gasoline Stations with Convenience Stores

Who are the top SBA lenders for Gasoline Stations with Convenience Stores?▾

Based on historical SBA 7(a) data, the most active lenders for Gasoline Stations with Convenience Stores (NAICS 447) include Metro City Bank, Celtic Bank, CORP., Readycap Lending, LLC, and 17 more. Metro City Bank leads with 21 approved loans.

What is the typical SBA loan size for Gasoline Stations with Convenience Stores?▾

The median SBA 7(a) loan amount for Gasoline Stations with Convenience Stores businesses is $1,030,000, based on 362 total approved loans in the dataset.

Which states have the most SBA lending activity for Gasoline Stations with Convenience Stores?▾

Texas leads with 83 SBA 7(a) approvals for Gasoline Stations with Convenience Stores, followed by California (61) and Georgia (46).

How do I find the best SBA lender for my gasoline stations with convenience stores business?▾

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 447. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

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