SBA Loans for Gasoline Stations with Convenience Stores: Top Lenders & Recent Approvals

NAICS 447

NAICS 447 covers gasoline stations with convenience stores businesses. Based on historical SBA 7(a) lending data.

Total Approvals

362

for Gasoline Stations with Convenience Stores

Median Loan Size

$1,030,000

per approval

Recent Activity

last 90 days through Aug 2025

NAICS 447 covers gasoline stations with convenience stores businesses. This is a moderately active sector for SBA 7(a) lending with 362 approvals and a median loan size of $1,030,000.

Key trends & insights

SBA lending to gasoline stations with convenience stores businesses grew 89% year-over-year — from 346 to 654 approvals.
Total SBA dollars flowing into this industry increased by 76% year-over-year, reaching $888,544,200 in the trailing 12 months.
Gasoline Stations with Convenience Stores SBA lending clusters in Texas (23%), California (17%), Georgia (13%) — these three states represent 52% of all activity nationwide.
Loan sizes vary dramatically by location — the median in California ($1,800,000) is 8.3x higher than New York ($217,500).
Gasoline Stations with Convenience Stores loans run larger than the SBA average — a $1,030,000 median vs. ~$450,000 across all industries. These businesses typically need more capital.

Lending trends for Gasoline Stations with Convenience Stores

↑ 89%loan volume YoY

↑ 76%dollar volume YoY

Total loaned ($)

Median loan size

Top lenders by historical volume

#	Lender	Approvals	Median Size	Recent	Top States
1	Celtic Bank, CORP.	61	$1,232,500	—	CA, TX, AZ
2	Metro City Bank	58	$1,560,000	—	TX, GA, OK
3	Wallis Bank	42	$1,520,000	—	TX, GA, CA
4	Readycap Lending, LLC	40	$1,430,000	—	CA, WA, TX
5	Commonwealth Business Bank	34	$1,398,000	—	CA, WA, TX
6	Open Bank	30	$1,245,000	—	CA, TX, WA
7	PCB Bank	29	$1,880,000	—	CA, WA, TX
8	Byline Bank	29	$1,150,000	—	IL, WI, TX
9	Citizens Bank	24	$1,178,000	—	NC, TX, VA
10	TD Bank, National Association	24	$50,000	—	FL, NJ, NY
11	Hometrust Bank	20	$800,000	—	GA, SC, NC
12	THE Mint National Bank	19	$1,500,000	—	TX, FL, NY
13	Southwestern National Bank	15	$1,760,000	—	TX, CA
14	Georgia's OWN Credit Union	14	$1,385,000	—	GA
15	Enterprise Bank & Trust	14	$1,208,200	—	IL, TX, CA
16	Bank OF Hope	13	$1,351,500	—	CA, TX, WA
17	THE Huntington National Bank	13	$846,000	—	TX, IL, OH
18	Embassy National Bank	13	$911,200	2	GA
19	T Bank, National Association	13	$1,884,000	—	TX, CA, WI
20	Manufacturers AND Traders Trust Company	12	$50,000	—	NY, MD, PA

Recent SBA 7(a) approvals for Gasoline Stations with Convenience Stores

Month	Lender	Borrower	Location	Amount
2025-12	Manufacturers and Traders Trust Company	CHE*****INC	GRANTSVILLE, MD	$127,800
2025-11	Shinhan Bank America	GS *****Inc	NORTH LITTLE ROCK, AR	$657,000
2025-11	Shinhan Bank America	GS *****Inc	NORTH LITTLE ROCK, AR	$657,000
2025-08	Embassy National Bank	NYL*****LLC	CUMMING, GA	$1,285,000
2025-08	Embassy National Bank	SN *****LLC	HOMER, GA	$1,700,000
2025-04	Embassy National Bank	Mis*****nc.	BUFORD, GA	$2,197,000
2025-03	Enterprise Bank & Trust	PRI*****ion	AURORA, IL	$870,500
2025-03	Wallis Bank	HUF*****NC.	Tomball, TX	$4,579,000
2025-03	American Pride Bank	Pri*****llc	ATHENS, GA	$1,000,000
2025-03	Embassy National Bank	Om *****LLC	CANTON, GA	$2,870,000
2025-01	TD Bank, National Association	Jos*****nc.	ISLANDIA, NY	$25,000
2025-01	TD Bank, National Association	MSB*****ion	HARTFORD, CT	$50,000
2024-08	Millennium Bank	Har****LLC	East Bethal, MN	$1,294,500
2024-08	Peoples Bank	Fas*****LLC	LINDEN, TX	$1,609,300
2024-06	Oconee State Bank	B P*****LLC	DALTON, GA	$3,241,000
2024-04	Peoples Bank	SIN*****LLC	PAINT ROCK, TX	$640,000
2024-03	Sunwest Bank	Dan*****ash	DANVILLE, CA	$1,800,000
2023-07	Georgia's Own Credit Union	522*****LLC	CARROLLTON, GA	$338,500
2023-07	East West Bank	A&G*****nc.	KOKOMO, IN	$999,000
2023-06	Mountain Pacific Bank	SAN*****LLC	KENT, WA	$5,000,000
2023-06	TD Bank, National Association	CHI*****ION	STANHOPE, NJ	$50,000
2023-05	Meridian Bank	KS *****nc.	WATERFORD WORKS, NJ	$680,000
2023-05	Mountain Pacific Bank	PLA*****LLC	PLAINS, MT	$886,000
2023-04	Cadence Bank	JO *****INC	EUHARLEE, GA	$1,958,000
2023-04	Frandsen Bank and Trust	Rus*****LLC	STANCHFIELD, MN	$777,300

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

TX83 CA61 GA46 WA21 MN15 FL13 IL13 WI8 IN8 NC7 VA6 NY6 OK5 TN5 CT5 OR5 AZ4 MI4 NV3 OH3 UT3 IA3 MD3 MO3 MA2 AL2 AR2 LA2 ME2 NH2 NJ2 PA2 PR2 SC2 RI1 CO1 MS1 AK1 KY1 KS1 NM1 VT1 ID1

Less active

More active

State-by-state breakdown

#	State	Approvals	Median Size	#1 Lender	Last 90 Days
1	Texas	83	$1,600,000	Metro City Bank11 approvals	—
2	California	61	$1,800,000	Open Bank8 approvals	—
3	Georgia	46	$1,137,000	Metro City Bank7 approvals	1
4	Washington	21	$1,542,000	Unibank5 approvals	—
5	Minnesota	15	$266,000	United Prairie Bank3 approvals	—
6	Florida	13	$1,003,000	Readycap Lending, LLC2 approvals	—
7	Illinois	13	$1,200,000	Byline Bank4 approvals	—
8	Wisconsin	8	$818,000	Waukesha State Bank2 approvals	—
9	Indiana	8	$887,200	Merchants Bank OF India, National Association4 approvals	—
10	North Carolina	7	$832,100	Ameris Bank2 approvals	—
11	Virginia	6	$308,550	Farmers & Merchants Bank1 approvals	—
12	New York	6	$217,500	Newbank1 approvals	—
13	Oklahoma	5	$460,000	Poppy Bank2 approvals	—
14	Tennessee	5	$775,000	Celtic Bank, CORP.3 approvals	—
15	Connecticut	5	$1,232,500	Celtic Bank, CORP.2 approvals	—
16	Oregon	5	$1,300,000	West Coast Community Bank1 approvals	—
17	Arizona	4	$1,329,500	Arizona Financial Credit Union1 approvals	—
18	Michigan	4	$582,100	Isabella Bank1 approvals	—
19	Nevada	3	$738,000	Readycap Lending, LLC1 approvals	—
20	Ohio	3	$763,500	Byline Bank1 approvals	—
21	Utah	3	$564,900	Missingmainbankid1 approvals	—
22	Iowa	3	$40,000	First National Bank2 approvals	—
23	Maryland	3	$55,000	Manufacturers AND Traders Trust Company2 approvals	—
24	Missouri	3	$720,000	THE Bank OF Houston2 approvals	—
25	Massachusetts	2	$58,500	Eastern Bank2 approvals	—

SBA loans for Gasoline Stations with Convenience Stores by state

Similar industries

All Other Specialty Food Stores

NAICS 445 · 2,259 approvals

Boat Dealers

NAICS 441 · 720 approvals

Nursery and Garden Centers

NAICS 444 · 486 approvals

NAICS 449

NAICS 449 · 345 approvals

Jewelry Stores

NAICS 448 · 284 approvals

Pharmacies and Drug Stores

NAICS 446 · 263 approvals

All Other Home Furnishings Stores

NAICS 442 · 167 approvals

Electronics Stores

NAICS 443 · 46 approvals

Frequently asked questions about SBA loans for Gasoline Stations with Convenience Stores

Who are the top SBA lenders for Gasoline Stations with Convenience Stores?▾

Based on historical SBA 7(a) data, the most active lenders for Gasoline Stations with Convenience Stores (NAICS 447) include Celtic Bank, CORP., Metro City Bank, Wallis Bank, and 17 more. Celtic Bank, CORP. leads with 61 approved loans.

What is the typical SBA loan size for Gasoline Stations with Convenience Stores?▾

The median SBA 7(a) loan amount for Gasoline Stations with Convenience Stores businesses is $1,030,000, based on 362 total approved loans in the dataset.

Which states have the most SBA lending activity for Gasoline Stations with Convenience Stores?▾

Texas leads with 83 SBA 7(a) approvals for Gasoline Stations with Convenience Stores, followed by California (61) and Georgia (46).

How do I find the best SBA lender for my gasoline stations with convenience stores business?▾

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 447. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

Find your best-fit SBA lenders

Get a personalized lender ranking based on your specific business details.

Get your lender shortlist