Open Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
153
by Open Bank
Total Volume
$229,237,400
approved amount
Median Loan Size
$840,000
per approval
Recent Activity
7
last 90 days through Dec 2025
Open Bank is a national lender active across 26 states lending across 21 different industries. With 153 SBA 7(a) approvals and a typical loan size of $840,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Open Bank's SBA 7(a) lending history
Industry specialist: All Other Specialty Food Stores
65% of Open Bank's SBA loans go to just 3 industries: All Other Specialty Food Stores (27%), Hotels (except Casino Hotels) and Motels (24%), Full-Service Restaurants (14%). If your business is in one of these sectors, Open Bank likely understands your industry's economics well — a major advantage during underwriting.
Accelerating SBA activity
Open Bank's SBA lending is trending up — 24 approvals in the last 6 months vs. 15 in the prior period (+60%). Increasing volume can signal improved capacity and appetite for new borrowers.
Sweet spot: $1M–$5M loans
41% of Open Bank's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $875,000, with the middle 50% of loans between $424,000 and $2,222,000. If your loan request is in this range, you may see a faster, smoother process.
Active SBA participant
Open Bank has 153 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Nationwide reach (26 states)
Open Bank has funded SBA loans in 26 states, giving them broad geographic coverage. Their highest concentration is in California (55% of loans). National lenders typically accept applications from anywhere in the U.S.
Larger-than-average loan sizes
Open Bank's median loan of $840,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Lending trends for Open Bank
Loan size distribution
Based on 157 SBA 7(a) approvals
Summary
Median (50th percentile)
$875,000
25th percentile
$424,000
75th percentile
$2,222,000
Average
$1,529,538
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 84 |
| 2 | Washington | 10 |
| 3 | Colorado | 8 |
| 4 | Texas | 7 |
| 5 | Georgia | 6 |
| 6 | Oregon | 5 |
| 7 | New Mexico | 3 |
| 8 | Virginia | 3 |
| 9 | Florida | 3 |
| 10 | Nevada | 3 |
| 11 | Maryland | 2 |
| 12 | Michigan | 2 |
| 13 | Pennsylvania | 2 |
| 14 | South Carolina | 2 |
| 15 | Arizona | 2 |
| 16 | Ohio | 1 |
| 17 | New York | 1 |
| 18 | Arkansas | 1 |
| 19 | District of Columbia | 1 |
| 20 | Louisiana | 1 |
| 21 | Missouri | 1 |
| 22 | North Carolina | 1 |
| 23 | Nebraska | 1 |
| 24 | Tennessee | 1 |
| 25 | Alabama | 1 |
Open Bank by industry
Industry focus
| # | Industry | NAICS | Approvals |
|---|---|---|---|
| 1 | Supermarkets and Other Grocery (except Convenience) Stores | 445 | 41 |
| 2 | Hotels (except Casino Hotels) and Motels | 721 | 37 |
| 3 | Snack and Nonalcoholic Beverage Bars | 722 | 21 |
| 4 | Gasoline Stations with Convenience Stores | 447 | 12 |
| 5 | NAICS 457 | 457 | 10 |
| 6 | General Automotive Repair | 811 | 5 |
| 7 | Other Personal Care Services | 812 | 4 |
| 8 | Retail Bakeries | 311 | 4 |
| 9 | Offices of Dentists | 621 | 3 |
| 10 | Tax Preparation Services | 541 | 3 |
Recent SBA 7(a) approvals by Open Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | Coa*****ter | BALDWIN PARK, CA | Nursing Care Facilities | $4,060,000 |
| 2025-12 | Pac*****ner | SAN PEDRO, CA | Full-Service Restaurants | $680,000 |
| 2025-08 | Pra*****Inc | GEYSERVILLE, CA | — | $1,638,000 |
| 2025-08 | Yi *****kja | LOS ANGELES, CA | Full-Service Restaurants | $601,000 |
| 2025-08 | JKR*****Inc | APPLE VALLEY, CA | — | $4,323,000 |
| 2025-07 | Can*****LLC | POUNDING MILL, VA | Hotels (except Casino Hotels) and Motels | $2,222,000 |
| 2025-07 | KNC*****Inc | FORT WORTH, TX | Full-Service Restaurants | $498,000 |
| 2025-03 | Kla*****.C. | LONG ISLAND CITY, NY | Offices of Lawyers | $350,000 |
| 2025-03 | RUD*****LLC | CANTON, NC | Hotels (except Casino Hotels) and Motels | $360,000 |
| 2025-03 | PRE*****LLC | UPLAND, CA | — | $192,000 |
| 2025-03 | Dae*****Inc | OAKLAND, CA | Food Service Contractors | $1,000,000 |
| 2025-03 | Sun*****uel | Los Angeles, CA | — | $5,000,000 |
| 2025-03 | Mud****uor | COLUSA, CA | — | $1,000,000 |
| 2025-03 | Fo****art | VALLEJO, CA | — | $660,000 |
| 2025-03 | CA***ART | LOS ANGELES, CA | — | $150,000 |
| 2025-03 | Gre*****its | Bel Air, MD | — | $875,000 |
| 2025-03 | Car*****ell | BARNWELL, SC | Hotels (except Casino Hotels) and Motels | $1,205,000 |
| 2025-01 | Vin*****uor | CONCORD, CA | — | $370,000 |
| 2025-01 | THE*****ARK | SAN JOSE, CA | Supermarkets and Other Grocery (except Convenience) Stores | $648,000 |
| 2025-01 | MD *****CES | LANCASTER, CA | Tax Preparation Services | $344,000 |
| 2024-12 | Art*****ers | GARDENA, CA | Drycleaning and Laundry Services (except Coin-Operated) | $217,000 |
| 2024-12 | Dis*****ket | TAMPA, FL | — | $503,000 |
| 2024-12 | Bac*****uor | BALTIMORE, MD | — | $405,000 |
| 2024-12 | Kur*****LLC | WASHINGTON, DC | — | $765,000 |
| 2024-11 | Tou*****urs | WESLEY CHAPEL, FL | Retail Bakeries | $350,000 |
| 2024-10 | Nij*****LLC | FERNLEY, NV | Hotels (except Casino Hotels) and Motels | $1,126,000 |
| 2024-08 | Ga**** US | IRVINE, CA | Couriers | $840,000 |
| 2024-08 | Man*****ood | MANTECA, CA | — | $580,000 |
| 2024-08 | Mis*****Inc | SANTA CLARA, CA | Retail Bakeries | $513,500 |
| 2024-08 | The*****ood | PALO ALTO, CA | Supermarkets and Other Grocery (except Convenience) Stores | $1,800,000 |
| 2024-08 | GS *****INC | FOLSOM, CA | — | $1,000,000 |
| 2024-08 | PEY*****INC | LOS ANGELES, CA | Home Furnishing Merchant Wholesalers | $500,000 |
| 2024-08 | AK *****LLC | TACOMA, WA | — | $2,250,000 |
| 2024-07 | San*****uor | COLORADO SPRINGS, CO | — | $421,500 |
| 2024-06 | La *****tes | EASTLAND, TX | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2024-06 | One*****ing | CANOGA PARK, CA | Nursing Care Facilities | $1,071,000 |
| 2024-06 | Sou***** Co | SUNNYVALE, CA | Limited-Service Restaurants | $258,000 |
| 2024-05 | Hot*****sta | OCEAN SHORES, WA | Hotels (except Casino Hotels) and Motels | $4,000,000 |
| 2024-05 | Com*****Inn | PORT ORCHARD, WA | Hotels (except Casino Hotels) and Motels | $350,000 |
| 2024-04 | SJJ*****Inc | GLENDALE, CA | — | $300,000 |
| 2024-03 | Imp*****Spa | LAS VEGAS, NV | Other Personal Care Services | $3,410,000 |
| 2024-03 | Dra*****LLC | COPPELL, TX | Full-Service Restaurants | $500,000 |
| 2024-03 | B A*****INC | LIVINGSTON, CA | — | $1,520,000 |
| 2024-02 | Can*****tes | BELLEVUE, NE | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2024-02 | Tir*****LLC | CHICO, CA | General Automotive Repair | $450,000 |
| 2024-02 | Bla*****ket | TULARE, CA | Supermarkets and Other Grocery (except Convenience) Stores | $350,000 |
| 2024-02 | Fas*****art | PETALUMA, CA | — | $750,000 |
| 2024-02 | Har*****LLC | ABILENE, TX | Hotels (except Casino Hotels) and Motels | $3,274,000 |
| 2024-02 | Wat*****LLC | ABERDEEN, WA | Hotels (except Casino Hotels) and Motels | $1,160,000 |
| 2024-01 | Don*****nc. | LOS ANGELES, CA | Coin-Operated Laundries and Drycleaners | $3,360,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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