Unibank: SBA Lending Activity & Industry Focus

Top lender in WashingtonFuel Dealers specialistActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

31

by Unibank

Total Volume

$35,754,500

approved amount

Median Loan Size

$632,000

per approval

Recent Activity

4

last 90 days through Aug 2022

Unibank is a regional lender primarily serving Washington, Georgia, California with notable activity in Fuel Dealers and Full-Service Restaurants. With 31 SBA 7(a) approvals and a typical loan size of $632,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Unibank's SBA 7(a) lending history

Industry specialist: Fuel Dealers

71% of Unibank's SBA loans go to just 3 industries: Fuel Dealers (32%), Full-Service Restaurants (23%), Gasoline Stations with Convenience Stores (16%). If your business is in one of these sectors, Unibank likely understands your industry's economics well — a major advantage during underwriting.

Regional focus: Washington, Georgia, California

Unibank concentrates their SBA lending in 8 states, with 81% of activity in Washington (55%), Georgia (16%), California (10%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Typical loan: $632,000

Unibank's median SBA loan is $632,000, with the middle 50% between $297,000 and $1,311,000. They handle a range of loan sizes without strong concentration in any single band.

Smaller SBA program

Unibank has 31 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Steady lending pace

Unibank's SBA activity has been relatively stable, with 12 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Unibank

Total loaned ($)
Median loan size
Oct '19Apr '20Aug '20May '21Jan '22Aug '22

Loan size distribution

Based on 31 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K1 (3%)
$150K–$350K8 (26%)
$350K–$1M11 (35%)
$1M–$5M10 (32%)
Over $5M1 (3%)

Summary

Median (50th percentile)

$632,000

25th percentile

$297,000

75th percentile

$1,311,000

Average

$1,153,371

Typical range

$297,000
$1,311,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Washington17
2Georgia5
3California3
4Florida2
5South Carolina1
6Texas1
7Wyoming1
8Michigan1

Unibank by industry

Industry focus

Recent SBA 7(a) approvals by Unibank

MonthBorrowerAmount
2022-08Soy*****ion$595,000
2022-06Sud*****LLC$1,910,000
2022-06Tim*****ody$1,155,000
2022-06Ros*****non$1,155,000
2022-04Min*****Inc$5,000,000
2022-01Cho*****LLC$400,000
2021-08Gra*****LLC$595,000
2021-08Mod*****LLC$297,000
2021-08Sum*****LLC$1,910,000
2021-06LGM*****LLC$297,000
2021-06IDM*****LLC$1,763,000
2021-06Rom*****icz$297,000
2021-05JS**LLC$745,000
2021-05Sar*****LLC$1,311,000
2021-05ASA*****LLC$955,000
2021-02Arr*****LLC$2,700,000
2021-01The*****nc.$675,000
2020-08Che*****LLC$210,000
2020-08Soy*****ion$333,000
2020-08J S*****Inc$500,000
2020-08G&M*****LLC$794,000
2020-08Fre*****LLC$210,000
2020-08Pur*****LLC$1,198,500
2020-07V. *****LLC$4,500,000
2020-05Tak*****nc.$561,000
2020-04Abb*****nc.$420,000
2020-03LM**Inc$75,000
2020-02EJ *****LLC$4,137,000
2020-02Sat*****ion$632,000
2020-02Thi*****LLC$210,000
2019-10TLJ*****LLC$214,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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