Poppy Bank: SBA Lending Activity & Industry Focus

Top lender in CaliforniaMulti-state (11 states)Active lender

Based on historical SBA 7(a) lending data.

Total Approvals

16

by Poppy Bank

Total Volume

$15,236,700

approved amount

Median Loan Size

$609,000

per approval

Recent Activity

2

last 90 days through Mar 2022

Poppy Bank is a regional lender primarily serving California, Oklahoma, Florida lending across 13 different industries. With 16 SBA 7(a) approvals and a typical loan size of $609,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Poppy Bank's SBA 7(a) lending history

Accelerating SBA activity

Poppy Bank's SBA lending is trending up — 13 approvals in the last 6 months vs. 5 in the prior period (+160%). Increasing volume can signal improved capacity and appetite for new borrowers.

Sweet spot: $350K–$1M loans

44% of Poppy Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $650,000, with the middle 50% of loans between $452,800 and $1,119,000. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: California, Oklahoma, Florida

Poppy Bank concentrates their SBA lending in 11 states, with 50% of activity in California (25%), Oklahoma (19%), Florida (6%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Smaller SBA program

Poppy Bank has 16 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 13 industries served

Poppy Bank lends across 13 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Poppy Bank

Total loaned ($)
Median loan size
Oct '19Feb '20Jul '20Feb '21Jan '22

Loan size distribution

Based on 18 SBA 7(a) approvals

Under $50K0 (0%)
$50K–$150K0 (0%)
$150K–$350K3 (17%)
$350K–$1M8 (44%)
$1M–$5M7 (39%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$650,000

25th percentile

$452,800

75th percentile

$1,119,000

Average

$989,611

Typical range

$452,800
$1,119,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1California4
2Oklahoma3
3New York1
4Arizona1
5New Jersey1
6Washington1
7North Carolina1
8Connecticut1
9New Mexico1
10Colorado1
11Florida1

Poppy Bank by industry

Industry focus

Recent SBA 7(a) approvals by Poppy Bank

MonthBorrowerAmount
2022-03THE*****ion$1,038,300
2022-01Ant*****ion$467,500
2021-08Dav*****nc.$2,380,000
2021-08Fla*****ces$3,825,000
2021-0819t*****LLC$1,032,800
2021-08BEN*****NC.$1,706,500
2021-08STE*****LLC$1,119,000
2021-08Mem*****LLC$398,000
2021-08Qua*****any$568,000
2021-02THE*****INC$196,300
2021-02Enc*****LLC$505,200
2020-08Des*****tal$1,840,000
2020-07Gon*****rat$650,000
2020-04Sam*****any$452,800
2020-02Sam*****any$452,800
2020-02How*****LLC$730,800
2019-11San*****tel$300,000
2019-10Ati*****LLC$150,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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