Poppy Bank: SBA Lending Activity & Industry Focus

Top lender in CaliforniaMulti-state (11 states)Active lender

Based on historical SBA 7(a) lending data.

Total Approvals

by Poppy Bank

Total Volume

$15,236,700

approved amount

Median Loan Size

$609,000

per approval

Recent Activity

last 90 days through Mar 2022

Poppy Bank is a regional lender primarily serving California, Oklahoma, Florida lending across 13 different industries. With 16 SBA 7(a) approvals and a typical loan size of $609,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Poppy Bank's SBA 7(a) lending history

Sweet spot: $350K–$1M loans

45% of Poppy Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $760,000, with the middle 50% of loans between $467,500 and $1,706,500. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: California, Oklahoma, Florida

Poppy Bank concentrates their SBA lending in 11 states, with 50% of activity in California (25%), Oklahoma (19%), Florida (6%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Declining SBA activity

Poppy Bank's SBA lending has slowed recently — 8 approvals in the last 6 months vs. 18 in the prior period (-56%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.

Smaller SBA program

Poppy Bank has 16 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 13 industries served

Poppy Bank lends across 13 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Poppy Bank

↑ 63%loan volume YoY

↑ 38%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 42 SBA 7(a) approvals

Under $50K0 (0%)

$50K–$150K1 (2%)

$150K–$350K5 (12%)

$350K–$1M19 (45%)

$1M–$5M17 (40%)

Over $5M0 (0%)

Summary

Median (50th percentile)

$760,000

25th percentile

$467,500

75th percentile

$1,706,500

Average

$1,161,755

Typical range

$467,500

$1,706,500

States served

CA4 OK3 NY1 AZ1 NJ1 WA1 NC1 CT1 NM1 CO1 FL1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	California	4	$398,000
2	Oklahoma	3	$452,800
3	New York	1	$1,119,000
4	Arizona	1	$1,840,000
5	New Jersey	1	$1,038,300
6	Washington	1	$650,000
7	North Carolina	1	$730,800
8	Connecticut	1	$150,000
9	New Mexico	1	$300,000
10	Colorado	1	$467,500
11	Florida	1	$505,200

Poppy Bank by industry

Hotels (except Casino Hotels) and Motels2 approvals Gasoline Stations with Convenience Stores2 approvals Limited-Service Restaurants2 approvals Child Day Care Services1 approvals Veterinary Services1 approvals Offices of Chiropractors1 approvals General Automotive Repair1 approvals Electronic Shopping and Mail-Order Houses1 approvals All Other Miscellaneous Manufacturing1 approvals Promoters of Performing Arts, Sports, and Similar Events with Faciliti1 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Hotels (except Casino Hotels) and Motels	721	2
2	Gasoline Stations with Convenience Stores	447	2
3	Limited-Service Restaurants	722	2
4	Child Day Care Services	624	1
5	Veterinary Services	541	1
6	Offices of Chiropractors	621	1
7	General Automotive Repair	811	1
8	Electronic Shopping and Mail-Order Houses	454	1
9	All Other Miscellaneous Manufacturing	339	1
10	Promoters of Performing Arts, Sports, and Similar Events with Faciliti	711	1

Recent SBA 7(a) approvals by Poppy Bank

Month	Borrower	Location	Industry	Amount
2022-09	Veg*****LLC	BUELLTON, CA	Wineries	$800,000
2022-03	THE*****ion	MORRISTOWN, NJ	Landscaping Services	$1,038,300
2022-03	Fit*****ess	SANTA PAULA, CA	All Other Personal Services	$680,000
2022-01	Ant*****ion	AURORA, CO	Limited-Service Restaurants	$467,500
2021-12	QUI*****ion	LANCASTER, CA	—	$724,000
2021-10	Ama*****ion	LYNDHURST, NJ	Residential Property Managers	$2,295,000
2021-09	NAT*****INC	ANAHEIM, CA	Offices of Real Estate Agents and Brokers	$247,000
2021-09	Lev*****LLC	LOS ANGELES, CA	Coin-Operated Laundries and Drycleaners	$816,000
2021-08	Dav*****nc.	COSTA MESA, CA	Lessors of Nonresidential Buildings (except Miniwarehouses)	$2,380,000
2021-08	Fla*****ces	MOORE, OK	Promoters of Performing Arts, Sports, and Similar Events with Faciliti	$3,825,000
2021-08	BEN*****NC.	LOMITA, CA	General Automotive Repair	$1,706,500
2021-08	STE*****LLC	WOODSIDE, NY	Electronic Shopping and Mail-Order Houses	$1,119,000
2021-08	Mem*****LLC	CLOVERDALE, CA	Supermarkets and Other Grocery (except Convenience) Stores	$398,000
2021-08	19t*****LLC	Long Beach, CA	Full-Service Restaurants	$1,032,800
2021-08	Qua*****any	EL CERRITO, CA	All Other Miscellaneous Store Retailers (except Tobacco Stores)	$568,000
2021-07	Kim*****ion	Windsor, CA	Offices of Optometrists	$100,000
2021-07	SIN*****LLC	HURST, TX	Freestanding Ambulatory Surgical and Emergency Centers	$529,600
2021-05	Che*****any	MOORPARK, CA	Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Whole	$200,000
2021-02	THE*****INC	EVERGREEN, CO	Residential Remodelers	$196,300
2021-02	Oas*****try	San Diego, CA	Offices of Dentists	$450,000
2021-02	Enc*****LLC	DORAL, FL	All Other Miscellaneous Manufacturing	$505,200
2020-10	TUC*****LLC	NORMANDY PARK, WA	Insurance Agencies and Brokerages	$760,000
2020-09	Dr.*****omp	DENVER, NC	Offices of Dentists	$852,200
2020-09	Cla*****use	MADERA, CA	Commercial and Industrial Machinery and Equipment (except Automotive a	$596,000
2020-09	MJ *****ion	PALM DESERT, CA	Car Washes	$2,141,400
2020-09	Bra*****LLC	San Diego, CA	Funeral Homes and Funeral Services	$3,871,700
2020-08	Des*****tal	AVONDALE, AZ	Veterinary Services	$1,840,000
2020-07	Bed*****iab	CORNELIUS, NC	Veterinary Services	$2,320,000
2020-07	Gon*****rat	TUKWILA, WA	Offices of Chiropractors	$650,000
2020-04	Sam*****any	QUINTON, OK	Gasoline Stations with Convenience Stores	$452,800
2020-03	The*****any	SEBASTOPOL, CA	Offices of Physicians, Mental Health Specialists	$700,000
2020-03	Meg*****nc.	FULLERTON, CA	Exterminating and Pest Control Services	$1,250,000
2020-03	7 H*****any	HENDERSON, NV	Car Washes	$2,600,000
2020-02	Sam*****any	QUINTON, OK	Gasoline Stations with Convenience Stores	$452,800
2020-02	How*****LLC	GREENVILLE, NC	Child Day Care Services	$730,800
2019-12	Gol*****art	TACOMA, WA	Gasoline Stations with Convenience Stores	$2,158,000
2019-11	AIG*****LLC	FORT SMITH, AR	Gasoline Stations with Convenience Stores	$541,800
2019-11	San*****tel	GRANTS, NM	Hotels (except Casino Hotels) and Motels	$300,000
2019-10	Ati*****LLC	NORWICH, CT	Hotels (except Casino Hotels) and Motels	$150,000
2019-10	Sup***** WY	DUBOIS, WY	Hotels (except Casino Hotels) and Motels	$1,060,000
2019-10	Nor*****ion	SEQUIM, WA	Hotels (except Casino Hotels) and Motels	$3,783,500
2019-10	Ye***	PLEASANT HILL, CA	Full-Service Restaurants	$1,504,500

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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