SBA Loans for Nursery and Garden Centers: Top Lenders & Recent Approvals
NAICS 444NAICS 444 covers nursery and garden centers businesses. Based on historical SBA 7(a) lending data.
Total Approvals
486
for Nursery and Garden Centers
Median Loan Size
$350,000
per approval
Recent Activity
26
last 90 days through Dec 2025
NAICS 444 covers nursery and garden centers businesses. This is a moderately active sector for SBA 7(a) lending with 486 approvals and a median loan size of $350,000.
Key trends & insights
- SBA lending to nursery and garden centers businesses declined 13% year-over-year — from 102 to 89 approvals.
- Total SBA dollars flowing into this industry decreased by 37% year-over-year, reaching $53,474,600 in the trailing 12 months.
- Loan sizes vary dramatically by location — the median in North Carolina ($860,000) is 34.4x higher than Puerto Rico ($25,000).
Lending trends for Nursery and Garden Centers
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 31 | $1,059,000 | |
| 2 | 31 | $75,000 | |
| 3 | 19 | $765,000 | |
| 4 | 16 | $135,000 | |
| 5 | 15 | $200,000 | |
| 6 | 14 | $100,000 | |
| 7 | 13 | $404,000 | |
| 8 | 12 | $500,000 | |
| 9 | 10 | $300,000 | |
| 10 | 10 | $350,000 | |
| 11 | 8 | $150,000 | |
| 12 | 8 | $60,000 | |
| 13 | 7 | $540,000 | |
| 14 | 6 | $200,000 | |
| 15 | 6 | $500,000 | |
| 16 | 6 | $25,000 | |
| 17 | 6 | $200,000 | |
| 18 | 6 | $679,900 | |
| 19 | 6 | $350,000 | |
| 20 | 5 | $585,000 |
Recent SBA 7(a) approvals for Nursery and Garden Centers
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | Paragon Bank | Blo*****nc. | BELVILLE, NC | $2,740,000 |
| 2025-12 | CenTrust Bank, A Division of SmartBiz Bank National Associat | Pla*****LLC | FALLBROOK, CA | $150,000 |
| 2025-11 | Live Oak Banking Company | Ace*****LLC | WEST BLOOMFIELD, MI | $1,059,000 |
| 2025-11 | U.S. Bank, National Association | MIS*****ORS | SAN DIEGO, CA | $829,500 |
| 2025-11 | Live Oak Banking Company | Ace*****LLC | COMMERCE TOWNSHIP, MI | $480,000 |
| 2025-11 | Live Oak Banking Company | FOR*****LLC | HUNTERSVILLE, NC | $936,000 |
| 2025-11 | WaFd Bank | Cru*****LLC | GARDEN CITY, ID | $5,000 |
| 2025-11 | Northeast Bank | Car*****LLC | Homeland, CA | $50,000 |
| 2025-08 | Banco Popular de Puerto Rico | Com*****mon | UTUADO, PR | $20,000 |
| 2025-08 | Newtek Bank, National Association | The*****Inc | Brooklyn, NY | $150,000 |
| 2025-08 | First Internet Bank of Indiana | J.A*****LLC | MIAMI, FL | $425,000 |
| 2025-08 | Glacier Bank | SAN*****ORS | SANDPOINT, ID | $300,000 |
| 2025-08 | Glacier Bank | SAN*****ORS | SANDPOINT, ID | $100,000 |
| 2025-08 | Northeast Bank | Clo*****LLC | Elberton, GA | $350,000 |
| 2025-08 | East West Bank | 145*****LLC | SAN FRANCISCO, CA | $2,655,000 |
| 2025-08 | TD Bank, National Association | Fud*****LLC | LODI, NJ | $100,000 |
| 2025-07 | T Bank, National Association | Hel*****LLC | BELLEVILLE, IL | $1,825,600 |
| 2025-07 | VelocitySBA, LLC | Hay*****LLC | Diana, TX | $686,000 |
| 2025-07 | Eastern Bank | FIN*****NC. | PROVIDENCE, RI | $250,000 |
| 2025-06 | Live Oak Banking Company | Sup*****LLC | SAN TAN VALLEY, AZ | $5,000,000 |
| 2025-06 | Manufacturers and Traders Trust Company | Lar*****nc. | LARCHMONT, NY | $100,000 |
| 2025-06 | Live Oak Banking Company | RUG*****ARE | GILBERT, AZ | $2,800,000 |
| 2025-06 | East West Bank | Sta*****nc. | CONROE, TX | $350,000 |
| 2025-06 | Coast Central Credit Union | Tri*****nc. | Weaverville, CA | $1,077,000 |
| 2025-06 | Live Oak Banking Company | RUG*****ARE | GILBERT, AZ | $500,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Activity by state
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | California | 45 |
| 2 | Florida | 38 |
| 3 | Texas | 36 |
| 4 | New York | 27 |
| 5 | Ohio | 27 |
| 6 | Washington | 18 |
| 7 | Colorado | 16 |
| 8 | Michigan | 15 |
| 9 | Minnesota | 15 |
| 10 | Pennsylvania | 14 |
| 11 | North Carolina | 13 |
| 12 | Georgia | 12 |
| 13 | New Jersey | 12 |
| 14 | Indiana | 11 |
| 15 | Puerto Rico | 11 |
| 16 | Oregon | 11 |
| 17 | Arizona | 11 |
| 18 | Missouri | 10 |
| 19 | Illinois | 10 |
| 20 | Wisconsin | 9 |
| 21 | Massachusetts | 9 |
| 22 | Maine | 9 |
| 23 | Utah | 8 |
| 24 | Virginia | 7 |
| 25 | South Carolina | 7 |
SBA loans for Nursery and Garden Centers by state
Similar industries
All Other Specialty Food Stores
NAICS 445 · 2,259 approvals
Boat Dealers
NAICS 441 · 720 approvals
Gasoline Stations with Convenience Stores
NAICS 447 · 362 approvals
NAICS 449
NAICS 449 · 345 approvals
Jewelry Stores
NAICS 448 · 284 approvals
Pharmacies and Drug Stores
NAICS 446 · 263 approvals
All Other Home Furnishings Stores
NAICS 442 · 167 approvals
Electronics Stores
NAICS 443 · 46 approvals
Frequently asked questions about SBA loans for Nursery and Garden Centers
Who are the top SBA lenders for Nursery and Garden Centers?▾
Based on historical SBA 7(a) data, the most active lenders for Nursery and Garden Centers (NAICS 444) include Live OAK Banking Company, THE Huntington National Bank, Wells Fargo Bank, National Association, and 17 more. Live OAK Banking Company leads with 31 approved loans.
What is the typical SBA loan size for Nursery and Garden Centers?▾
The median SBA 7(a) loan amount for Nursery and Garden Centers businesses is $350,000, based on 486 total approved loans in the dataset.
Which states have the most SBA lending activity for Nursery and Garden Centers?▾
California leads with 45 SBA 7(a) approvals for Nursery and Garden Centers, followed by Florida (38) and Texas (36).
How do I find the best SBA lender for my nursery and garden centers business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 444. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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