SBA Loans for Boat Dealers: Top Lenders & Recent Approvals

NAICS 441

NAICS 441 covers boat dealers businesses. Based on historical SBA 7(a) lending data.

Total Approvals

720

for Boat Dealers

Median Loan Size

$250,000

per approval

Recent Activity

49

last 90 days through Dec 2025

NAICS 441 covers boat dealers businesses. This is a moderately active sector for SBA 7(a) lending with 720 approvals and a median loan size of $250,000.

Key trends & insights

  • SBA lending to boat dealers businesses grew 11% year-over-year — from 142 to 158 approvals.
  • The typical loan size for boat dealers has increased 33% — average median moving from $193,383 to $257,167.
  • Loan sizes vary dramatically by location — the median in Kansas ($649,800) is 10.8x higher than Puerto Rico ($60,000).

Lending trends for Boat Dealers

11%loan volume YoY
3%dollar volume YoY
Total loaned ($)
Median loan size
Oct '23Jan '24Apr '24Jul '24Nov '24Feb '25May '25Aug '25

Top lenders by historical volume

#LenderApprovalsMedian Size
141$20,000
239$211,000
338$150,000
434$200,000
531$50,000
625$350,000
717$150,000
816$254,000
913$585,000
1013$3,600,000
1113$100,000
1213$100,000
1313$100,000
1413$150,000
1512$680,000
1611$70,400
1711$302,500
1811$1,050,000
1910$350,000
2010$150,000

Recent SBA 7(a) approvals for Boat Dealers

MonthLenderBorrowerAmount
2025-12The Citizens National Bank of MeridianSix*****nc.$328,800
2025-12TD Bank, National AssociationDel*****LLC$200,000
2025-12Northeast BankVAR*****NC.$350,000
2025-12OakStar BankKEN*****LLC$32,000
2025-12Newtek Bank, National AssociationKil*****LLC$25,000
2025-11Harvest Small Business Finance, LLC7 D***** SA$2,467,000
2025-11East West BankIND*****INC$748,000
2025-11Stearns Bank National AssociationMOH*****NC.$80,000
2025-11KeyBank National AssociationAVE*****LLC$10,000
2025-11Port 51 Lending LLCGar*****LLC$3,740,000
2025-11Northeast BankUni*****llc$153,100
2025-11Banco Popular de Puerto RicoM.A*****LLC$25,000
2025-11First Internet Bank of IndianaNar*****oup$1,700,000
2025-11Celtic Bank CorporationROW*****NC.$4,578,000
2025-08JPMorgan Chase Bank, National AssociationRb *****Llc$100,000
2025-08Northeast BankRG *****INC$211,000
2025-08Newtek Bank, National AssociationSHO*****OUP$250,000
2025-08U.S. Bank, National AssociationIBR*****MOV$50,000
2025-08Gulf Coast Bank and Trust CompanyCoa*****.C.$3,200,000
2025-08The Huntington National BankSUN*****LLC$100,000
2025-08Northeast BankS &*****LLC$350,000
2025-08The Huntington National BankSUN*****LLC$1,089,000
2025-08Lendistry SBLC, LLCALP*****UYS$910,000
2025-08Newtek Bank, National AssociationTRE*****INC$100,000
2025-08Midwest Regional BankRed*****rts$995,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

State-by-state breakdown

#StateApprovals
1California114
2Texas63
3Florida57
4Arizona28
5Washington26
6Michigan25
7Utah25
8New York24
9Wisconsin23
10Ohio21
11Georgia19
12New Jersey19
13Colorado17
14Indiana17
15Pennsylvania16
16Oregon16
17Missouri15
18Puerto Rico15
19North Carolina14
20Minnesota11
21Idaho10
22Illinois10
23Massachusetts10
24South Carolina10
25Virginia9

SBA loans for Boat Dealers by state

Similar industries

Frequently asked questions about SBA loans for Boat Dealers

Who are the top SBA lenders for Boat Dealers?

Based on historical SBA 7(a) data, the most active lenders for Boat Dealers (NAICS 441) include Wells Fargo Bank, National Association, Northeast Bank, Bayfirst National Bank, and 17 more. Wells Fargo Bank, National Association leads with 41 approved loans.

What is the typical SBA loan size for Boat Dealers?

The median SBA 7(a) loan amount for Boat Dealers businesses is $250,000, based on 720 total approved loans in the dataset.

Which states have the most SBA lending activity for Boat Dealers?

California leads with 114 SBA 7(a) approvals for Boat Dealers, followed by Texas (63) and Florida (57).

How do I find the best SBA lender for my boat dealers business?

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 441. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

Find your best-fit SBA lenders

Get a personalized lender ranking based on your specific business details.

Get your lender shortlist