Oriental Bank: SBA Lending Activity & Industry Focus

Top lender in Puerto RicoSmall loan specialistRecently activeDiverse industry mix

Based on historical SBA 7(a) lending data.

Total Approvals

160

by Oriental Bank

Total Volume

$33,031,100

approved amount

Median Loan Size

$131,000

per approval

Recent Activity

10

last 90 days through Nov 2025

Oriental Bank is a lender serving Puerto Rico and U.S. Virgin Islands lending across 36 different industries. With 160 SBA 7(a) approvals and a typical loan size of $131,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Oriental Bank's SBA 7(a) lending history

Accelerating SBA activity

Oriental Bank's SBA lending is trending up — 46 approvals in the last 6 months vs. 37 in the prior period (+24%). Increasing volume can signal improved capacity and appetite for new borrowers.

Local lender: primarily Puerto Rico

Oriental Bank focuses their SBA lending in 2 states, with 96% in Puerto Rico. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.

Active SBA participant

Oriental Bank has 160 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.

Typical loan: $112,500

Oriental Bank's median SBA loan is $112,500, with the middle 50% between $35,000 and $225,000. They handle a range of loan sizes without strong concentration in any single band.

Smaller loan specialist

Oriental Bank's median loan of $131,000 is well below the SBA 7(a) average. They appear to specialize in smaller loans — making them a strong option if you need under $300,000 and may face minimum-amount barriers elsewhere.

Diversified: 36 industries served

Oriental Bank lends across 36 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Lending trends for Oriental Bank

13%loan volume YoY
6%dollar volume YoY
Total loaned ($)
Median loan size
Dec '23Mar '24Jun '24Sep '24Dec '24Mar '25Jun '25Sep '25

Loan size distribution

Based on 620 SBA 7(a) approvals

Under $50K175 (28%)
$50K–$150K193 (31%)
$150K–$350K168 (27%)
$350K–$1M80 (13%)
$1M–$5M4 (1%)
Over $5M0 (0%)

Summary

Median (50th percentile)

$112,500

25th percentile

$35,000

75th percentile

$225,000

Average

$170,652

Typical range

$35,000
$225,000

States served

Less active
More active

State-by-state lending activity

#StateApprovals
1Puerto Rico153
2U.S. Virgin Islands7

Oriental Bank by industry

Industry focus

Recent SBA 7(a) approvals by Oriental Bank

MonthBorrowerAmount
2025-12DBA*****tic$10,000
2025-12Lif*****tic$108,500
2025-12Pal*****LLC$112,500
2025-12PEL*****LLC$50,000
2025-12BLI*****LLC$169,000
2025-12Ros*****Inc$407,400
2025-11AHM*****LLC$360,200
2025-11Num*****LLC$272,700
2025-11MDD*****oup$108,000
2025-11BOM*****LLC$30,000
2025-11Inf*****Inc$50,000
2025-11Inf*****Inc$261,000
2025-11Bod*****LLC$35,000
2025-11DRI*****LLC$467,500
2025-11Arb*****PSC$60,500
2025-09Equ*****LLC$50,000
2025-09JV**LLC$190,000
2025-09Mon*****Inc$800,000
2025-09Vel*****LLC$185,100
2025-08SWE*****INC$100,000
2025-08APS*****INC$500,000
2025-08HOG*****INC$25,000
2025-08Adv*****nc.$225,000
2025-08HOG*****INC$400,000
2025-08Nie*****LLC$25,000
2025-08HER*****INC$162,000
2025-07Tec*****nc.$191,000
2025-07DBA*****uez$60,500
2025-07Dr.*****ano$153,000
2025-07Bun*****LLC$500,000
2025-07JJS*****LLC$25,000
2025-07JJS*****LLC$115,500
2025-07CLI*****LLC$50,000
2025-07Gro*****Inc$270,000
2025-06OM****INC$100,000
2025-06OM****INC$250,000
2025-06Emp*****LLC$10,000
2025-06Kok*****nc.$170,000
2025-06GLO*****LLC$18,700
2025-06Pro*****LLC$425,000
2025-06Den*****LLC$162,900
2025-06Den*****LLC$75,000
2025-06CHI*****LLC$47,200
2025-06CHI*****LLC$10,000
2025-06HUE*****INC$234,100
2025-06MP *****LLC$192,000
2025-05PIP*****LLC$238,500
2025-05Alf*****LLC$55,200
2025-05Adv*****LLC$150,000
2025-04Car*****any$25,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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