Ameris Bank: SBA Lending Activity & Industry Focus

Multi-state (23 states)Large loans (median $709,000)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

by Ameris Bank

Total Volume

$86,308,900

approved amount

Median Loan Size

$709,000

per approval

Recent Activity

last 90 days through Aug 2025

Ameris Bank is a regional lender primarily serving Florida, Georgia, California lending across 27 different industries. With 76 SBA 7(a) approvals and a typical loan size of $709,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Ameris Bank's SBA 7(a) lending history

Sweet spot: $350K–$1M loans

62% of Ameris Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $725,000, with the middle 50% of loans between $499,500 and $1,659,500. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: Florida, Georgia, California

Ameris Bank concentrates their SBA lending in 23 states, with 49% of activity in Florida (22%), Georgia (18%), California (8%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Larger-than-average loan sizes

Ameris Bank's median loan of $709,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.

Smaller SBA program

Ameris Bank has 76 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 27 industries served

Ameris Bank lends across 27 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Ameris Bank's SBA activity has been relatively stable, with 9 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Ameris Bank

↓ 33%loan volume YoY

↓ 31%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 76 SBA 7(a) approvals

Under $50K0 (0%)

$50K–$150K0 (0%)

$150K–$350K2 (3%)

$350K–$1M47 (62%)

$1M–$5M26 (34%)

Over $5M1 (1%)

Summary

Median (50th percentile)

$725,000

25th percentile

$499,500

75th percentile

$1,659,500

Average

$1,135,643

Typical range

$499,500

$1,659,500

States served

FL17 GA14 CA6 MA5 NC4 VA3 CO3 AZ2 LA2 PA2 OH2 TX2 MS2 NV2 SC2 WI1 WA1 MD1 NJ1 NY1 ME1 MN1 ND1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Florida	17	$686,500
2	Georgia	14	$1,206,850
3	California	6	$519,650
4	Massachusetts	5	$416,000
5	North Carolina	4	$1,976,000
6	Virginia	3	$517,300
7	Colorado	3	$529,000
8	Arizona	2	$1,131,250
9	Louisiana	2	$1,255,500
10	Pennsylvania	2	$2,052,000
11	Ohio	2	$763,500
12	Texas	2	$557,000
13	Mississippi	2	$625,000
14	Nevada	2	$402,000
15	South Carolina	2	$413,000
16	Wisconsin	1	$977,500
17	Washington	1	$1,153,000
18	Maryland	1	$350,000
19	New Jersey	1	$613,000
20	New York	1	$530,000
21	Maine	1	$421,000
22	Minnesota	1	$997,000
23	North Dakota	1	$826,000

Ameris Bank by industry

Snack and Nonalcoholic Beverage Bars12 approvals Fitness and Recreational Sports Centers9 approvals Pet Care (except Veterinary) Services5 approvals Solid Waste Collection5 approvals Gasoline Stations with Convenience Stores4 approvals Child Day Care Services4 approvals Veterinary Services4 approvals RV (Recreational Vehicle) Parks and Campgrounds4 approvals General Automotive Repair3 approvals Painting and Wall Covering Contractors3 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Snack and Nonalcoholic Beverage Bars	722	12
2	Fitness and Recreational Sports Centers	713	9
3	Pet Care (except Veterinary) Services	812	5
4	Solid Waste Collection	562	5
5	Gasoline Stations with Convenience Stores	447	4
6	Child Day Care Services	624	4
7	Veterinary Services	541	4
8	RV (Recreational Vehicle) Parks and Campgrounds	721	4
9	General Automotive Repair	811	3
10	Painting and Wall Covering Contractors	238	3

Recent SBA 7(a) approvals by Ameris Bank

Month	Borrower	Location	Industry	Amount
2025-08	A S*****LLC	FAIRBURN, GA	Child Day Care Services	$1,337,600
2025-03	Cre*****nc.	GAINESVILLE, FL	Cemeteries and Crematories	$725,000
2025-03	CSM*****LLC	RICHMOND, VA	All Other Specialty Trade Contractors	$887,900
2025-03	GK *****LLC	NORTH PRINCE GEORGE, VA	Limited-Service Restaurants	$175,000
2024-11	Gar*****LLC	Waleska, GA	All Other Amusement and Recreation Industries	$4,072,500
2024-10	Dis*****LLC	Orange Park, FL	Child Day Care Services	$691,400
2024-08	The*****LLC	ORLANDO, FL	Offices of Mental Health Practitioners (except Physicians)	$499,500
2024-08	Crk*****LLC	CROOKSTON, MN	Snack and Nonalcoholic Beverage Bars	$997,000
2023-08	Jay*****tal	BRADENTON, FL	Limited-Service Restaurants	$819,000
2023-07	Lib*****nc.	NATICK, MA	Painting and Wall Covering Contractors	$869,900
2023-06	J6 *****LLC	MADISON, WI	—	$977,500
2023-05	JON*****LLC	SILVER SPRINGS, FL	General Automotive Repair	$338,800
2023-04	CA2*****LLC	FORT WORTH, TX	Limited-Service Restaurants	$998,000
2023-03	SAK*****LLC	GAINESVILLE, GA	—	$1,659,500
2023-03	Met*****LLC	ATLANTA, GA	Full-Service Restaurants	$1,035,000
2023-03	The*****nc.	JACKSONVILLE, FL	Caterers	$3,630,700
2023-02	SAB*****LLC	NORTHRIDGE, CA	Limited-Service Restaurants	$409,000
2023-02	CAN*****ORP	GLENDORA, CA	Other Services Related to Advertising	$2,250,000
2023-02	As****LLC	STAFFORD, VA	Limited-Service Restaurants	$859,600
2023-02	Gre*****LLC	CANTON, OH	Computer Facilities Management Services	$447,000
2022-12	Cra*****LLC	GREENSBURG, PA	—	$693,000
2022-10	Tea*****Inc	KISSIMMEE, FL	Child Day Care Services	$872,000
2022-08	CT***LLC	Gypsum, CO	Distilleries	$633,000
2022-06	ECM*****LLC	KEY LARGO, FL	Boat Dealers	$3,460,000
2022-05	A S*****LLC	FAIRBURN, GA	Child Day Care Services	$633,300
2022-03	Des*****LLC	LAS VEGAS, NV	Painting and Wall Covering Contractors	$434,000
2022-03	Z F*****Inc	LAWRENCE, MA	Used Car Dealers	$1,800,000
2022-02	Mic*****nc.	MILLS RIVER, NC	Metal Kitchen Cookware, Utensil, Cutlery, and Flatware (except Preciou	$5,000,000
2022-02	HW***LLC	REDLANDS, CA	Fitness and Recreational Sports Centers	$410,000
2022-01	MLJ*****LLC	SUMMERVILLE, SC	Fitness and Recreational Sports Centers	$413,000
2021-11	Lal*****LLC	LAS VEGAS, NV	Fitness and Recreational Sports Centers	$402,000
2021-08	Dev*****LLC	LENOIR, NC	Gasoline Stations with Convenience Stores	$2,228,000
2021-08	Her*****Inc	GRASONVILLE, MD	All Other Miscellaneous Waste Management Services	$350,000
2021-08	Dev*****LLC	WILKESBORO, NC	Gasoline Stations with Convenience Stores	$1,724,000
2021-08	SHB*****LLC	GREENWOOD VILLAGE, CO	Fitness and Recreational Sports Centers	$529,000
2021-08	Nol*****Inc	HUMBLE, TX	All Other Miscellaneous Waste Management Services	$557,000
2021-08	Int*****LLC	JACKSONVILLE, FL	General Medical and Surgical Hospitals	$600,000
2021-08	JP *****LLC	LAWRENCEVILLE, GA	Other Personal Care Services	$515,000
2021-08	WOB*****lle	STATESBORO, GA	Beer and Ale Merchant Wholesalers	$2,142,600
2021-08	JAD*****LLC	BROCKTON, MA	Lessors of Nonresidential Buildings (except Miniwarehouses)	$422,000
2021-08	Pri*****lan	BATON ROUGE, LA	Commercial Gravure Printing	$400,000
2021-08	Zen*****LLC	SAN MATEO, CA	Fitness and Recreational Sports Centers	$629,300
2021-08	Pri*****lan	BATON ROUGE, LA	Commercial Gravure Printing	$2,111,000
2021-08	60 *****LLC	WATKINSVILLE, GA	RV (Recreational Vehicle) Parks and Campgrounds	$1,135,000
2021-08	Liv*****LLC	LUTZ, FL	Limited-Service Restaurants	$534,000
2021-08	Gea*****nc.	GULFPORT, MS	Pet Care (except Veterinary) Services	$1,160,000
2021-07	MJ *****.C.	PONTE VEDRA, FL	Lessors of Miniwarehouses and Self-Storage Units	$2,600,000
2021-07	Fab*****orp	Fort Collins, CO	Other Personal Care Services	$400,500
2021-06	Rog*****LLC	GRAND FORKS, ND	Snack and Nonalcoholic Beverage Bars	$826,000
2021-06	Oli*****Inc	PEORIA, AZ	Fitness and Recreational Sports Centers	$462,500

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Check your fit with Ameris Bank

See how well this lender matches your specific business profile.

Check your lender fit