Ameris Bank: SBA Lending Activity & Industry Focus

Multi-state (23 states)Large loans (median $709,000)Diverse industry mixActive lender

Based on historical SBA 7(a) lending data.

Total Approvals

by Ameris Bank

Total Volume

$86,308,900

approved amount

Median Loan Size

$709,000

per approval

Recent Activity

last 90 days through Aug 2025

Ameris Bank is a regional lender primarily serving Florida, Georgia, California lending across 27 different industries. With 76 SBA 7(a) approvals and a typical loan size of $709,000, their lending data provides a detailed picture of where and how they deploy SBA capital.

What you should know

Key insights derived from Ameris Bank's SBA 7(a) lending history

Sweet spot: $350K–$1M loans

62% of Ameris Bank's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $693,000, with the middle 50% of loans between $496,600 and $1,337,600. If your loan request is in this range, you may see a faster, smoother process.

Regional focus: Florida, Georgia, California

Ameris Bank concentrates their SBA lending in 23 states, with 49% of activity in Florida (22%), Georgia (18%), California (8%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.

Larger-than-average loan sizes

Ameris Bank's median loan of $709,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.

Smaller SBA program

Ameris Bank has 76 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.

Diversified: 27 industries served

Ameris Bank lends across 27 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.

Steady lending pace

Ameris Bank's SBA activity has been relatively stable, with 10 approvals in the last 6 months. Consistent volume suggests a reliable, ongoing SBA program without major disruptions.

Lending trends for Ameris Bank

↓ 50%loan volume YoY

↓ 46%dollar volume YoY

Total loaned ($)

Median loan size

Loan size distribution

Based on 251 SBA 7(a) approvals

Under $50K1 (0%)

$50K–$150K0 (0%)

$150K–$350K10 (4%)

$350K–$1M156 (62%)

$1M–$5M83 (33%)

Over $5M1 (0%)

Summary

Median (50th percentile)

$693,000

25th percentile

$496,600

75th percentile

$1,337,600

Average

$1,092,239

Typical range

$496,600

$1,337,600

States served

FL17 GA14 CA6 MA5 NC4 VA3 CO3 AZ2 LA2 PA2 OH2 TX2 MS2 NV2 SC2 WI1 WA1 MD1 NJ1 NY1 ME1 MN1 ND1

Less active

More active

State-by-state lending activity

#	State	Approvals	Median Size
1	Florida	17	$686,500
2	Georgia	14	$1,206,850
3	California	6	$519,650
4	Massachusetts	5	$416,000
5	North Carolina	4	$1,976,000
6	Virginia	3	$517,300
7	Colorado	3	$529,000
8	Arizona	2	$1,131,250
9	Louisiana	2	$1,255,500
10	Pennsylvania	2	$2,052,000
11	Ohio	2	$763,500
12	Texas	2	$557,000
13	Mississippi	2	$625,000
14	Nevada	2	$402,000
15	South Carolina	2	$413,000
16	Wisconsin	1	$977,500
17	Washington	1	$1,153,000
18	Maryland	1	$350,000
19	New Jersey	1	$613,000
20	New York	1	$530,000
21	Maine	1	$421,000
22	Minnesota	1	$997,000
23	North Dakota	1	$826,000

Ameris Bank by industry

Snack and Nonalcoholic Beverage Bars12 approvals Fitness and Recreational Sports Centers9 approvals Pet Care (except Veterinary) Services5 approvals Solid Waste Collection5 approvals Gasoline Stations with Convenience Stores4 approvals Child Day Care Services4 approvals Veterinary Services4 approvals RV (Recreational Vehicle) Parks and Campgrounds4 approvals General Automotive Repair3 approvals Painting and Wall Covering Contractors3 approvals

Industry focus

#	Industry	NAICS	Approvals
1	Snack and Nonalcoholic Beverage Bars	722	12
2	Fitness and Recreational Sports Centers	713	9
3	Pet Care (except Veterinary) Services	812	5
4	Solid Waste Collection	562	5
5	Gasoline Stations with Convenience Stores	447	4
6	Child Day Care Services	624	4
7	Veterinary Services	541	4
8	RV (Recreational Vehicle) Parks and Campgrounds	721	4
9	General Automotive Repair	811	3
10	Painting and Wall Covering Contractors	238	3

Recent SBA 7(a) approvals by Ameris Bank

Month	Borrower	Location	Industry	Amount
2025-12	Ray*****nc.	JACKSONVILLE BEACH, FL	General Automotive Repair	$1,033,200
2025-08	A S*****LLC	FAIRBURN, GA	Child Day Care Services	$1,337,600
2025-08	Nor*****LLC	CLAYTON, GA	—	$2,539,400
2025-03	GK *****LLC	NORTH PRINCE GEORGE, VA	Limited-Service Restaurants	$175,000
2025-03	CSM*****LLC	RICHMOND, VA	All Other Specialty Trade Contractors	$887,900
2025-03	Cre*****nc.	GAINESVILLE, FL	Cemeteries and Crematories	$725,000
2025-01	J &*****LLC	PALM COAST, FL	Fitness and Recreational Sports Centers	$635,000
2024-12	Ron*****nc.	LITHIA SPRINGS, GA	Plumbing, Heating, and Air-Conditioning Contractors	$2,245,200
2024-11	Sun*****LLC	YULEE, FL	Fabricated Structural Metal Manufacturing	$3,612,200
2024-11	Gar*****LLC	Waleska, GA	All Other Amusement and Recreation Industries	$4,072,500
2024-10	Dis*****LLC	Orange Park, FL	Child Day Care Services	$691,400
2024-09	MI****LLC	CLERMONT, FL	—	$2,053,100
2024-08	DR *****NC.	SYLVA, NC	Other Accounting Services	$259,000
2024-08	The*****LLC	ORLANDO, FL	Offices of Mental Health Practitioners (except Physicians)	$499,500
2024-08	Crk*****LLC	CROOKSTON, MN	Snack and Nonalcoholic Beverage Bars	$997,000
2024-07	The*****nc.	JACKSONVILLE, FL	Caterers	$1,000,000
2024-06	Mic*****nc.	FLETCHER, NC	Metal Kitchen Cookware, Utensil, Cutlery, and Flatware (except Preciou	$2,746,000
2024-05	TAN*****LLC	KNOXVILLE, TN	—	$231,000
2024-05	Tho*****LLC	THOMASVILLE, GA	Confectionery Manufacturing from Purchased Chocolate	$998,600
2024-04	Nao*****LLC	CUMMING, GA	Confectionery Manufacturing from Purchased Chocolate	$524,000
2024-04	BRU*****LLC	NEWPORT, TN	Limited-Service Restaurants	$860,000
2024-04	AB *****LLC	ELLENWOOD, GA	Limited-Service Restaurants	$492,000
2024-04	ZAX*****LLC	NORTH LAS VEGAS, NV	Limited-Service Restaurants	$200,000
2023-10	SSS*****LLC	HOUSTON, TX	—	$2,033,100
2023-10	The*****LLC	Palmetto, GA	Full-Service Restaurants	$2,328,500
2023-09	Aim*****LLC	DADE CITY, FL	—	$1,455,300
2023-09	Pea*****nc.	LOVELAND, CO	Fine Arts Schools	$615,000
2023-09	Gre*****nc.	MIDWAY, GA	Exterminating and Pest Control Services	$904,900
2023-09	Dog*****LLC	Asheville, NC	New Single-Family Housing Construction (except Operative Builders)	$731,000
2023-08	Jay*****tal	BRADENTON, FL	Limited-Service Restaurants	$819,000
2023-07	Lib*****nc.	NATICK, MA	Painting and Wall Covering Contractors	$869,900
2023-07	Big***** Co	Knoxville, TN	—	$2,169,000
2023-06	J6 *****LLC	MADISON, WI	—	$977,500
2023-06	MAR*****ion	Dallas, TX	Offices of All Other Miscellaneous Health Practitioners	$630,500
2023-05	JON*****LLC	SILVER SPRINGS, FL	General Automotive Repair	$338,800
2023-04	CA2*****LLC	FORT WORTH, TX	Limited-Service Restaurants	$998,000
2023-04	Ice*****Inc	AUBURN, MA	Motor Vehicle Supplies and New Parts Merchant Wholesalers	$2,631,000
2023-03	Sha*****LLC	BOISE, ID	Fitness and Recreational Sports Centers	$608,000
2023-03	SAK*****LLC	GAINESVILLE, GA	—	$1,659,500
2023-03	Met*****LLC	ATLANTA, GA	Full-Service Restaurants	$1,035,000
2023-03	The*****nc.	JACKSONVILLE, FL	Caterers	$3,630,700
2023-03	Cor*****LLC	BIRMINGHAM, AL	Funeral Homes and Funeral Services	$34,500
2023-03	AB *****LLC	PASADENA, TX	—	$4,799,500
2023-03	Goo*****LLC	ORANGE PARK, FL	Snack and Nonalcoholic Beverage Bars	$760,000
2023-03	The*****.C.	MCDONOUGH, GA	Offices of Lawyers	$372,000
2023-02	CAN*****ORP	GLENDORA, CA	Other Services Related to Advertising	$2,250,000
2023-02	SAB*****LLC	NORTHRIDGE, CA	Limited-Service Restaurants	$409,000
2023-02	Gre*****LLC	CANTON, OH	Computer Facilities Management Services	$447,000
2023-02	As****LLC	STAFFORD, VA	Limited-Service Restaurants	$859,600
2023-01	Cla*****nc.	NEWARK, NJ	Home Health Care Services	$1,431,200

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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