BMO Bank, National Association: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
258
by BMO Bank, National Association
Total Volume
$208,067,600
approved amount
Median Loan Size
$433,750
per approval
Recent Activity
6
last 90 days through Aug 2025
BMO Bank, National Association is a regional lender primarily serving California, Colorado, Arizona lending across 46 different industries. With 258 SBA 7(a) approvals and a typical loan size of $433,750, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from BMO Bank, National Association's SBA 7(a) lending history
Accelerating SBA activity
BMO Bank, National Association's SBA lending is trending up — 13 approvals in the last 6 months vs. 10 in the prior period (+30%). Increasing volume can signal improved capacity and appetite for new borrowers.
Sweet spot: $350K–$1M loans
45% of BMO Bank, National Association's SBA loans fall in the $350K–$1M range. Their typical loan (median) is $410,000, with the middle 50% of loans between $312,700 and $1,000,000. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: California, Colorado, Arizona
BMO Bank, National Association concentrates their SBA lending in 18 states, with 69% of activity in California (51%), Colorado (11%), Arizona (6%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Active SBA participant
BMO Bank, National Association has 258 SBA 7(a) approvals on record. While not among the highest-volume lenders, they maintain an active SBA program. Response times and processing experience may vary.
Diversified: 46 industries served
BMO Bank, National Association lends across 46 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for BMO Bank, National Association
Loan size distribution
Based on 266 SBA 7(a) approvals
Summary
Median (50th percentile)
$410,000
25th percentile
$312,700
75th percentile
$1,000,000
Average
$792,203
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 132 |
| 2 | Colorado | 29 |
| 3 | Utah | 16 |
| 4 | Arizona | 16 |
| 5 | Illinois | 11 |
| 6 | Oregon | 9 |
| 7 | Washington | 8 |
| 8 | New Mexico | 8 |
| 9 | Missouri | 7 |
| 10 | Wisconsin | 5 |
| 11 | Nevada | 3 |
| 12 | Indiana | 3 |
| 13 | Iowa | 3 |
| 14 | Kansas | 3 |
| 15 | Idaho | 2 |
| 16 | New York | 1 |
| 17 | Nebraska | 1 |
| 18 | South Dakota | 1 |
BMO Bank, National Association by industry
Industry focus
Recent SBA 7(a) approvals by BMO Bank, National Association
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-08 | C2 *****LLC | PRAIRIE DU SAC, WI | Snack and Nonalcoholic Beverage Bars | $318,700 |
| 2025-08 | JB***LLC | BATAVIA, IL | Other Accounting Services | $243,400 |
| 2025-08 | Des*****nc. | DENVER, CO | Other Miscellaneous Nondurable Goods Merchant Wholesalers | $101,000 |
| 2025-08 | TMS*****LLC | SCOTTSDALE, AZ | All Other Personal Services | $306,200 |
| 2025-08 | 141*****LLC | AURORA, CO | Engineering Services | $1,659,600 |
| 2025-08 | Val*****CPA | SAN FRANCISCO, CA | Tax Preparation Services | $522,300 |
| 2025-03 | C&A*****LLC | Rancho Cordova, CA | General Automotive Repair | $130,000 |
| 2025-03 | C&J*****INC | GOODYEAR, AZ | Industrial Building Construction | $315,000 |
| 2024-12 | SSA*****LLC | SAN FERNANDO, CA | Other Activities Related to Real Estate | $977,500 |
| 2024-12 | CAL*****LLC | YORBA LINDA, CA | All Other Specialty Trade Contractors | $2,134,000 |
| 2024-11 | Ari*****LLC | PHOENIX, AZ | Residential Mental Retardation Facilities | $872,000 |
| 2024-10 | Tri*****LLC | CORSICA, SD | — | $284,500 |
| 2024-08 | M.S*****nc. | PALATINE, IL | General Rental Centers | $343,000 |
| 2024-05 | LOC*****LLC | DENVER, CO | — | $1,263,700 |
| 2024-05 | K. *****nc. | MODESTO, CA | Full-Service Restaurants | $690,000 |
| 2024-03 | New*****LLC | TULARE, CA | General Freight Trucking, Long Distance, Truckload | $1,000,000 |
| 2024-02 | All*****Inc | BOISE, ID | Plumbing, Heating, and Air-Conditioning Contractors | $905,500 |
| 2023-12 | EM***Inc | FULLERTON, CA | Other Electronic Parts and Equipment Merchant Wholesalers | $500,000 |
| 2023-11 | NIT*****INC | SALT LAKE CITY, UT | Custom Computer Programming Services | $350,000 |
| 2023-11 | CMF*****LLC | SALT LAKE CITY, UT | — | $544,000 |
| 2023-11 | My *****LLC | TEMPE, AZ | General Automotive Repair | $1,660,000 |
| 2023-11 | Hos*****LLC | CENTENNIAL, CO | Pet Care (except Veterinary) Services | $180,000 |
| 2023-10 | Dir*****nc. | STOCKTON, CA | Other Foundation, Structure, and Building Exterior Contractors | $300,000 |
| 2023-08 | K &*****Inc | Los Angeles, CA | Motor Vehicle Supplies and New Parts Merchant Wholesalers | $350,000 |
| 2023-08 | MDS*****INC | Torrance, CA | Wholesale Trade Agents and Brokers | $312,700 |
| 2023-08 | TED*****TED | Torrance, CA | Toy and Hobby Goods and Supplies Merchant Wholesalers | $97,300 |
| 2023-08 | NCN*****LLC | SEATTLE, WA | Child Day Care Services | $1,331,000 |
| 2023-08 | SC *****Inc | WESTFIELD, IN | Couriers | $840,000 |
| 2023-08 | San*****nc. | SAN FRANCISCO, CA | — | $350,000 |
| 2023-08 | Ind*****Inc | San Diego, CA | All Other Professional, Scientific, and Technical Services | $65,000 |
| 2023-08 | Ind*****Inc | San Diego, CA | All Other Professional, Scientific, and Technical Services | $65,000 |
| 2023-08 | Ind*****Inc | San Diego, CA | All Other Professional, Scientific, and Technical Services | $65,000 |
| 2023-07 | Eve*****LLC | Evergreen, CO | Other Building Finishing Contractors | $333,000 |
| 2023-07 | Don*****rke | Lake Oswego, OR | Insurance Agencies and Brokerages | $150,000 |
| 2023-06 | Lit*****nc. | Littleton, CO | Pet Care (except Veterinary) Services | $249,600 |
| 2023-06 | Ort*****LLC | Sandy, UT | — | $1,062,900 |
| 2023-05 | Pro*****ers | Austin, CO | — | $200,000 |
| 2023-05 | Ari*****LLC | Phoenix, AZ | Residential Mental Retardation Facilities | $1,980,000 |
| 2023-05 | Mon*****LLC | Denver, CO | Interior Design Services | $1,865,500 |
| 2023-05 | Wes*****nc. | Corona, CA | Hardware Merchant Wholesalers | $350,000 |
| 2023-05 | Pac*****LLC | Walnut, CA | Automotive Body, Paint, and Interior Repair and Maintenance | $1,335,000 |
| 2023-05 | Pal*****nc. | Fresno, CA | — | $563,200 |
| 2023-05 | Coo*****LLC | Neosho, MO | Other Miscellaneous Durable Goods Merchant Wholesalers | $350,000 |
| 2023-05 | Rai*****LLC | Scottsdale, AZ | Fitness and Recreational Sports Centers | $155,000 |
| 2023-05 | Kon*****LLC | Denver, CO | Custom Computer Programming Services | $150,000 |
| 2023-05 | ZER*****LLC | Englewood, CO | Custom Architectural Woodwork and Millwork Manufacturing | $3,933,100 |
| 2023-04 | Cou*****LLC | San Francisco, CA | Marketing Consulting Services | $350,000 |
| 2023-04 | Old*****LLC | Tahoe City, CA | Full-Service Restaurants | $1,063,800 |
| 2023-04 | Ste*****LLC | Denver, CO | — | $417,500 |
| 2023-04 | Lan*****LLC | Brentwood, CA | Automotive Glass Replacement Shops | $500,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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