Plains State Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
30
by Plains State Bank
Total Volume
$55,414,400
approved amount
Median Loan Size
$1,497,000
per approval
Recent Activity
1
last 90 days through Aug 2025
Plains State Bank is a lender based in Texas lending across 16 different industries. With 30 SBA 7(a) approvals and a typical loan size of $1,497,000, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from Plains State Bank's SBA 7(a) lending history
Sweet spot: $1M–$5M loans
57% of Plains State Bank's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $1,500,000, with the middle 50% of loans between $362,900 and $3,159,100. If your loan request is in this range, you may see a faster, smoother process.
Local lender: primarily Texas
Plains State Bank focuses their SBA lending in 1 state, with 100% in Texas. Local lenders often prioritize community relationships and may be easier to work with if you're in their market.
Declining SBA activity
Plains State Bank's SBA lending has slowed recently — 7 approvals in the last 6 months vs. 15 in the prior period (-53%). This could reflect tighter credit standards, strategic shifts, or seasonal variation.
Larger-than-average loan sizes
Plains State Bank's median loan of $1,497,000 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Smaller SBA program
Plains State Bank has 30 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 16 industries served
Plains State Bank lends across 16 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for Plains State Bank
Loan size distribution
Based on 30 SBA 7(a) approvals
Summary
Median (50th percentile)
$1,500,000
25th percentile
$362,900
75th percentile
$3,159,100
Average
$1,847,147
Typical range
States served
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | Texas | 30 |
Plains State Bank by industry
Industry focus
Recent SBA 7(a) approvals by Plains State Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-08 | 104*****LLC | Pflugerville, TX | Child Day Care Services | $4,868,000 |
| 2024-05 | Tex*****LLC | SPRING, TX | Limited-Service Restaurants | $249,000 |
| 2024-01 | Sal*****LLC | HOUSTON, TX | Beauty Salons | $135,000 |
| 2022-01 | C&a*****LLC | Houston, TX | Offices of Physicians, Mental Health Specialists | $350,000 |
| 2021-12 | Go-*****LLC | Conroe, TX | Child Day Care Services | $1,500,000 |
| 2021-11 | Swe*****hip | Kingwood, TX | Offices of Dentists | $1,277,000 |
| 2021-11 | MoP*****LLC | Beaumont, TX | Gasoline Stations with Convenience Stores | $3,159,100 |
| 2021-10 | Par*****.C. | TOMBALL, TX | Commercial and Institutional Building Construction | $1,771,000 |
| 2021-08 | Spe*****llc | BAYTOWN, TX | Diet and Weight Reducing Centers | $1,615,000 |
| 2021-08 | BB***LLC | Katy, TX | All Other Personal Services | $5,000,000 |
| 2021-08 | RIG*****ORP | SAN ANTONIO, TX | Gasoline Stations with Convenience Stores | $1,494,000 |
| 2021-08 | SHF*****LLC | KINGWOOD, TX | Child and Youth Services | $5,000,000 |
| 2021-08 | Cor*****LLC | Houston, TX | Full-Service Restaurants | $1,433,600 |
| 2021-08 | SV *****LLC | College Station, TX | Hotels (except Casino Hotels) and Motels | $3,473,400 |
| 2021-05 | Smi*****LLC | MIDLAND, TX | Ice Cream and Frozen Dessert Manufacturing | $362,900 |
| 2021-04 | Cou*****LLC | Bellaire, TX | Breweries | $2,084,000 |
| 2021-04 | BMA*****LLC | Deer Park, TX | Child Day Care Services | $4,600,000 |
| 2021-04 | Thi*****LLC | Houston, TX | All Other Business Support Services | $500,000 |
| 2021-03 | THE*****ANY | SPRING, TX | Beauty Salons | $273,500 |
| 2020-11 | Fol*****LLC | Boerne, TX | General Automotive Repair | $1,154,900 |
| 2020-11 | LUV*****ted | MONTGOMERY, TX | Snack and Nonalcoholic Beverage Bars | $319,500 |
| 2020-11 | TRE*****LLC | KEMAH, TX | Lessors of Miniwarehouses and Self-Storage Units | $326,000 |
| 2020-08 | CRE*****LLC | WIMBERLEY, TX | Bed-and-Breakfast Inns | $2,310,000 |
| 2020-08 | Emp*****LLC | Chappell Hill, TX | All Other Information Services | $715,000 |
| 2020-08 | 418***** LP | Houston, TX | Bowling Centers | $3,485,000 |
| 2020-07 | VS *****Inc | San Antonio, TX | Gasoline Stations with Convenience Stores | $1,600,000 |
| 2020-02 | All*****LLC | BURLESON, TX | Offices of All Other Miscellaneous Health Practitioners | $582,000 |
| 2020-02 | Ker*****nc. | TEMPLE, TX | Other General Government Support | $2,150,000 |
| 2020-01 | The*****LLC | Spring, TX | Lessors of Miniwarehouses and Self-Storage Units | $3,376,500 |
| 2019-11 | Suk*****Inc | HUFFMAN, TX | Beer, Wine, and Liquor Stores | $250,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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