US Metro Bank: SBA Lending Activity & Industry Focus
Based on historical SBA 7(a) lending data.
Total Approvals
84
by US Metro Bank
Total Volume
$182,233,300
approved amount
Median Loan Size
$1,593,500
per approval
Recent Activity
14
last 90 days through Dec 2025
US Metro Bank is a regional lender primarily serving California, Texas, Washington with notable activity in Hotels (except Casino Hotels) and Motels. With 84 SBA 7(a) approvals and a typical loan size of $1,593,500, their lending data provides a detailed picture of where and how they deploy SBA capital.
What you should know
Key insights derived from US Metro Bank's SBA 7(a) lending history
Accelerating SBA activity
US Metro Bank's SBA lending is trending up — 86 approvals in the last 6 months vs. 28 in the prior period (+207%). Increasing volume can signal improved capacity and appetite for new borrowers.
Sweet spot: $1M–$5M loans
56% of US Metro Bank's SBA loans fall in the $1M–$5M range. Their typical loan (median) is $1,550,000, with the middle 50% of loans between $765,000 and $3,100,000. If your loan request is in this range, you may see a faster, smoother process.
Regional focus: California, Texas, Washington
US Metro Bank concentrates their SBA lending in 17 states, with 81% of activity in California (49%), Texas (23%), Washington (10%). Regional lenders often have strong local relationships and may offer more competitive terms in their core markets.
Larger-than-average loan sizes
US Metro Bank's median loan of $1,593,500 is significantly above the SBA 7(a) average. This suggests they're comfortable with larger deals — good news if you need substantial financing, but they may have higher minimum loan amounts.
Smaller SBA program
US Metro Bank has 84 SBA 7(a) approvals. Their smaller volume may mean longer processing times, but could also mean more personalized attention for borrowers.
Diversified: 25 industries served
US Metro Bank lends across 25 different industry sectors with no single industry dominating. This broad experience means they can likely evaluate most business types, though they may not have deep expertise in any specific niche.
Lending trends for US Metro Bank
Loan size distribution
Based on 364 SBA 7(a) approvals
Summary
Median (50th percentile)
$1,550,000
25th percentile
$765,000
75th percentile
$3,100,000
Average
$2,050,695
Typical range
State-by-state lending activity
| # | State | Approvals |
|---|---|---|
| 1 | California | 41 |
| 2 | Texas | 19 |
| 3 | Washington | 8 |
| 4 | Oregon | 2 |
| 5 | Pennsylvania | 2 |
| 6 | Florida | 1 |
| 7 | Georgia | 1 |
| 8 | Indiana | 1 |
| 9 | Missouri | 1 |
| 10 | North Carolina | 1 |
| 11 | Nebraska | 1 |
| 12 | Nevada | 1 |
| 13 | Oklahoma | 1 |
| 14 | Louisiana | 1 |
| 15 | Tennessee | 1 |
| 16 | Maryland | 1 |
| 17 | Arizona | 1 |
US Metro Bank by industry
Industry focus
Recent SBA 7(a) approvals by US Metro Bank
| Month | Borrower | Location | Industry | Amount |
|---|---|---|---|---|
| 2025-12 | JAC*****ANY | FRESNO, CA | — | $3,100,000 |
| 2025-12 | Par*****LLC | PARACHUTE, CO | Hotels (except Casino Hotels) and Motels | $2,872,000 |
| 2025-12 | Bes***** TX | LINDALE, TX | Hotels (except Casino Hotels) and Motels | $2,107,000 |
| 2025-12 | Ham*****tin | AUSTIN, TX | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2025-12 | Pat*****tel | QUAKERTOWN, PA | Hotels (except Casino Hotels) and Motels | $1,843,000 |
| 2025-12 | Hya*****son | ADDISON, TX | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2025-12 | R &*****LLC | MARYSVILLE, WA | — | $2,550,000 |
| 2025-12 | Ann*****tel | OAKLEY, KS | Hotels (except Casino Hotels) and Motels | $527,000 |
| 2025-12 | MNA*****Inc | BAKERSFIELD, CA | — | $588,000 |
| 2025-11 | The*****tel | OCEANSIDE, CA | Hotels (except Casino Hotels) and Motels | $1,500,000 |
| 2025-11 | Hol*****rth | COLTON, CA | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2025-11 | Zaa****Inc | HAGERSTOWN, MD | — | $948,000 |
| 2025-11 | TRC*****AFE | SACRAMENTO, CA | Full-Service Restaurants | $1,145,000 |
| 2025-11 | Sha*****LLC | KENT, WA | Homes for the Elderly | $894,300 |
| 2025-11 | Day*****tes | HOUSTON, TX | Hotels (except Casino Hotels) and Motels | $2,774,000 |
| 2025-11 | Mot*****rth | SACRAMENTO, CA | Hotels (except Casino Hotels) and Motels | $5,000,000 |
| 2025-11 | 1. *****lle | BENTONVILLE, AR | Hotels (except Casino Hotels) and Motels | $4,442,000 |
| 2025-11 | TAY*****BAR | SPRINGHILL, LA | — | $773,000 |
| 2025-11 | Eco****dge | LA JUNTA, CO | Hotels (except Casino Hotels) and Motels | $1,090,000 |
| 2025-11 | Jef*****art | TEMECULA, CA | — | $5,000,000 |
| 2025-11 | Day*****uth | KANSAS CITY, MO | Hotels (except Casino Hotels) and Motels | $4,229,000 |
| 2025-11 | TOM*****IAL | GARDEN GROVE, CA | Other Activities Related to Real Estate | $3,935,000 |
| 2025-11 | Gar*****IHG | TYLER, TX | Hotels (except Casino Hotels) and Motels | $2,150,000 |
| 2025-11 | Bur*****ing | TAFT, CA | Limited-Service Restaurants | $1,312,000 |
| 2025-11 | Irv*****Inc | LA HABRA, CA | Other Accounting Services | $842,000 |
| 2025-11 | LaF*****nc. | FONTANA, CA | Commercial and Industrial Machinery and Equipment (except Automotive a | $743,000 |
| 2025-11 | CAN*****ION | POINT ROBERTS, WA | — | $4,889,000 |
| 2025-11 | JJ***Y'S | SANTA ROSA, CA | — | $1,708,000 |
| 2025-11 | Gri*****top | GRIDLEY, CA | — | $988,000 |
| 2025-11 | HAP*****SHI | PALM SPRINGS, CA | Full-Service Restaurants | $300,000 |
| 2025-11 | Par*****tte | ASHBURN, VA | Baked Goods Stores | $260,000 |
| 2025-11 | Sup*****don | ABINGDON, VA | Hotels (except Casino Hotels) and Motels | $2,108,000 |
| 2025-09 | ROD*****INN | HERMISTON, OR | Hotels (except Casino Hotels) and Motels | $1,200,000 |
| 2025-09 | Ame*****yre | SAYRE, OK | Hotels (except Casino Hotels) and Motels | $1,530,000 |
| 2025-09 | Roc*****tel | SABETHA, KS | Hotels (except Casino Hotels) and Motels | $866,000 |
| 2025-09 | QUA*****ING | CORNING, NY | Hotels (except Casino Hotels) and Motels | $2,320,000 |
| 2025-09 | ROD*****ALE | ARCHDALE, NC | Hotels (except Casino Hotels) and Motels | $4,000,000 |
| 2025-09 | Dix*****.C. | DES MOINES, WA | Tax Preparation Services | $720,000 |
| 2025-09 | Dix*****.C. | DES MOINES, WA | Tax Preparation Services | $720,000 |
| 2025-09 | Kwi*****Inc | BALDWIN PARK, CA | Supermarkets and Other Grocery (except Convenience) Stores | $721,000 |
| 2025-09 | HOT*****LDI | GARIBALDI, OR | Hotels (except Casino Hotels) and Motels | $3,960,000 |
| 2025-09 | MAP*****ING | HENDERSONVILLE, TN | Homes for the Elderly | $2,270,000 |
| 2025-09 | ROY*****ROS | CAMPBELL, CA | Full-Service Restaurants | $400,000 |
| 2025-09 | The*****nc. | SUN VALLEY, CA | Nursing Care Facilities | $1,363,000 |
| 2025-09 | Ome*****dro | SAN ANTONIO, TX | Hotels (except Casino Hotels) and Motels | $1,638,000 |
| 2025-08 | Qua*****Inn | PARKERSBURG, WV | Hotels (except Casino Hotels) and Motels | $1,600,000 |
| 2025-08 | WTL*****nc. | LITHONIA, GA | Limited-Service Restaurants | $330,000 |
| 2025-08 | For*****Inn | FORT COLLINS, CO | Hotels (except Casino Hotels) and Motels | $1,605,000 |
| 2025-08 | Rou*****tel | VEGA, TX | Hotels (except Casino Hotels) and Motels | $492,000 |
| 2025-08 | Hom*****LLC | SAN DIEGO, CA | Plumbing, Heating, and Air-Conditioning Contractors | $1,746,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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