SBA Loans for Child Day Care Services in Kentucky: Top Lenders
NAICS 624NAICS 624 covers child day care services businesses in Kentucky. Based on historical SBA 7(a) lending data.
Total Approvals
9
in Kentucky
Median Loan Size
$100,000
per approval
Recent Activity
1
last 90 days through Aug 2025
NAICS 624 covers child day care services businesses. This is a smaller category in SBA 7(a) lending with 9 approvals on record and a median loan size of $100,000.
Key trends & insights
- Child Day Care Services in Kentucky lending is concentrated — THE Huntington National Bank, U.s. Bank, National Association, Community Trust Bank, INC. together account for 56% of all approvals. If you're in this industry, these are your highest-probability lenders.
- THE Huntington National Bank leads this industry with 3 approvals (33% market share) and a median loan of $75,000.
- Child Day Care Services in Kentucky loans skew smaller than the SBA average at $100,000 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Child Day Care Services in Kentucky
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 3 | $75,000 | |
| 2 | 1 | $148,500 | |
| 3 | 1 | $1,100,000 | |
| 4 | 1 | $50,000 | |
| 5 | 1 | $315,000 | |
| 6 | 1 | $25,000 | |
| 7 | 1 | $100,000 |
Recent SBA 7(a) approvals for Child Day Care Services in Kentucky
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-11 | Stock Yards Bank & Trust Company | Lit*****LLC | LOUISVILLE, KY | $841,900 |
| 2025-11 | Stock Yards Bank & Trust Company | Lit*****LLC | LOUISVILLE, KY | $25,000 |
| 2025-08 | Republic Bank & Trust Company | Bea*****LLC | LOUISVILLE, KY | $100,000 |
| 2025-05 | WesBanco Bank, Inc. | The*****LLC | LEXINGTON, KY | $25,000 |
| 2025-04 | Northeast Bank | MUN*****LLC | Morehead, KY | $315,000 |
| 2025-01 | Live Oak Banking Company | Acc*****LLC | LOUISVILLE, KY | $4,500,000 |
| 2025-01 | Live Oak Banking Company | Acc*****LLC | LOUISVILLE, KY | $500,000 |
| 2025-01 | Northeast Bank | MAJ*****ANY | Louisville, KY | $50,000 |
| 2025-01 | First Harrison Bank | XZ *****LLC | Louisville, KY | $487,600 |
| 2024-04 | Readycap Lending, LLC | Sta*****lth | ASHLAND, KY | $50,000 |
| 2024-02 | Stock Yards Bank & Trust Company | Lit*****nc. | LOUISVILLE, KY | $51,300 |
| 2024-02 | Stock Yards Bank & Trust Company | Lit*****nc. | LOUISVILLE, KY | $863,800 |
| 2024-01 | JPMorgan Chase Bank, National Association | KID*****NC. | LEXINGTON, KY | $230,000 |
| 2023-12 | The Huntington National Bank | Ski*****nc. | FLORENCE, KY | $100,000 |
| 2023-12 | Truist Bank | Irv*****LLC | LOUISVILLE, KY | $205,000 |
| 2023-05 | Republic Bank & Trust Company | D2 *****.C. | LOUISVILLE, KY | $459,000 |
| 2023-03 | Live Oak Banking Company | HOM*****DBA | OWENSBORO, KY | $250,000 |
| 2023-03 | Live Oak Banking Company | HOM*****DBA | OWENSBORO, KY | $4,750,000 |
| 2021-11 | U.S. Bank, National Association | Rea*****inc | LOUISVILLE, KY | $148,500 |
| 2021-09 | Republic Bank & Trust Company | TLR*****LLC | LAWRENCEBURG, KY | $407,700 |
| 2021-03 | Community Trust Bank, Inc. | Flu*****LLC | Winchester, KY | $1,100,000 |
| 2021-02 | First Financial Bank, National Association | CHR*****LLC | SCOTTSVILLE, KY | $10,000 |
| 2021-02 | The Huntington National Bank | Ear*****LLC | LOUISVILLE, KY | $582,000 |
| 2021-02 | The Huntington National Bank | Ear*****LLC | LOUISVILLE, KY | $75,000 |
| 2021-02 | The Huntington National Bank | Ear*****LLC | LOUISVILLE, KY | $488,000 |
| 2021-02 | The Huntington National Bank | Ear*****LLC | LOUISVILLE, KY | $75,000 |
| 2020-04 | United Midwest Savings Bank National Association | Met*****CES | LEXINGTON, KY | $130,000 |
| 2020-04 | United Midwest Savings Bank National Association | E&M*****LLC | MOUNT STERLING, KY | $150,000 |
| 2019-11 | PNC Bank, National Association | You*****LLC | LEXINGTON, KY | $40,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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