SBA Loans for Postal Service: Top Lenders & Recent Approvals

NAICS 491

NAICS 491 covers postal service businesses. Based on historical SBA 7(a) lending data.

Total Approvals

13

for Postal Service

Median Loan Size

$274,000

per approval

Recent Activity

2

last 90 days through Apr 2025

NAICS 491 covers postal service businesses. This is a smaller category in SBA 7(a) lending with 13 approvals on record and a median loan size of $274,000.

Key trends & insights

  • Postal Service SBA lending clusters in California (23%), Michigan (15%), Wisconsin (15%) — these three states represent 54% of all activity nationwide.

Lending trends for Postal Service

Total loaned ($)
Median loan size
Nov '19Aug '21Jan '23Feb '24Oct '24

Top lenders by historical volume

#LenderApprovalsMedian Size
12$50,000
22$274,000
32$227,000
41$488,600
51$150,000
61$805,500
71$300,000
81$356,000
91$690,000
101$320,000
111$205,000
121$150,000
131$160,000
141$10,000
151$242,000
161$458,000

Recent SBA 7(a) approvals for Postal Service

MonthLenderBorrowerAmount
2025-04Mechanics and Farmers BankSin*****ion$242,000
2025-04Centerstone SBA Lending, Inc.St***o X$320,000
2024-12Harborstone CUPos*****ore$356,000
2024-10Zions Bank, A Division ofJIN*****NC.$488,600
2024-08Camden National BankBak*****ort$10,000
2024-03Live Oak Banking CompanyKIR*****INC$690,000
2024-02Capital One, National Association507*****LLC$458,000
2024-02The Huntington National BankWIP*****LLC$274,000
2024-02The Huntington National BankWIP*****LLC$25,000
2023-05Cadence BankPos*****Inc$227,000
2023-04St. Mary's BankPos*****LLC$150,000
2023-04Western Alliance BankD&D*****nc.$300,000
2023-01Readycap Lending, LLCPos*****159$205,000
2022-11U.S. Bank, National AssociationGND*****LLC$25,000
2022-05Cadence BankPos*****013$222,000
2021-08Chelsea State BankPos*****LLC$160,000
2021-03United Midwest Savings Bank National AssociationGri*****LLC$150,000
2020-08U.S. Bank, National AssociationKAM*****ION$50,000
2019-11Celtic Bank CorporationDRU*****NC.$805,500

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

Less active
More active

State-by-state breakdown

#StateApprovals
1California3
2Michigan2
3Wisconsin2
4New Hampshire1
5Nevada1
6Washington1
7North Carolina1
8Massachusetts1
9Arizona1

SBA loans for Postal Service by state

Similar industries

Frequently asked questions about SBA loans for Postal Service

Who are the top SBA lenders for Postal Service?

Based on historical SBA 7(a) data, the most active lenders for Postal Service (NAICS 491) include U.s. Bank, National Association, THE Huntington National Bank, Cadence Bank, and 13 more. U.s. Bank, National Association leads with 2 approved loans.

What is the typical SBA loan size for Postal Service?

The median SBA 7(a) loan amount for Postal Service businesses is $274,000, based on 13 total approved loans in the dataset.

Which states have the most SBA lending activity for Postal Service?

California leads with 3 SBA 7(a) approvals for Postal Service, followed by Michigan (2) and Wisconsin (2).

How do I find the best SBA lender for my postal service business?

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 491. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

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