SBA Loans for Full-Service Restaurants in Michigan: Top Lenders
NAICS 722NAICS 722 covers full-service restaurants businesses in Michigan. Based on historical SBA 7(a) lending data.
Total Approvals
296
in Michigan
Median Loan Size
$195,500
per approval
Recent Activity
21
last 90 days through Nov 2025
NAICS 722 covers full-service restaurants businesses. This is a moderately active sector for SBA 7(a) lending with 296 approvals and a median loan size of $195,500.
Key trends & insights
- Full-Service Restaurants in Michigan lending is concentrated — THE Huntington National Bank, Oxford Bank, Choiceone Bank together account for 73% of all approvals. If you're in this industry, these are your highest-probability lenders.
- THE Huntington National Bank leads this industry with 137 approvals (63% market share) and a median loan of $50,000.
- Full-Service Restaurants in Michigan loans skew smaller than the SBA average at $195,500 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Full-Service Restaurants in Michigan
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 137 | $50,000 | |
| 2 | 12 | $252,500 | |
| 3 | 9 | $340,000 | |
| 4 | 5 | $105,000 | |
| 5 | 4 | $105,600 | |
| 6 | 4 | $496,000 | |
| 7 | 4 | $200,000 | |
| 8 | 4 | $170,000 | |
| 9 | 4 | $256,850 | |
| 10 | 3 | $690,000 | |
| 11 | 3 | $50,000 | |
| 12 | 3 | $324,000 | |
| 13 | 3 | $321,000 | |
| 14 | 3 | $150,000 | |
| 15 | 3 | $450,000 | |
| 16 | 3 | $30,000 | |
| 17 | 3 | $50,000 | |
| 18 | 3 | $416,500 | |
| 19 | 3 | $350,000 | |
| 20 | 3 | $145,000 |
Recent SBA 7(a) approvals for Full-Service Restaurants in Michigan
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-11 | The Huntington National Bank | FUL*****LLC | WYOMING, MI | $148,500 |
| 2025-11 | ChoiceOne Bank | DA***LLC | TROY, MI | $226,500 |
| 2025-08 | The Huntington National Bank | T&J*****LLC | VASSAR, MI | $346,500 |
| 2025-08 | The Huntington National Bank | COF*****LLC | HAZEL PARK, MI | $25,000 |
| 2025-08 | The Huntington National Bank | COF*****LLC | HAZEL PARK, MI | $169,000 |
| 2025-08 | The Huntington National Bank | T&J*****LLC | VASSAR, MI | $25,000 |
| 2025-08 | The Huntington National Bank | KAN*****LLC | ANN ARBOR, MI | $50,000 |
| 2025-08 | Eaton Community Bank | Sid*****sen | Charlotte, MI | $500,000 |
| 2025-08 | The Huntington National Bank | SKA*****LLC | IDA, MI | $58,000 |
| 2025-08 | The Huntington National Bank | Map*****LLC | DEARBORN, MI | $63,000 |
| 2025-08 | The Huntington National Bank | JAY*****INC | TROY, MI | $50,000 |
| 2025-08 | The Huntington National Bank | AE&*****NC. | DEXTER, MI | $200,000 |
| 2025-08 | Sturgis Bank & Trust Company | S&C*****orp | Paw Paw, MI | $100,000 |
| 2025-08 | U.S. Bank, National Association | De****LLC | CHESTERFIELD, MI | $1,608,700 |
| 2025-06 | The Huntington National Bank | Mid*****LLC | SOUTHFIELD, MI | $75,000 |
| 2025-06 | The Huntington National Bank | Mid*****LLC | SOUTHFIELD, MI | $456,800 |
| 2025-06 | The Huntington National Bank | Pre*****.C. | HARBOR SPRINGS, MI | $100,000 |
| 2025-06 | Oxford Bank | CKG*****LLC | TROY, MI | $250,000 |
| 2025-06 | Oxford Bank | Uni*****LLC | COMMERCE TOWNSHIP, MI | $300,000 |
| 2025-06 | First Internet Bank of Indiana | Tur*****Bar | GREENVILLE, MI | $1,577,000 |
| 2025-06 | Everwise Credit Union | GRA*****LLC | Rockford MI, MI | $1,032,000 |
| 2025-05 | Lake Michigan CU | ELE*****LLC | SHELBY TOWNSHIP, MI | $1,007,000 |
| 2025-05 | Dogwood State Bank | Mad*****LLC | Holt, MI | $633,000 |
| 2025-05 | Comerica Bank | Fas*****LLC | YPSILANTI, MI | $185,000 |
| 2025-05 | Live Oak Banking Company | Ann*****LLC | EAST LANSING, MI | $1,800,000 |
| 2025-04 | The Huntington National Bank | Gol*****LLC | HOLLAND, MI | $40,300 |
| 2025-04 | Commonwealth Business Bank | Tro*****LLC | TROY, MI | $150,000 |
| 2025-04 | The Huntington National Bank | PAP*****LLC | FLINT, MI | $50,000 |
| 2025-04 | The Huntington National Bank | BUN*****LLC | BERKLEY, MI | $25,000 |
| 2025-04 | The Huntington National Bank | JDT*****NC. | CANTON, MI | $464,500 |
| 2025-04 | The Huntington National Bank | BUN*****LLC | BERKLEY, MI | $453,000 |
| 2025-04 | The Huntington National Bank | JDT*****NC. | CANTON, MI | $40,000 |
| 2025-03 | Wildfire CU | M&M*****LLC | Saginaw, MI | $810,000 |
| 2025-03 | Omni Community Credit Union | Gro*****LLC | Battle Creek, MI | $275,000 |
| 2025-03 | Lake Trust CU | Riv*****LLC | Portland, MI | $539,100 |
| 2025-03 | Community Unity Bank | Chi*****l-A | Detroit, MI | $1,340,000 |
| 2025-03 | State Savings Bank | The*****LLC | Glen Arbor, MI | $708,400 |
| 2025-03 | Oxford Bank | Wat*****LLC | Lake Orion, MI | $768,000 |
| 2025-03 | Omni Community Credit Union | The*****LLC | Colon, MI | $675,000 |
| 2025-03 | First State Bank | Jus*****LLC | Oxford, MI | $842,000 |
| 2025-03 | Horizon Bank | Pro*****LLC | FENNVILLE, MI | $360,000 |
| 2025-03 | Horizon Bank | Sou*****nc. | SOUTH HAVEN, MI | $100,000 |
| 2025-03 | Live Oak Banking Company | LAM*****LLC | DETROIT, MI | $500,000 |
| 2025-03 | The Huntington National Bank | Jay*****nc. | MUSKEGON, MI | $50,000 |
| 2025-02 | Enterprise Bank & Trust | SOU*****any | Wyoming, MI | $126,300 |
| 2025-02 | United FCU | Ha***e's | Niles, MI | $690,000 |
| 2025-02 | The Huntington National Bank | Vas*****LLC | HART, MI | $25,000 |
| 2025-02 | The Huntington National Bank | Vas*****LLC | HART, MI | $84,500 |
| 2025-02 | Newtek Bank, National Association | Hur*****LLC | Port Huron, MI | $1,000,000 |
| 2025-02 | Newtek Bank, National Association | Cre*****LLC | Clinton Twp, MI | $247,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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