SBA Loans for Financial Transactions Processing: Top Lenders & Recent Approvals
NAICS 522NAICS 522 covers financial transactions processing, reserve, and clearinghouse activiti businesses. Based on historical SBA 7(a) lending data.
Total Approvals
78
for Financial Transactions Processing
Median Loan Size
$200,000
per approval
Recent Activity
4
last 90 days through Nov 2025
NAICS 522 covers financial transactions processing, reserve, and clearinghouse activiti businesses. This is a smaller category in SBA 7(a) lending with 78 approvals on record and a median loan size of $200,000.
Key trends & insights
- SBA lending to financial transactions processing businesses grew 13% year-over-year — from 39 to 44 approvals.
- Bayfirst National Bank leads this industry with 27 approvals (16% market share) and a median loan of $150,000.
- Financial Transactions Processing SBA lending clusters in California (31%), Florida (13%), Michigan (6%) — these three states represent 50% of all activity nationwide.
- The typical loan size for financial transactions processing has decreased 40% — average median moving from $764,033 to $461,325.
- Loan sizes vary dramatically by location — the median in California ($350,000) is 2.8x higher than Florida ($125,000).
Lending trends for Financial Transactions Processing
Top lenders by historical volume
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 27 | $150,000 | |
| 2 | 20 | $150,000 | |
| 3 | 18 | $200,000 | |
| 4 | 15 | $128,000 | |
| 5 | 10 | $300,000 | |
| 6 | 10 | $25,000 | |
| 7 | 10 | $950,000 | |
| 8 | 10 | $165,000 | |
| 9 | 7 | $150,000 | |
| 10 | 6 | $65,000 | |
| 11 | 5 | $509,000 | |
| 12 | 5 | $1,776,800 | |
| 13 | 4 | $440,100 | |
| 14 | 4 | $2,520,000 | |
| 15 | 4 | $456,100 | |
| 16 | 4 | $870,800 | |
| 17 | 4 | $110,000 | |
| 18 | 3 | $250,000 | |
| 19 | 3 | $340,000 | |
| 20 | 3 | $2,060,000 |
Recent SBA 7(a) approvals for Financial Transactions Processing
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | Newtek Bank, National Association | Meg****LLC | Brooklyn, NY | $2,000,000 |
| 2025-12 | CenTrust Bank, A Division of SmartBiz Bank National Associat | Jos*****nc. | AGOURA HILLS, CA | $150,000 |
| 2025-11 | U.S. Bank, National Association | Bes*****LLC | COLORADO SPRINGS, CO | $150,000 |
| 2025-09 | Newtek Bank, National Association | DES*****LLC | PHOENIX, AZ | $150,000 |
| 2025-09 | Enterprise Bank & Trust | The*****mez | TAYLORSVILLE, UT | $870,800 |
| 2025-08 | CenTrust Bank, A Division of SmartBiz Bank National Associat | Str*****LLC | ATLANTA, GA | $150,000 |
| 2025-08 | Commercial Bank of California | MOU*****NTS | ALPINE, UT | $500,000 |
| 2025-08 | Reliabank Dakota | WR *****LLC | Sioux Falls, SD | $1,802,700 |
| 2025-08 | DFCU Financial | Mit*****LLC | TRENTON, MI | $675,000 |
| 2025-07 | The Huntington National Bank | NWA*****LLC | ROGERS, AR | $270,100 |
| 2025-07 | Brookline Bank, a Division of Beacon Bank and Trust | CLO*****LLC | MAYNARD, MA | $300,000 |
| 2025-07 | ESL FCU | A&C*****LLC | HILTON, NY | $25,000 |
| 2025-07 | Newtek Bank, National Association | Exc*****Inc | St. Petersburg, FL | $150,000 |
| 2025-06 | CRF Small Business Loan Company, LLC | Red*****LLC | Spokane, WA | $500,000 |
| 2025-05 | Stone Bank | WAR*****LLC | MILTON, FL | $150,000 |
| 2025-05 | Newtek Bank, National Association | Kas*****LLC | PATERSON, NJ | $30,000 |
| 2025-05 | BayFirst National Bank | Thr*****LLC | NORTHGLENN, CO | $150,000 |
| 2025-05 | Newtek Bank, National Association | tru*****llc | PITTSBURGH, PA | $75,000 |
| 2025-04 | First Bank of the Lake | MER*****COM | OLYMPIA, WA | $150,000 |
| 2025-04 | BayFirst National Bank | F5 *****LLC | TRAVERSE CITY, MI | $150,000 |
| 2025-04 | Stone Bank | Sou*****nc. | MIAMI, FL | $150,000 |
| 2025-03 | Fremont Bank | Kyo*****LLC | Alameda, CA | $2,065,000 |
| 2025-03 | Fifth Third Bank | IFI*****LLC | CORAL GABLES, FL | $100,000 |
| 2025-03 | Readycap Lending, LLC | DC *****LLC | FALLS CHURCH, VA | $200,000 |
| 2025-03 | Cadence Bank | MY *****INC | ORLANDO, FL | $310,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
Activity by state
State-by-state breakdown
| # | State | Approvals |
|---|---|---|
| 1 | California | 24 |
| 2 | Florida | 10 |
| 3 | Michigan | 5 |
| 4 | Texas | 4 |
| 5 | New York | 4 |
| 6 | Utah | 4 |
| 7 | Virginia | 3 |
| 8 | Oregon | 3 |
| 9 | Georgia | 3 |
| 10 | Washington | 2 |
| 11 | Illinois | 2 |
| 12 | Maryland | 2 |
| 13 | Oklahoma | 2 |
| 14 | Ohio | 1 |
| 15 | Colorado | 1 |
| 16 | New Jersey | 1 |
| 17 | Pennsylvania | 1 |
| 18 | South Carolina | 1 |
| 19 | South Dakota | 1 |
| 20 | Louisiana | 1 |
| 21 | Idaho | 1 |
| 22 | Connecticut | 1 |
| 23 | New Mexico | 1 |
SBA loans for Financial Transactions Processing by state
Similar industries
Frequently asked questions about SBA loans for Financial Transactions Processing
Who are the top SBA lenders for Financial Transactions Processing?▾
Based on historical SBA 7(a) data, the most active lenders for Financial Transactions Processing (NAICS 522) include Bayfirst National Bank, Newtek Bank, National Association, Readycap Lending, LLC, and 17 more. Bayfirst National Bank leads with 27 approved loans.
What is the typical SBA loan size for Financial Transactions Processing?▾
The median SBA 7(a) loan amount for Financial Transactions Processing businesses is $200,000, based on 78 total approved loans in the dataset.
Which states have the most SBA lending activity for Financial Transactions Processing?▾
California leads with 24 SBA 7(a) approvals for Financial Transactions Processing, followed by Florida (10) and Michigan (5).
How do I find the best SBA lender for my financial transactions processing business?▾
Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 522. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.
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