SBA Loans for Full-Service Restaurants in New York: Top Lenders
NAICS 722NAICS 722 covers mobile food services businesses in New York. Based on historical SBA 7(a) lending data.
Total Approvals
495
in New York
Median Loan Size
$135,800
per approval
Recent Activity
51
last 90 days through Dec 2025
NAICS 722 covers mobile food services businesses. This is a moderately active sector for SBA 7(a) lending with 495 approvals and a median loan size of $135,800.
Key trends & insights
- Full-Service Restaurants in New York lending is concentrated — Manufacturers AND Traders Trust Company, TD Bank, National Association, Keybank, National Association together account for 50% of all approvals. If you're in this industry, these are your highest-probability lenders.
- Manufacturers AND Traders Trust Company leads this industry with 82 approvals (24% market share) and a median loan of $75,100.
- Full-Service Restaurants in New York loans skew smaller than the SBA average at $135,800 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Full-Service Restaurants in New York
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 82 | $75,100 | |
| 2 | 60 | $30,000 | |
| 3 | 28 | $49,750 | |
| 4 | 17 | $500,000 | |
| 5 | 16 | $98,100 | |
| 6 | 16 | $350,000 | |
| 7 | 15 | $460,000 | |
| 8 | 14 | $150,000 | |
| 9 | 10 | $273,500 | |
| 10 | 9 | $74,000 | |
| 11 | 9 | $277,000 | |
| 12 | 8 | $150,000 | |
| 13 | 8 | $470,500 | |
| 14 | 8 | $110,000 | |
| 15 | 7 | $150,000 | |
| 16 | 7 | $30,000 | |
| 17 | 7 | $10,000 | |
| 18 | 6 | $1,000,000 | |
| 19 | 6 | $600,000 | |
| 20 | 5 | $250,000 |
Recent SBA 7(a) approvals for Full-Service Restaurants in New York
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | The Adirondack Trust Company | The*****LLC | SARATOGA SPRINGS, NY | $75,000 |
| 2025-12 | The Adirondack Trust Company | The*****LLC | SARATOGA SPRINGS, NY | $75,000 |
| 2025-12 | NYBDC Local Development Corporation dba Pursuit Community Fi | Nad*****9;s | New York, NY | $350,000 |
| 2025-12 | Manufacturers and Traders Trust Company | SET*****INC | POMONA, NY | $100,000 |
| 2025-12 | NBT Bank, National Association | Cum*****LLC | PLATTSBURGH, NY | $525,000 |
| 2025-12 | Newtek Bank, National Association | The*****ket | CASTLETON ON HUDSON, NY | $175,000 |
| 2025-12 | Manufacturers and Traders Trust Company | PAI****LLC | Amherst, NY | $276,000 |
| 2025-12 | KeyBank National Association | JF *****LLC | TROY, NY | $35,000 |
| 2025-12 | Manufacturers and Traders Trust Company | PHA*****LLC | FULTON, NY | $87,000 |
| 2025-12 | Live Oak Banking Company | Gar*****nc. | PATCHOGUE, NY | $794,000 |
| 2025-12 | TD Bank, National Association | Oh *****LLC | NEW YORK, NY | $25,000 |
| 2025-12 | Commonwealth Business Bank | MDC*****LLC | NEW YORK, NY | $2,000,000 |
| 2025-12 | Community Capital New York, Inc. | The*****LLC | Poughkeepsie, NY | $100,000 |
| 2025-12 | Commonwealth Business Bank | HTN****Inc | BROOKLYN, NY | $1,800,000 |
| 2025-12 | Northeast Bank | 195*****ner | Lindenhurst, NY | $350,000 |
| 2025-12 | Northeast Bank | Win*****LLC | Ticonderoga, NY | $307,000 |
| 2025-12 | Accion Opportunity Fund Community Development | Set*****nc. | Pomona, NY | $350,000 |
| 2025-12 | Brookline Bank, a Division of Beacon Bank and Trust | LAT*****NER | LATHAM, NY | $3,478,000 |
| 2025-12 | Newtek Bank, National Association | Gal*****LLC | Jamaica, NY | $25,000 |
| 2025-12 | Newtek Bank, National Association | Gal*****LLC | Jamaica, NY | $100,000 |
| 2025-11 | Manufacturers and Traders Trust Company | HOG*****NC. | BUFFALO, NY | $40,000 |
| 2025-11 | Manufacturers and Traders Trust Company | HOG*****NC. | BUFFALO, NY | $51,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Dan*****ish | WEBSTER, NY | $70,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Tol*****LLC | STATEN ISLAND, NY | $302,000 |
| 2025-11 | Genesee Regional Bank | JOS*****LLC | FAIRPORT, NY | $40,000 |
| 2025-11 | Bank Five Nine | ZAY*****LLC | MIDDLETOWN, NY | $227,000 |
| 2025-11 | Northeast Bank | SAM*****INC | VICTOR, NY | $350,000 |
| 2025-11 | TD Bank, National Association | La *****nc. | RIDGEWOOD, NY | $50,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Bar*****LLC | BUFFALO, NY | $25,000 |
| 2025-11 | Brooklyn Cooperative FCU | RIC*****RP. | BROOKLYN, NY | $50,000 |
| 2025-11 | Northeast Bank | HVZ*****LLC | Clifton Park, NY | $120,000 |
| 2025-11 | Northeast Bank | GO.*****NC. | BROOKLYN, NY | $350,000 |
| 2025-11 | The Huntington National Bank | DUM*****LLC | BROOKLYN, NY | $1,236,000 |
| 2025-11 | The Huntington National Bank | DUM*****LLC | BROOKLYN, NY | $50,000 |
| 2025-11 | Northeast Bank | ME *****LLC | WATKINS GLEN, NY | $130,900 |
| 2025-11 | Manufacturers and Traders Trust Company | CHA*****INC | FAIRPORT, NY | $50,000 |
| 2025-11 | Rhinebeck Bank | Pud*****LLC | GERMANTOWN, NY | $49,900 |
| 2025-11 | Harvest Small Business Finance, LLC | Shr*****Bar | MASSAPEQUA PARK, NY | $1,350,000 |
| 2025-11 | Rhinebeck Bank | Pud*****LLC | GERMANTOWN, NY | $50,000 |
| 2025-11 | Citibank, N.A. | Che*****nc. | FLUSHING, NY | $37,500 |
| 2025-11 | TD Bank, National Association | Lam*****LLC | NEW YORK, NY | $25,000 |
| 2025-11 | JPMorgan Chase Bank, National Association | Bap*****nc. | BAYSIDE, NY | $100,000 |
| 2025-11 | ConnectOne Bank | Bro*****LLC | Tuckahoe, NY | $1,340,000 |
| 2025-11 | Northeast Bank | Zaf*****LLC | Brooklyn, NY | $350,000 |
| 2025-11 | KeyBank National Association | Rou*****LLC | West Sand Lake, NY | $50,000 |
| 2025-11 | Readycap Lending, LLC | Bus*****nc. | BROOKLYN, NY | $50,000 |
| 2025-11 | The Adirondack Trust Company | Lea*****ery | BALLSTON LAKE, NY | $90,000 |
| 2025-11 | Newtek Bank, National Association | Bru*****ted | CORTLAND, NY | $250,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Tol*****LLC | STATEN ISLAND, NY | $10,000 |
| 2025-11 | Citibank, N.A. | Ten*****LLC | NEW YORK, NY | $40,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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