SBA Loans for Full-Service Restaurants in New York: Top Lenders
NAICS 722NAICS 722 covers snack and nonalcoholic beverage bars businesses in New York. Based on historical SBA 7(a) lending data.
Total Approvals
495
in New York
Median Loan Size
$135,800
per approval
Recent Activity
51
last 90 days through Dec 2025
NAICS 722 covers snack and nonalcoholic beverage bars businesses. This is a moderately active sector for SBA 7(a) lending with 495 approvals and a median loan size of $135,800.
Key trends & insights
- Full-Service Restaurants in New York lending is concentrated — Manufacturers AND Traders Trust Company, TD Bank, National Association, Keybank, National Association together account for 50% of all approvals. If you're in this industry, these are your highest-probability lenders.
- Manufacturers AND Traders Trust Company leads this industry with 82 approvals (24% market share) and a median loan of $75,100.
- Full-Service Restaurants in New York loans skew smaller than the SBA average at $135,800 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.
Most active SBA lenders for Full-Service Restaurants in New York
| # | Lender | Approvals | Median Size |
|---|---|---|---|
| 1 | 82 | $75,100 | |
| 2 | 60 | $30,000 | |
| 3 | 28 | $49,750 | |
| 4 | 17 | $500,000 | |
| 5 | 16 | $98,100 | |
| 6 | 16 | $350,000 | |
| 7 | 15 | $460,000 | |
| 8 | 14 | $150,000 | |
| 9 | 10 | $273,500 | |
| 10 | 9 | $74,000 | |
| 11 | 9 | $277,000 | |
| 12 | 8 | $150,000 | |
| 13 | 8 | $470,500 | |
| 14 | 8 | $110,000 | |
| 15 | 7 | $150,000 | |
| 16 | 7 | $30,000 | |
| 17 | 7 | $10,000 | |
| 18 | 6 | $1,000,000 | |
| 19 | 6 | $600,000 | |
| 20 | 5 | $250,000 |
Recent SBA 7(a) approvals for Full-Service Restaurants in New York
| Month | Lender | Borrower | Location | Amount |
|---|---|---|---|---|
| 2025-12 | The Adirondack Trust Company | The*****LLC | SARATOGA SPRINGS, NY | $75,000 |
| 2025-12 | The Adirondack Trust Company | The*****LLC | SARATOGA SPRINGS, NY | $75,000 |
| 2025-12 | NBT Bank, National Association | Cum*****LLC | PLATTSBURGH, NY | $525,000 |
| 2025-12 | Manufacturers and Traders Trust Company | SET*****INC | POMONA, NY | $100,000 |
| 2025-12 | NYBDC Local Development Corporation dba Pursuit Community Fi | Nad*****9;s | New York, NY | $350,000 |
| 2025-12 | Newtek Bank, National Association | The*****ket | CASTLETON ON HUDSON, NY | $175,000 |
| 2025-12 | KeyBank National Association | JF *****LLC | TROY, NY | $35,000 |
| 2025-12 | Manufacturers and Traders Trust Company | PAI****LLC | Amherst, NY | $276,000 |
| 2025-12 | Manufacturers and Traders Trust Company | PHA*****LLC | FULTON, NY | $87,000 |
| 2025-12 | Live Oak Banking Company | Gar*****nc. | PATCHOGUE, NY | $794,000 |
| 2025-12 | Commonwealth Business Bank | MDC*****LLC | NEW YORK, NY | $2,000,000 |
| 2025-12 | TD Bank, National Association | Oh *****LLC | NEW YORK, NY | $25,000 |
| 2025-12 | Community Capital New York, Inc. | The*****LLC | Poughkeepsie, NY | $100,000 |
| 2025-12 | Northeast Bank | 195*****ner | Lindenhurst, NY | $350,000 |
| 2025-12 | Commonwealth Business Bank | HTN****Inc | BROOKLYN, NY | $1,800,000 |
| 2025-12 | Northeast Bank | Win*****LLC | Ticonderoga, NY | $307,000 |
| 2025-12 | Accion Opportunity Fund Community Development | Set*****nc. | Pomona, NY | $350,000 |
| 2025-12 | Newtek Bank, National Association | Gal*****LLC | Jamaica, NY | $25,000 |
| 2025-12 | Brookline Bank, a Division of Beacon Bank and Trust | LAT*****NER | LATHAM, NY | $3,478,000 |
| 2025-12 | Newtek Bank, National Association | Gal*****LLC | Jamaica, NY | $100,000 |
| 2025-11 | Manufacturers and Traders Trust Company | HOG*****NC. | BUFFALO, NY | $40,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Dan*****ish | WEBSTER, NY | $70,000 |
| 2025-11 | Manufacturers and Traders Trust Company | HOG*****NC. | BUFFALO, NY | $51,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Tol*****LLC | STATEN ISLAND, NY | $302,000 |
| 2025-11 | Bank Five Nine | ZAY*****LLC | MIDDLETOWN, NY | $227,000 |
| 2025-11 | Genesee Regional Bank | JOS*****LLC | FAIRPORT, NY | $40,000 |
| 2025-11 | TD Bank, National Association | La *****nc. | RIDGEWOOD, NY | $50,000 |
| 2025-11 | Manufacturers and Traders Trust Company | Bar*****LLC | BUFFALO, NY | $25,000 |
| 2025-11 | Northeast Bank | SAM*****INC | VICTOR, NY | $350,000 |
| 2025-11 | Brooklyn Cooperative FCU | RIC*****RP. | BROOKLYN, NY | $50,000 |
| 2025-11 | The Huntington National Bank | DUM*****LLC | BROOKLYN, NY | $1,236,000 |
| 2025-11 | The Huntington National Bank | DUM*****LLC | BROOKLYN, NY | $50,000 |
| 2025-11 | Northeast Bank | HVZ*****LLC | Clifton Park, NY | $120,000 |
| 2025-11 | Northeast Bank | GO.*****NC. | BROOKLYN, NY | $350,000 |
| 2025-11 | Northeast Bank | ME *****LLC | WATKINS GLEN, NY | $130,900 |
| 2025-11 | Manufacturers and Traders Trust Company | CHA*****INC | FAIRPORT, NY | $50,000 |
| 2025-11 | Rhinebeck Bank | Pud*****LLC | GERMANTOWN, NY | $49,900 |
| 2025-11 | Rhinebeck Bank | Pud*****LLC | GERMANTOWN, NY | $50,000 |
| 2025-11 | Harvest Small Business Finance, LLC | Shr*****Bar | MASSAPEQUA PARK, NY | $1,350,000 |
| 2025-11 | Citibank, N.A. | Che*****nc. | FLUSHING, NY | $37,500 |
| 2025-11 | TD Bank, National Association | Lam*****LLC | NEW YORK, NY | $25,000 |
| 2025-11 | Readycap Lending, LLC | Bus*****nc. | BROOKLYN, NY | $50,000 |
| 2025-11 | JPMorgan Chase Bank, National Association | Bap*****nc. | BAYSIDE, NY | $100,000 |
| 2025-11 | KeyBank National Association | Rou*****LLC | West Sand Lake, NY | $50,000 |
| 2025-11 | ConnectOne Bank | Bro*****LLC | Tuckahoe, NY | $1,340,000 |
| 2025-11 | Northeast Bank | Zaf*****LLC | Brooklyn, NY | $350,000 |
| 2025-11 | Citibank, N.A. | Ten*****LLC | NEW YORK, NY | $40,000 |
| 2025-11 | Newtek Bank, National Association | Ros*****ion | New York, NY | $175,000 |
| 2025-11 | CenTrust Bank, A Division of SmartBiz Bank National Associat | GOO*****INC | YONKERS, NY | $150,000 |
| 2025-11 | Newtek Bank, National Association | Bru*****ted | CORTLAND, NY | $250,000 |
Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.
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