SBA Loans for Full-Service Restaurants in New York: Top Lenders

NAICS 722

NAICS 722 covers full-service restaurants businesses in New York. Based on historical SBA 7(a) lending data.

Total Approvals

495

in New York

Median Loan Size

$135,800

per approval

Recent Activity

51

last 90 days through Dec 2025

NAICS 722 covers full-service restaurants businesses. This is a moderately active sector for SBA 7(a) lending with 495 approvals and a median loan size of $135,800.

Key trends & insights

  • Full-Service Restaurants in New York lending is concentrated — Manufacturers AND Traders Trust Company, TD Bank, National Association, Keybank, National Association together account for 50% of all approvals. If you're in this industry, these are your highest-probability lenders.
  • Manufacturers AND Traders Trust Company leads this industry with 82 approvals (24% market share) and a median loan of $75,100.
  • Full-Service Restaurants in New York loans skew smaller than the SBA average at $135,800 median (vs. ~$450,000 overall) — good news if you need a smaller amount and want to avoid lenders with high minimums.

Most active SBA lenders for Full-Service Restaurants in New York

Recent SBA 7(a) approvals for Full-Service Restaurants in New York

MonthLenderBorrowerAmount
2025-12Commonwealth Business BankMDC*****LLC$2,000,000
2025-12TD Bank, National AssociationOh *****LLC$25,000
2025-11TD Bank, National AssociationLam*****LLC$25,000
2025-11JPMorgan Chase Bank, National AssociationBap*****nc.$100,000
2025-11ConnectOne BankBro*****LLC$1,340,000
2025-11Northeast BankZaf*****LLC$350,000
2025-11KeyBank National AssociationRou*****LLC$50,000
2025-11Readycap Lending, LLCBus*****nc.$50,000
2025-08Manufacturers and Traders Trust CompanyCLO*****INC$10,000
2025-08TD Bank, National AssociationRED*****INC$50,000
2025-08Northeast BankBUL*****ORP$50,000
2025-08Accion Opportunity Fund Community DevelopmentNSV*****Inc$350,000
2025-08Dime Community BankCen*****ion$392,000
2025-08TD Bank, National AssociationCho*****LLC$25,000
2025-08Manufacturers and Traders Trust CompanyFre*****LLC$72,000
2025-08Manufacturers and Traders Trust CompanyTin*****Inc$125,400
2025-08Manufacturers and Traders Trust CompanyTin*****Inc$508,500
2025-08Woori America BankOYA****LLC$1,000,000
2025-08ESL FCUThe*****LLC$26,000
2025-08TD Bank, National AssociationNew*****nc.$50,000
2025-08Hyperion BankEve*****LLC$833,000
2025-08Manufacturers and Traders Trust CompanyFoo*****orp$10,000
2025-08Manufacturers and Traders Trust CompanyHon*****LLC$50,000
2025-08Manufacturers and Traders Trust Company815*****LLC$355,500
2025-08Lendistry SBLC, LLCCAC*****LLC$200,000
2025-08Manufacturers and Traders Trust CompanyHon*****LLC$32,500
2025-08Manufacturers and Traders Trust CompanyHon*****LLC$390,000
2025-08The Huntington National BankTac*****LLC$332,600
2025-08Live Oak Banking Company591*****rp.$1,500,000
2025-08The Huntington National BankTac*****LLC$15,000
2025-08Newtek Bank, National AssociationAr**’s.$1,450,000
2025-08Accion Opportunity Fund Community DevelopmentOrc*****ion$350,000
2025-08TD Bank, National AssociationMas*****nc.$50,000
2025-08The Canandaigua National Bank and Trust CompanyVit*****LLC$95,500
2025-08Accompany CapitalNot*****nc.$125,000
2025-08Manufacturers and Traders Trust CompanyRam*****LLC$25,000
2025-08Cross River BankIna*****LLC$1,000,000
2025-08Manufacturers and Traders Trust CompanyBBM*****LLC$115,000
2025-08Manufacturers and Traders Trust CompanyRam*****LLC$25,000
2025-07Northeast Bank323*****LLC$350,000
2025-07Manufacturers and Traders Trust CompanyTCB*****LLC$25,000
2025-07Manufacturers and Traders Trust CompanyCMT*****LLC$75,000
2025-07Manufacturers and Traders Trust CompanySTA*****LLC$200,000
2025-06The Huntington National BankTOA*****LLC$562,300
2025-06Manufacturers and Traders Trust CompanyMEN*****LLC$65,000
2025-06Manufacturers and Traders Trust Company346*****LLC$60,000
2025-06Tompkins Community BankBed*****LLC$211,500
2025-06Manufacturers and Traders Trust Company49 *****LLC$100,000
2025-06Northeast BankGum*****nc.$88,400
2025-06TD Bank, National AssociationUnc*****nc.$117,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

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