SBA Loans for Other Heavy and Civil Engineering Construction: Top Lenders & Recent Approvals

NAICS 237

NAICS 237 covers other heavy and civil engineering construction businesses. Based on historical SBA 7(a) lending data.

Total Approvals

339

for Other Heavy and Civil Engineering Construction

Median Loan Size

$248,000

per approval

Recent Activity

last 90 days through Dec 2025

NAICS 237 covers other heavy and civil engineering construction businesses. This is a moderately active sector for SBA 7(a) lending with 339 approvals and a median loan size of $248,000.

Key trends & insights

SBA lending to other heavy and civil engineering construction businesses grew 38% year-over-year — from 208 to 288 approvals.
Total SBA dollars flowing into this industry increased by 57% year-over-year, reaching $160,206,600 in the trailing 12 months.
THE Huntington National Bank leads this industry with 94 approvals (20% market share) and a median loan of $100,000.
The typical loan size for other heavy and civil engineering construction has decreased 22% — average median moving from $250,750 to $195,225.
Loan sizes vary dramatically by location — the median in Colorado ($1,285,500) is 28.3x higher than Arizona ($45,500).

Lending trends for Other Heavy and Civil Engineering Construction

↑ 38%loan volume YoY

↑ 57%dollar volume YoY

Total loaned ($)

Median loan size

Top lenders by historical volume

#	Lender	Approvals	Median Size	Recent	Top States
1	THE Huntington National Bank	94	$100,000	6	OH, MI, PA
2	U.s. Bank, National Association	53	$45,000	1	CA, MO, OR
3	Jpmorgan Chase Bank, National Association	42	$150,000	1	CA, TX, FL
4	TD Bank, National Association	24	$125,000	2	NY, FL, NJ
5	Wells Fargo Bank, National Association	24	$15,000	—	CA, TX, VA
6	Newtek Bank, National Association	23	$350,000	4	FL, TX, CA
7	Northeast Bank	22	$150,000	3	TX, CA, MA
8	Manufacturers AND Traders Trust Company	22	$100,000	1	MD, NY, PA
9	Zions Bank, A Division OF	21	$150,000	2	UT, TX, ID
10	Bank OF America, National Association	21	$300,000	1	FL, TX, MD
11	Readycap Lending, LLC	17	$150,000	1	PA, CA, FL
12	Columbia Bank	14	$50,000	3	WA, OR, ID
13	Bancfirst	13	$342,000	—	OK
14	PNC Bank, National Association	12	$50,000	—	OH, TX, IL
15	Newtek Small Business Finance, INC.	12	$375,000	—	TX, FL, AZ
16	Comerica Bank	12	$350,000	—	MI, TX, CA
17	Cadence Bank	11	$350,000	3	TX, CA, LA
18	Bayfirst National Bank	11	$150,000	—	TX, LA, MI
19	Keybank, National Association	11	$50,000	1	NY, WA, OH
20	Banner Bank	10	$121,200	—	WA, OR, CA

Recent SBA 7(a) approvals for Other Heavy and Civil Engineering Construction

Month	Lender	Borrower	Location	Amount
2025-12	Live Oak Banking Company	Wak*****nc.	LANTANA, FL	$100,000
2025-12	Hanmi Bank	SDW*****nc.	Buena Park, CA	$150,000
2025-12	Manufacturers and Traders Trust Company	CAN*****INC	STAMFORD, CT	$20,000
2025-12	CenTrust Bank, A Division of SmartBiz Bank National Associat	D. *****LLC	LA PLACE, LA	$150,000
2025-12	Celtic Bank Corporation	Wat*****LLC	LAREDO, TX	$150,000
2025-12	Bank of America, National Association	ADV*****LLC	HOMESTEAD, FL	$250,000
2025-12	Northeast Bank	Liv*****LLC	WEST MONROE, LA	$250,000
2025-11	Northeast Bank	Jer****Lee	MURFREESBORO, TN	$192,500
2025-11	U.S. Bank, National Association	AND*****INC	CALABASAS, CA	$70,000
2025-11	TD Bank, National Association	Haw*****nc.	MOUNT KISCO, NY	$100,000
2025-11	Zions Bank, A Division of	Loy*****LLC	CONROE, TX	$150,000
2025-11	OakStar Bank	STE*****GER	TUNAS, MO	$98,000
2025-11	Celtic Bank Corporation	Bor*****LLC	MIDDLETON, ID	$50,000
2025-11	Wilmington Savings Fund Society FSB	DIV*****LLC	SELBYVILLE, DE	$400,000
2025-11	Zions Bank, A Division of	Mon*****LLC	KUNA, ID	$340,000
2025-11	Colony Bank	Nel*****LLC	Greenwood Village, CO	$4,505,000
2025-11	VelocitySBA, LLC	Cre*****LLC	Norman, OK	$900,000
2025-11	IncredibleBank	WOR*****LLC	EAGLE RIVER, WI	$675,000
2025-11	KeyBank National Association	Asp*****LLC	Spencerport, NY	$50,000
2025-11	U.S. Bank, National Association	JNE*****Inc	GROVER BEACH, CA	$50,000
2025-11	Columbia Bank	Nor*****LLC	BAINBRIDGE ISLAND, WA	$50,000
2025-11	Bank of America, National Association	Bes*****nc.	EL RENO, OK	$3,701,700
2025-11	Columbia Bank	EDG*****LLC	CALDWELL, ID	$45,000
2025-09	GreenWay Bank	Ber*****Inc	Fort Wayne, IN	$890,000
2025-09	Wilmington Savings Fund Society FSB	DIV*****LLC	SELBYVILLE, DE	$570,000

Source: Historical SBA 7(a) lending records. Borrower names partially masked for privacy.

Activity by state

CA35 OH28 FL27 TX24 MI21 CO14 MN13 WA12 NY11 WI10 OK10 MO9 PA8 OR8 ID8 IL8 NJ8 LA7 NC7 MA6 VA6 IN6 AZ5 MD4 UT4 GA4 AR4 KY3 KS3 PR2 CT2 MS2 MT2 NH2 NV2 AL2 WV2 SC1 SD1 TN1 NE1 ND1 ME1 IA1 DE1 NM1 WY1

Less active

More active

State-by-state breakdown

#	State	Approvals	Median Size	#1 Lender	Last 90 Days
1	California	35	$235,000	U.s. Bank, National Association6 approvals	1
2	Ohio	28	$112,500	THE Huntington National Bank15 approvals	—
3	Florida	27	$400,000	Bank OF America, National Association4 approvals	2
4	Texas	24	$337,500	Newtek Small Business Finance, INC.3 approvals	5
5	Michigan	21	$126,600	THE Huntington National Bank13 approvals	2
6	Colorado	14	$1,285,500	Missingmainbankid3 approvals	1
7	Minnesota	13	$350,000	OLD National Bank3 approvals	—
8	Washington	12	$200,000	Columbia Bank5 approvals	1
9	New York	11	$250,000	TD Bank, National Association3 approvals	1
10	Wisconsin	10	$375,000	Citizens Community Federal, National Association3 approvals	—
11	Oklahoma	10	$421,000	Bancfirst7 approvals	1
12	Missouri	9	$135,000	Readycap Lending, LLC1 approvals	1
13	Pennsylvania	8	$165,000	Manufacturers AND Traders Trust Company2 approvals	—
14	Oregon	8	$50,500	Columbia Bank2 approvals	—
15	Idaho	8	$175,000	Zions Bank, A Division OF3 approvals	2
16	Illinois	8	$314,500	Peoples Bank & Trust2 approvals	2
17	New Jersey	8	$125,500	TD Bank, National Association3 approvals	—
18	Louisiana	7	$150,000	American Bank2 approvals	1
19	North Carolina	7	$440,000	Dogwood State Bank1 approvals	—
20	Massachusetts	6	$200,000	St. Mary's CU1 approvals	—
21	Virginia	6	$200,000	Pinnacle Bank2 approvals	—
22	Indiana	6	$239,000	Star Financial Bank3 approvals	—
23	Arizona	5	$45,500	Newtek Small Business Finance, INC.1 approvals	—
24	Maryland	4	$125,000	Manufacturers AND Traders Trust Company2 approvals	—
25	Utah	4	$332,000	Zions Bank, A Division OF3 approvals	—

SBA loans for Other Heavy and Civil Engineering Construction by state

Similar industries

Electrical Contractors

NAICS 238 · 6,222 approvals

Commercial and Institutional Building Construction

NAICS 236 · 2,477 approvals

Frequently asked questions about SBA loans for Other Heavy and Civil Engineering Construction

Who are the top SBA lenders for Other Heavy and Civil Engineering Construction?▾

Based on historical SBA 7(a) data, the most active lenders for Other Heavy and Civil Engineering Construction (NAICS 237) include THE Huntington National Bank, U.s. Bank, National Association, Jpmorgan Chase Bank, National Association, and 17 more. THE Huntington National Bank leads with 94 approved loans.

What is the typical SBA loan size for Other Heavy and Civil Engineering Construction?▾

The median SBA 7(a) loan amount for Other Heavy and Civil Engineering Construction businesses is $248,000, based on 339 total approved loans in the dataset.

Which states have the most SBA lending activity for Other Heavy and Civil Engineering Construction?▾

California leads with 35 SBA 7(a) approvals for Other Heavy and Civil Engineering Construction, followed by Ohio (28) and Florida (27).

How do I find the best SBA lender for my other heavy and civil engineering construction business?▾

Start by reviewing the lender rankings on this page, which are based on real SBA approval data for NAICS 237. You can also use the MyLenderPilot Lender Fit Quiz to get a personalized ranking based on your state, loan size, and years in business.

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